集合信用風險 的英文怎麼說

中文拼音 [jígěxìnyòngfēngxiǎn]
集合信用風險 英文
collective credit risks
  • 集 : gatherassemblecollect
  • 合 : 合量詞（容量單位） ge, a unit of dry measure for grain （=1 decilitre）
  • 用 : Ⅰ動詞1 （使用） use; employ; apply 2 （多用於否定: 需要） need 3 （敬辭: 吃; 喝） eat; drink Ⅱ名...
  • 風 : Ⅰ名詞1 （空氣流動） wind 2 （風氣; 風俗） practice; atmosphere; custom 3 （景象） scene; view 4 ...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 集合 : 1 （聚集） gather; assemble; muster; call together 2 [數學] [自動化] [計算機] assemblage; set; co...
  • 風險 : risk; hazard; danger
  1. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  2. This thesis is justified in undertaking the research of credit management in commercial bank for following reasons : although the bank has witnessed great development, yet it use the traditional method in the credit management, therefore, it is a potential deficiency in the risk control. we all know that the credit business is a driving force of the banks businesses. to improve the credit quality supplies a guarantee to commercial banks ’ future stable development

    隨著綜合授信制度的逐步建立，各家銀行做到了對信用風險的集中統一控制，普遍增強了信用風險管理能力;但是通過對我國商業銀行授信的普遍問題進行研究，發現在授信管理的諸多方面採用的仍然是傳統方式，對風險控制存在著不足，綜合授信制度應有的功能在一定程度上受到了抑制。
  3. International factoring is one integrated financial tool, which provides a series of services, including maintenance of accounts, collection of receivables, guaranty of credit risk and financing for international trade. nowadays, the competition in international trade is becoming fiercer and fiercer

    國際保理，作為國際結算方式之一，是為國際貿易賒銷方式提供的一種集銷售賬務管理、應收賬款收取、信用風險擔保與貿易資金融通為一體的綜合性金融服務。
  4. To meet the needs of the buyer ' s market, the international factoring arises at the historic moment. after our country joined wto, the commercial banks in our country are confronted with the challenge of the sharp competition with foreign - funded banks. the international factoring is one field of financial service which needs to be opened up immediately

    國際保理是集貿易融資、國際間銀行信用於一身的，發生在國際貿易結算環節上，為國際貿易賒銷方式提供的一種集銷售賬務處理、應收賬款收取、信用風險擔保和貿易資金融通為一體的綜合性金融服務，是一個在我國亟待開辟的金融服務領域。
  5. In the process, it is necessary to establish a comprehensive system of income calculations and consider the profits brought about by customers, the customers ' credit, the length of the loan period and interest rate risk, as well as the cost sharing of capital funding and operating in commercial banks

    在這個過程中，要建立有效的綜合收益測算體系，綜合考慮客戶對商業銀行帶來的綜合收益，客戶的信用風險大小，貸款期限的長短即利率風險大小，以及商業銀行的籌集資金成本和運營成本的分攤等方面的問題。
  6. Chapter three : the financial operation system in china also witnessed a series of reforms. and it analyses the " sub - mixed operation system " which includes the cooperation between the money market and capital market and the mixed financial conglomerates in china as well. in 1989. the government began to regulate the financial market by enacting a series of laws and regulations and setting up supervisor ) " institutions such as ssc and isc managing banking. security. insurance and trust sectors separately. the separated management of financial system has been basically shaped in 1998. but over the past few years. the separated system in china is somewhat loosen due to the effect of international trend of financial integration. the money market, capital market and insurance market are to some extent permitted to cooperate with each other by the government. many financial institutions make mixed financial conglomerates to extent their operation field. the banking capital and insurance also have access to the security market in some way and to some size. and the appearance of mixed financial conglomerates push our financial sectors into the mixed operation

    包括逐步實現利率的市場化;加強金融法規的建設;加強金融監管力度，建立安全穩定的金融監管體系;加快我國資本市場的建設;加快金融企業的上市工作，增強金融企業的競爭力;加快銀行改革的步伐，建立銀行的內控制度和風險約束機制。二是金融業務的相互交叉化、融合化。在組織模式方面，金融企業可以通過收購、兼并、重組等手段組建集銀行、證券、保險、信託、實業於一身的大型金融控股集團;在資金流動方面，可以加強金融企業之間的資金流動，通過開發更多、更好、更安全的資金流通渠道，促使資金的合理流動和充分利用;在業務合作方面，銀行、證券、保險三方之間相互合作，通過業務代理、開發交叉業務、共享客戶等方面開展全方位的合作。
  7. Securities investment funds ( mutual funds ) means a way of aggregative securities investment, in which the interests and risks are shared together by pooling the capitals of the investors through issuing funds unit and transferring it to the trusteeship of the trustee, which are managed and operated by the funds managers who engage in the investment of the financial tools such as stocks, bonds, etc. as the combinative product of the trusteeship system and modern financial system, its trust design of transferring properties to the management of experts enable the investors to gain rich returns as well as avoid the risks, which gains the much favor of the investors

    證券投資基金（共同基金）是指通過發行基金單位，集中投資者的資金，由基金託管人託管，由基金管理人管理和運用資金，從事股票、債券等金融工具投資的一種利益共享、風險共擔的集合證券投資方式。作為信託制度與現代金融制度結合的產物，以轉移財產為專業人員管理的信託設計，使得投資者既避免了風險，又獲得豐厚的回報，倍受投資者青睞。世界共同基金自1868年在英國誕生以來已有上百年歷史，我國的投資基金則是在1991年才真正起步，而真正意義上的證券投資基金更是近幾年來的事。
  8. In order to forecast, define and avoid financial risks of merge & acquisition ( m & a ) more effectively, according to the m & a financial risk pre - warning system design, the method of efficiency coefficient and delphiis are used to construct a financial risk pre - warning system for m & a, which includes seven subsystem such as : organizations of financial risk pre warning system, m & a information collection and transmission system, qualitative pre - warning system, quantitative pre - warning systems, financial risk analysis system, alarm system and exclusion of alarm system

    摘要為了更好地預測、界定以及規避企業並購時的財務風險，本文根據企業並購財務風險預警系統的設計思路，綜合運用功效系數法和德爾菲法，建立了包含並購財務風險預警系統組織機構、並購信息收集與傳遞系統、定性預警系統、定量預警系統、並購財務風險分析系統、報警系統以及排警對策系統7個子系統的企業並購財務風險預警系統。
  9. This paper starts with the current situation of china ' s financial computerization to grasp its developing trend, then analyzes the subsequent broad impacts on traditional financial risks and challenges to financial supervision, and at last puts forward a framework to effectively supervise financial computerizing risk and accelerate the financial development. this paper points out that, payment system modernizing, data centralizing, electronic banking applying, financial networking, and money electronicing are bound to boost financial innovation and cause fundamental changes to financial services, therefore affect strategic risk, operational risk, reputational risk, legal risk, and innovation risk greatly, which will bring about challenges to the principles, modes, measures, and contents of financial supervision

    本文研究認為，我國金融電子化將呈現電子支付體系現代化、數據高度集中化、電子銀行應用廣泛化、金融業務網路化和貨幣電子化五大趨勢，極大推動金融創新的發展，金融業務模式發生根本變革，戰略風險、操作風險、信譽風險、法律風險等出現新的重大變化，金融風險的來源、范圍、結構、復雜性和影響程度極度擴大，傳統的監管原則已不再適應金融業發展的需要，監管方式必須向非現場監管和現場檢查的有機結合轉變，原有的監管手段失效，金融監管的內容也有了更廣泛的內涵。
  10. Finally, the author chose the government ' s internal oa system as target to analysis with the new theory. the first chapter introduces background, meaning, and current research and development of the selection of the topic. chapter 2 is mainly on the content and features of the e - government system, theory of e - government system security risks, and e - government system security management process in particular on the importance of risk analysis process ; chapter 3 introduces the theoretical methods for risk analysis, including electronic information systems risk analysis methods and the capacity requirements, and the existing major security risk analysis methods analyze the two aspects ; on the basis of the analysis above, in chapter 4 the author integrated octave, fault tree and ahp methods and proposed the ohf risk analysis method ; chapter 5 is a comprehensive case study. using the theory the author proposed ahead the author selected a typical government oa system into security risk analysis ; chapter 6 is summarizing and the study in the future

    本文第一章主要介紹了該課題的選題背景、意義、研究思路以及當前國內外發展的狀況，引出問題;第二章主要是關于電子政務系統內涵與特點的介紹，電子政務系統安全風險的理論，電子政務系統安全管理實施過程特別是風險分析過程及其重要性的介紹;第三章為風險分析理論方法研究，包括電子政務信息系統風險分析方法的能力要求，現有的主要安全風險分析方法剖析兩大方面;第四章為電子政務系統安全風險分析方法創新研究，在上述分析的基礎上，筆者選擇了octave 、故障樹和ahp方法到電子政務系統風險分析中，提出了安全風險分析的三元集成方法;第五章是一個綜合案例分析，筆者選取了政府辦公自動化系統作為一個典型，進行了安全風險分析，對前面各章中提出的理論和方法加以運用和證明;第六章為總結與展望。
  11. Above all, this part gives an overview to the latest papers on the core capability research. secondly, on the basis of the overview, this part selects 16 variables to establish the whole evaluate system from the angle of capital scale, market power, making - profit capability, financing capability, risk - controlling capability, creative capability, quality of the financial statement and industry focus. at last, by using factoring and focus method, this part studies the core capability of chinese stockjobbers on the basis of 2002 data released by the csrc

    首先在資源、能力和環境三個維度上，本部分就有關企業核心競爭力研究的最新文獻進行了回顧和分類;其次，在文獻研究基礎上，緊密結合中國證券公司運營的實踐，本部分分別從資本規模、市場勢力、盈利能力、融資能力、風險管理能力、創新能力、會計信息質量、產業集聚等8個方面，選取16個指標構建了中國證券公司核心競爭力的評價體系;最後，基於中國證監會所做的有關統計數據，通過運用因子分析和聚類分析的方法，對中國證券公司的核心競爭力狀況進行了分析和評價。
  12. Collective credit risks

    集合信用風險
  13. Risk management of the assets : ( 1 ) rate of capital sufficient can not be lower than 12 % for the foreign bank whose home country is in specially high credit risk, ( 2 ) liquidity management, consider rate management and other factors synthetically while exerting it ( 3 ) loan concentration degree management, stipulate the rational loan concentration degree rate, drop to 10 - 15 % ; set up extensive and concrete integrative measures

    資產風險管理：資本充足率管理，應將母國為信用風險特別高的外資銀行的資本充足率提高到不得低於12 。流動性管理，將比率管理與其他對其產生影響的因素綜合考慮，加以管理。貸款集中度管理，規定合理的貸款集中度比率，降至10刁「建立廣泛具體的監控指標。
  14. Then the useful ways are analyzed by which they can obtain technology, management and decision support in the process of operating the new model. its main content includes : ( 1 ) to achieve the finance integration based on the information standardization and reorganization of information systems on numerical campus with " all - in - one card " ; ( 2 ) to make overall budget management and control and establish a centralized system around finance within intranet systems ; ( 3 ) to get a dynamic capital control with an intensive financial center in order to improve their efficiencies and avoid possible risks ; ( 4 ) to build a performance evaluation and decision support system and help managers make better decisions by assessing and comparing their operational process

    然後從四個方面較為深入地探索了使高校財務管理迎接挑戰，實現新模式運作的技術支持、管理與決策支持的實施途徑，具體包括：實現財務業務一體化，即通過數字化校園及校園「一卡通」的建設實現校園信息的標準化和高校管理信息系統的整合；實現高校全面預算管理和控制，通過網路財務系統的建設，實現以預算管理為核心的財務集中管理；實現高校資金動態集中控制，即通過集約型資金管理結算中心的建設，達到對資金動態集中管理、提高資金使用效益、有效防範資金風險的目的；建立績效評價和決策支持系統，即通過績效測評、比較和分析，把脈高校運營和管理，支持領導決策。
  15. Under the direction of the theories of information system safeties, with the method of system analysis and synthesize equilibrium, and through the research and analysis for network risk facing in process of construction of bank ' s computerization, the thesis puts forward the requirement of network system security in bank systematically ; on the basis of above, combining with the new generation integrated business system of icbc ( industrial and commercial bank of china ) to be putted into operation and data concentration engineering to be putted into practice, and according to the guidance principle of the unity of opposites between network ' s inter - connectivity and security, the writer bring forward the network security solution for icbc

    本文以工商銀行網路改造工程為背景，通過該項工程的實施，完成了論文的研究和設計工作。論文在信息系統安全理論的指導下，採用系統分析和綜合平衡的方法，通過對工商銀行在電子化建設過程中所面臨的網路風險的研究和分析，系統地提出了銀行網路系統安全的需求；在此基礎上，結合工行新一代綜合業務系統的推廣及數據大集中工程的實施，按照網路的開放性與安全性辯證統一的指導原則，提出並設計了工商銀行網路安全解決方案。該方案已通過專家論證，並投入實施。
  16. Research on retrieval of gps water vapor and method of rainfall forecast are keen field which draws all attention from wide world. the dissertation is accomplished on the basis of sino - italy collaborative project - ' the integral system of flood risk programming, monitoring and real time forecasting " and the primary achievements and conclusion reached include : ( 1 ) a reasonable design has been made for gps water vapor monitoring network according to the theory of gps satellite signal propagation and vertical distribution of water vapor and local synoptic characteristic of binjiang basin, the effective area where water vapor can be detected by gps station has been determined under different cut - off angles. the conclusion has been reached that 3 ~ 4 gps receivers are enough for water vapor monitoring in binjiang basin

    Gps水汽反演和降雨預報研究是當前氣象遙感應用的一個前沿探索領域，本論文依託于中意科技合作項目「洪水風險規劃、監測和實時預報的集成系統」 ，主要成果體現在以下方面： （ 1 ）提出了一個合理的gps水汽監測網設計方案根據gps衛星信號傳播原理和水汽垂直分佈規律以及流域天氣的地方性特徵，確定了不同高度截角下一個gps站所能測定大氣水汽含量的有效范圍，得出了濱江流域只需要3 4個gps接收機就足以反映流域水汽變化的結論。
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