首期按揭 的英文怎麼說
中文拼音 [shǒuqīànjiē]
首期按揭
英文
down payment- 首 : Ⅰ名詞1 (頭) head 2 (首領) leader; head; chief 3 (表示方位) aspect 4 (姓氏) a surname Ⅱ動...
- 期 : 期名詞[書面語]1. (一周年) a full year; anniversary 2. (一整月) a full month
- 按 : Ⅰ動詞1 (用手或手指壓) press; push down 2 (壓住; 擱下) leave aside; shelve 3 (抑制) restrain...
- 揭 : Ⅰ動詞1 (把粘在別的物體上的片狀物取下) tear off; take off 2 (把蓋在上面的或遮擋的東西拿起) unc...
- 按揭 : installment
-
This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee
樓花按揭作為一種擔保方式起源於英美法上的mortgage ,所以本文第一部分首先探討了mortgage在英美法上的含義:特定財產權利的轉移;在債務人不履行債務時,債權人可以確定地取得所有權;債務人享有通過履行債務而贖回擔保物的權利,同時債權人負有交還財產的義務。其次,就我國的樓花按揭實踐總結了其基本特徵:樓花按揭涉及兩個合同三方當事人;樓花按揭的標的是一種期待性利益;樓花按揭是通過轉讓物業權益而設定的一種擔保方式;預售樓花滅失的風險應有開發商承擔;樓花按揭的階段性;樓花按揭實現方式的特殊性。最後,分析了樓花按揭所牽涉的各個法律關系,認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系,按揭當事人只有購房人(按揭人)與銀行。The mortgage of advance booking of commercial housing enables the mortgagee to purchase the house by paying only a few of first installments
商品房預售按揭,使得承購人以較少的首期款就可以購得房屋。The hkmc also launched the first - ever hong kong dollar 10 - year zero coupon bonds
按揭證券公司也首次推出港元10年期零息債券。The hk 2, 000 million hkmc bills issue is the first 91 - day discount bills to be issued under the hk 20 billion hkmc note issuance programme in which the hkma acts as the arranger, custodian, agent and operator
按揭證券公司的債券發行計劃總值億港元,由金管局負責安排保管代理及管理。今次是按揭證券公司在該計劃下首次發行的日期貼現票據。A civil servant who joins the government s home finance scheme, home purchase scheme or housing loan scheme obtains a downpayment loan from the government in addition to the mortgage loan from the bank
某公務員參加政府的居所資助計劃自置居所資助計劃或購屋貸款計劃,除了向銀行借取按揭貸款外,並向政府取得首期貸款。The hkmc will introduce its first 7 - year retail bonds in addition to fixed rate bonds of 2 - year maturity, 3 - year maturity and a 3 - year extendable for 2 - year note see
除提供2年期及3年期的定息債券及3年期可續期2年的債券外,按揭證券公司將首次推出7年期的零售債券詳情請參閱Fourthly, such creative packages involving only a nominal down payment may encourage speculation in residential property. the dynamics of the property market are a complex subject
第四,由於這類嶄新的按揭計劃只要求借款人提供極小數目的首期,因此可能會助長住宅物業炒風。The hkmc raised hk 2. 6 billion through 15 debt issues in the first six months of 2005. the funds raised were used for mortgage purchase and redemption of matured debts
按揭證券公司在2005年首半年發行了15批債券,籌得資金26億港元作為購買按揭及贖回到期債券之用。Available to owners of properties under the government home ownership scheme ( ghos ), which will be mortgaged to bea
首期貸款(居屋)特為居屋業主而設(申請人需同時于東亞銀行造居屋按揭)The hong kong mortgage corporation limited hkmc is pleased to announce today monday the launch of the debut issue under a new mechanism that enables retail investors to subscribe for the bonds through banks that are appointed by the corporation as its placing agents
香港按揭證券有限公司按揭證券公司今日星期一欣然宣布,根據新機制發行首批讓一般投資者可向按揭證券公司委任的配售銀行認購的債券。The hkmc has also entered into an underwriting agreement with bank of china hong kong, bank of east asia and hsbc for an underwriting amount of hk 600 million in respect of the 4 - year notes of the inaugural issue drawn under the programme
按揭證券公司亦同時根據該計劃首次發行的4年期債券,與中國銀行香港東亞銀行及豐簽訂一項包銷額為6億港元的包銷協議。The mortgage insurance programme recorded a significant business growth in the first six months of 2005 due to the rebound of the property market. during the period, the corporation received 13, 095 applications, involving a total mortgage loan amount of hk 27 billion
受惠於物業市場復甦,按揭保險計劃按揭保險在2005年首六個月的業務錄得顯著增長,在此期間,按揭證券公司接到13 , 095宗申請,涉及的按揭貸款金額為270億港元。In october 2006, the hkmc made history as the first entity, and so far the only one in hong kong, to have achieved a long - term local currency rating of aaa by moodys
月,按揭證券公司成為香港迄今首間以及唯一一間獲穆給予的長期本地貨幣評級It has a fast pay feature as it will, in the first six years, absorb all the excess repayment and prepayment of the whole of the underlying mortgage pool for the issue. it caters for institutional investors who are prepared to take a higher prepayment risk in return for a higher investment yield
這組別債券具快速還款特點,在首六年吸納所有從抵押按揭貸款所產生的剩餘分期供款及提早還款,因而迎合願意承受較高的提早償還貸款風險去換取較高投資收益的機構投資者。分享友人