banking institutions 中文意思是什麼

Firstly, by an in - depth study on chinese commercial banking and their foreign counterparts, this paper points out the great differences of intermediate business innovation between chinese and western commercial banks regarding innovation products variety, scale, technology, etc. secondly, comparing the institution regarding intermediate business innovation and microeconomic - body behavior of chinese commercial banking with foreign ones within an analysis framework from the perspective of institutional economics and game theories, this paper shows that a number of reasons account for the emerging of intermediate business innovation, including external economic environments as well as internal factors within the financial system and technology, among which the institutional factors within the financial system being the most important. at the same time, by comparison with western developed countries " counterparts, the innovation of chinese banking institution lags far behind the development of banking business in main aspects of property rights, managerial system, compensation arrangement and organization system. thus, the backward innovation of banking institutions and twisting microeconomic - body behavior seriously strict intermediate business innovation

本文首先通過對中外商業銀行進行較為深入的調查研究指出，與西方發達國家商業銀行相比，我國商業銀行中間業務創新無論是在業務創新品種、規模上還是在技術手段上，都存在著巨大差距；其次，運用制度學分析和博弈分析框架將中外商業銀行中間業務創新制度及微觀主體行為進行比較得出：商業銀行中間業務創新產生的原因有多種，如外部經濟環境因素、金融體系內部因素和技術因素等，其中最根本的是金融體系內部的制度性因素；與西方發達國家商業銀行制度相比，我國銀行制度創新遠遠落後于銀行業務的發展，主要表現在產權制度、經營制度、分配製度和組織制度等方面；銀行制度創新的滯后及其微觀主體行為的扭曲嚴重製約著中間業務創新，尤其是我國銀行產權關系不明晰，在國有獨資產權框架下政府? ?行長及上級行長? ?下級行長兩種委託代理行為帶來了嚴重的問題，導致了我國銀行中間業務創新動力不足。

Reply of the general office of the state council concerning the period for resident representative offices of banking institutions with foreign capital residing in china

國務院辦公廳關于外資金融機構常駐代表機構駐在期限問題的復函

Look to reputable banking institutions as an alternative conduit for investment in the gold market

如欲在金市方面投資，應光顧信譽良好的銀行。

Article 26 pbc shall organize or assist in organizing banking institutions in settling inter - institutional accounts, coordinating such activities and providing such services. pbc shall work at specific procedures for such operation

第二十六條中國人民銀行應當組織或者協助組織金融機構相互之間的清算系統，協調金融機構相互之間的清算事項，提供清算服務。具體辦法由中國人民銀行規定。

Article 26 the people ' s bank of china shall organize or assist in organizing a clearing system among banking institutions, coordinate the efforts of the financial institutions in matters of clearing and provide services in this regard

第二十六條中國人民銀行應當組織或者協助組織金融機構相互之間的清算系統，協調金融機構相互之間的清算事項，提供清算服務。

Credit risk is the oldest and most complex risk type in banking institutions. with the innovation of products in banks, credit risk becomes more and more complex

信用風險既存在於傳統的貸款、債券投資等表內業務中，也存在於信用擔保、貸款承諾等表外業務中，它隨著銀行業務創新而日趨復雜。

Hong kong has one of the highest concentrations of banking institutions in the world

香港是國際銀行中心，匯聚世界各地的銀行機構。

The debate on this subject touches on larger issues concerning the accountability and independence of central banking institutions

有關的討論觸及金管局的獨立性與問責性。

The quarterly bulletin also carries an article entitled " financial disclosure package 1996 ", which provides an update on the disclosure regime recommended for banking institutions by the hkma

這期季報還刊載了一九九六年財務資料披露方案一文，文中載有金管局建議銀行機構採用的財務資料披露制度的最新資料。

In this article, we will compare different banking institutions, study an extensive literature on relationship lending, then explain the theory in the frame of neo - institutional economics systematically and with modeling demonstration. after specifying the costs, benefits and net - profit transfers, we will analyze the banks and firms " characteristics and surrounding factors subject to the participation and incentive constrains, finally draw our conclusion that : lending behaviors between banks and firms are diverse and always affected by the two parts " bargaining power, social environment or their cognition to the relation. we comment that smes and banks develop relationship lending which is prone to satisfy the participation and incentive constrains, and that relationship lending should be a feasible way of smes " financing

本文將通過對各國銀企關系制度進行比較，就關系貸款命題對文獻進行廣泛調研，在新制度經濟學的分析框架下進行系統規范的理論闡述和模型證明，列舉關系貸款的預期收益、成本內容，對凈剩餘的租金轉移進行分析，在此基礎上研究使關系貸款滿足參與約束與激勵相容約束的銀行和企業特徵、制度環境因素，得出結論：各國市場環境下，銀行與企業之間的關系型融資有不同的表現形式，信貸行為受到銀企雙方談判地位、主觀認識的影響以及社會信用、經濟條件、制度背景等客觀環境的制約；中小企業和中小銀行之間的關系貸款安排易於滿足合約雙方的參與約束和激勵相容約束，不失為中小企業融資的一條可行途徑。

These policy - banking institutions have embarked on a track of steady development

這些政策性金融機構已經步入穩定發展的軌道。

Central banking institutions have the duty to identify and assess risks to monetary and financial stability

央行機構有責任辨識及評估貨幣及金融穩定所面對的風險。

A guideline on risk management of derivatives and other traded instruments to all banking institutions was issued by the hkma

金融管理局向所有銀行發出衍生工具及其他交易工具的風險管理指引。

Develop standards and accreditation application sme credit ratings, operating procedures. tan outside audit assessed in the basic banking institutions opening accounts and loans business credit rating business

制定適用中小企業信用等級標準和評審辦法，操作程序。審核評定在金壇以外的銀行機構開立基本帳戶的貸款企業信用等級等業務。

It must be noted that the west in particular in some countries, such as manufacturers and retailers non - bank competitors, the industry is also using its own extensive sales distribution network through its various retail banking institutions in market segmentation

特別必須指出的是西方一些國家的製造商和零售商等非銀行的業外競爭者也利用自己分佈廣泛的銷售網路，通過自己的機構開展各類零售銀行業務，參與市場分割。

The people ' s bank of china shall have the power to inspect and supervise banking institutions as to whether they raise or lower the interest rates on deposits or loans in violation of regulations

中國人民銀行有權對金融機構違反規定提高或者降低存款利率、貸款利率的行為進行檢查監督。

Article 24 the people ' s bank of china may, on behalf of the financial department under the state council, issue to banking institutions, and honour state bonds and other government bonds

第二十四條中國人民銀行可以代理國務院財政部門向各金融機構組織發行、兌付國債和其他政府債券。

By the end of september there were 60 banking institutions in china offering individual wealth management services such as mutual funds, insurance products and offshore investments

截至9月底， 60家銀行業金融機構推出了個人理財服務，如共同基金、保險產品和離岸投資產品。

This is because its branches can be found in the cities in this country, and this bank is commonly known as the leading body of the chinese banking system which includes state commercial banks such as the agricultural bank of china, bank of china, the construction bank of china, the industrial and commercial bank of china, bank of communications, and other banking institutions

這是因為它的分支機構在全國的各城市都能找到，通常被認為是包括國有商業銀行，比如中國農業銀行、中國銀行、中國建設銀行、中國工商銀行、交通銀行，以及其它金融機構在內的中國金融體系的主管部門。

The banking system in hong kong is characterized by its 3 - tier system, which is formed by 3 types of banking institutions, namely licensed banks, restricted license banks and deposit - taking companies, which are authorised to take deposits from the general public

香港銀行體系的特點是實行三級制，即由持牌銀行、有限制牌照銀行和接受存款公司三類銀行機構組成。此等銀行機構均獲授權接受公眾存款。