banking theory 中文意思是什麼
banking theory
解釋
銀行學說-
Theory on banking capital regulation and its fresh progress
銀行資本監管理論及其新進展 -
Secondly, actions between banks and enterprises in china ' s credit market and the motivation of banks " deregulation are deeply analyzed by the means of the game theory. thirdly, the thesis studies how systematic factors in china aggravate the information asymmetry in the credit market from the aspects of property right, financial supervision and information announcement. at last, suggestions on how to dissolve the bank credi t risk and prevent non - performing banking assets increasing are put forward in the aspects of improvement of information symmetry, establishment of incentive and constraint mechanism and elimination of systematic factors which aggravate the information asymmetry
首先，論文分析了我國信貸活動中的信息不對稱所產生的逆向選擇與道德風險對銀行資產質量的影響；其次，作者運用博弈論方法對我國信貸市場中銀行與企業的博弈行為以及銀行違規的動力進行了深入地分析；接著，論文又從產權、金融監管和信息披露這三個方面研究了我國的體制性因素如何加劇信貸市場的信息不對稱問題；最後，論文從提高信貸市場的信息對稱度、建立有效的激勵約束機制以及消除加劇信息不對稱的體制性因素這三個方面對化解我國銀行信貸風險、防範銀行不良資產的新增提出了建議。 -
It involves in the theoretics bass on which the theory of the retail banking i was set up, the theory of risk - control and innovation of edil banking
其中包括：商業銀行零售業務產生的理論基礎，零售業務風險管理理論和商業銀行零售業務創新理論。 -
The first chapter of this article directed by the vanguard theory of marketing, begins with the clear explanation and definition of fundamental theories of banking and marketing
本文第一章以西方市場營銷理論為指導，對商業銀行和市場營銷的基本概念進行了闡述和界定，並導入了商業銀行信貸營銷的定義。 -
The theory of overall equilibrium is a good recipe for the plight of economic construction which results from the off - balances of banking savings and loans, and of purchasing power and material supply
一、綜合平衡論是解開目前經濟建設困境的一把鑰匙。當前困難的根本原因是銀行信貸、購買力和物資供應不平衡。 -
In the last chapter, the possible role that banking plays in corporate governance in our country is discussed through the analysis of the courses of enterprise reforms in china and of the variances of relationships between banking and enterprise. and i present some relative policy suggestions in the point of view of bank control the relationships between banking and enterprises are analyzed, the complete analysis both in theory and in practice are carried about the capacity of banking control
本文的主要結論是：從銀行控制角度分析了銀行與企業的關系，對銀行監控能力從理論和實證兩方面進行了全面、深入的分析，進而認為銀行對企業有較強的監控能力，這一權力基礎來自於債權或股權，即銀行作為債權人或大股東，這種監控能力為其在公司治理結構中發揮作用奠定了基礎。 -
According to the analysis of the history of jianyang branch and the comparison of the levels of the contemporary financial business, the research about the identification of development and the strategy individual banking business will be developed based on the related theory of market consumption. and finally, a reasonable strategy will be given
通過對j銀行簡陽支行業務歷史發展分析，以及當地區域經濟發展狀況和金融同業發展水平的比較分析，並運用市場營銷相關理論等對j銀行簡陽支行的發展定位和個人銀行業務發展策略進行了研究，提出了合理的對策。 -
It systematically studes the microeconondc problem of retail bankin from the point view of macroecondrics, history and thcory for the first time. the visual ange is differen from the other acadeinic works on this topic. the dissehation probes the theory on fctail banking whie penwtg into the real - bill. theory, shiftability theory, the atiopated income thcory, otc, pod forward the five hindranes from retail banking table proposals on how chinese connnercial banks develop retail bankng and exoatiates on the marketin straegies, after investigating the social and economc background in which retail bw developed
本文的特色和新貢獻是：首次從宏觀的、歷史的、理論的角度出發，較系統地研究商業銀行零售業務這一微觀的問題，有不同於相關學術著作的新視角和體系；在深入研究真實票據理論、轉化能力理論、預期收入理論、負債管理理論和超貨幣供給理論等金融理論的基礎上，探索出零售業務產生和發展的理論基礎；通過對中外零售業務發展的經濟和社會條件的比較研究，提出中國商業銀行發展零售業務存在的五大障礙以及五個方面的政策選擇，並從營銷學角度對商業銀行零售業務的發展提出了營銷策略組合，闡述了逐步開展網上銀行零售業務的主張和思路 -
On one hand, economists explore the theoretic foundation and effectiveness of banking supervision and supervision, for example, diamond and dybvig ' s banking run model, kaufman ' s systemic risk theory, stiglitz ' s financial restrain theory, et cetera. on the other hand, practice departments continually enact different laws, rules and regulation in order to revise and remedy the faultiness in banking regulation and supervision, try to promote the technical measures and management level and to perfect institutions
一方面，經濟學家試圖從多個角度對銀行監管的理論基礎和有效性進行探討，如diamond和dybvig的銀行擠提模型； kaufman的系統風險理論； stiglitz的金融約束理論等等；另一方面，實踐部門也不斷地出臺各種法律、法規和規章制度來修正和彌補監管中存在的不足，努力提高監管的技術手段和管理水平，完善監管制度。 -
During the analysis, the thesis systematically analyzes the establishment of chinese deposit insurance system, based on the information economics, insurance science, money and banking theory and other financial theory, and using many ways, such as empirical test and standard test. inductive method and deductive method, and so on
文章在論述過程中，藉助于信息經濟學、保險學、貨幣銀行學以及其他相關的經濟金融理論，運用規范與實證分析相結合、歸納與演繹相結合、動態與靜態相結合、定性與定量分析相結合的方法，對我國存款保險制度的構建進行了系統的分析和論證。 -
The third is to draw up the aim, methods and steps of the property rights institutional innovation of our state - owned commercial banks in accordance with our actual situation. during the analysis, the thesis is based on institution economics, money and banking theory and modern enterprise theory. compared with the developed countries, the thesis uses many ways, including empirical test and standard test, inductive method and deductive method
文章在論述過程中以制度經濟學、貨幣銀行學以及現代企業理論為依託，以西方發達國家現代商業銀行制度為參照系，運用實證分析與規范分析相結合、歸納與演繹相結合、動態分析與靜態分析相結合的研究方法，對國有商業銀行產權制度創新進行了系統的論證和分析。 -
First of all, the thesis uses financial function theory and discloses the inherent reason and conditions of the two models " conversion, and points out that amalgamation of banking and securities is just the external representation of the financial structure adjustment, the real reason is reconstruction of the financial function caused by the promotion of the market division
首先，本文運用金融功能理論來揭示兩種經營模式轉換的內在原因和條件，指出合業經營只是金融結構變化的外在表象，其深層原因是市場分工深化導致的金融功能配置格局的重構。 -
It is significant to get in - depth knowledge of the essence and characteristics of this wave of m & a, which will let us feel the pulse of development of the foreign banking industry, and further, consider about the developing strategies of our banking industry after entering wto. this thesis, through the study of the theory and background of this world - wide wave of m & a, and analysis of its way and process, is intended to make a preliminary discussion of the developing tendency of the global banking industry
進入20世紀90年代以來，歷史上規模最大、范圍最廣的第五次並購浪潮席捲西方各國，並表現出以下五方面特點： 1 、並購的規模和金額不斷增加； 2 、通過合併和收購受金融危機影響的銀行，整個金融體系得以穩定； 3 、跨行業合併，形成金融超市； 4 、銀行跨國並購越來越多； 5 、並購銀行的結構調整出現端倪。 -
Today ' s banking industry pays special attention to the expected income of the potential borrower. most banks discarded the commercial loan theory that once dominated the banking theory in the history. they make personal loans to consumers based on the theory of the expected income of loan
消費信貸是拉動經濟快速增長的銀行產品，今天的銀行業特別注重潛在借款者的未來或者說預期的收入，大都拋棄了歷史上在銀行業理論中曾占壟斷地位商業貸款理論，大多數銀行根據貸款的預期收入理論對消費者貸款實行個人授信，這種新的消費方式使銀行豐富了貸款種類，本文主要涉及個人住房貸款以及個人汽車貸款。 -
This thesis demonstrated in detail the bank organization, operation procedures, security requirement analysis, etc. it also lucubrated the information security theory, and analyzed the information security structural levels. based on the above results, a security design scheme was developed from a technically and operationally integrated consideration for e - banking system in beijing agriculture bank. technique factors consisted of security controls of website, including the firewall strategies, break - in testing and system scanning, ca digital certification system and security controls
在研究了信息安全的相關理論的基礎上，提出了北京農行網上銀行系統的技術和業務上綜合考慮的安全設計方案，前者包括針對網站的安全控制，如包括防火墻策略、入侵檢測和系統掃描、 ca數字證書體系、安全控制等，後者以個人業務、對公業務、銀券通業務等流程說明業務的安全實現。 -
In this article, we will compare different banking institutions, study an extensive literature on relationship lending, then explain the theory in the frame of neo - institutional economics systematically and with modeling demonstration. after specifying the costs, benefits and net - profit transfers, we will analyze the banks and firms " characteristics and surrounding factors subject to the participation and incentive constrains, finally draw our conclusion that : lending behaviors between banks and firms are diverse and always affected by the two parts " bargaining power, social environment or their cognition to the relation. we comment that smes and banks develop relationship lending which is prone to satisfy the participation and incentive constrains, and that relationship lending should be a feasible way of smes " financing
本文將通過對各國銀企關系制度進行比較，就關系貸款命題對文獻進行廣泛調研，在新制度經濟學的分析框架下進行系統規范的理論闡述和模型證明，列舉關系貸款的預期收益、成本內容，對凈剩餘的租金轉移進行分析，在此基礎上研究使關系貸款滿足參與約束與激勵相容約束的銀行和企業特徵、制度環境因素，得出結論：各國市場環境下，銀行與企業之間的關系型融資有不同的表現形式，信貸行為受到銀企雙方談判地位、主觀認識的影響以及社會信用、經濟條件、制度背景等客觀環境的制約；中小企業和中小銀行之間的關系貸款安排易於滿足合約雙方的參與約束和激勵相容約束，不失為中小企業融資的一條可行途徑。 -
This paper has adapted a research method combined with normative and empirical analysis, by utilizing porter ' s competitive theory, world economic forum and other authoritative institutions and studies by chinese scholar jiao jinpu. the result is applicable and valuable in the banking field
論文採用了規范分析與實證分析相結合的研究方法，藉助波特競爭力理論、世界經濟論壇（ wef ）等權威機構以及我國學者焦瑾璞的研究，實踐性強，其研究成果具有一定的可操作性、參考性和前瞻性。 -
Currently, the theory study of commercial cost control is scant, because in our country, the banking measures are considered to be part of the country ' s macro policy. the commercialization in banking has come into exercise before long, method unitary and cost consciousness weak ; but facing to the competition pressure from foreign banks after the entry to wto, commercial banking should put the improvement of management into the first place, transform the open and competition pressure to reform and exceeding force, in order to win the competition
目前，商業銀行成本控制在理論上卻是研究得甚少，原因是我國一直把銀行業作為國家宏觀政策及其實施的一部分，進行商業運作的時間不長，方法單一，成本意識淡薄，但「入世」後面對外資銀行的競爭壓力，我國商業銀行把提高經營管理水平放在第一位，把開放和競爭的壓力轉化為改革和趕超的動力，才能贏得競爭，而成本控制卻是提升核心競爭力的關鍵。 -
Theory and policy practice on banking regulation in some developed countries
部分發達國家銀行業規制的理論與政策實踐 -
Although options have been traded in american chicago board option exchange since 1973, almost nobody could, at that time, foresee that they would bring about enormous pound and influence on practice and financial and banking theory in the following several decades
雖然期權在一九七三年的美國芝加哥期權交易所開始交易，但當時幾乎沒有人能夠預料到在其後的幾十年中，它會對實踐和財務金融理論帶來巨大沖擊和影響。
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