commercial bank credit 中文意思是什麼

commercial bank credit 解釋
商業銀行信貸
  • commercial : adj 1 貿易的，商業上的；營業性的。2 〈美國〉（能）大量生產的；營利（性質）的；面向市場的；〈美國...
  • bank : n 1 堤，堤防；岸，河畔。2 埂，壟，堆。3 （海中水下的）沙洲，灘。4 斜坡，邊坡，坡度；轉彎。 【航空...
  • credit : n 1 信用，信任。2 名譽，名望，聲望。3 贊揚，稱許；光榮，功勞，勛績，榮譽。4 信貸；賒銷；貸款；存...
  1. Key points in commercial bank credit risk control

    商業銀行信貸風險控制的要點
  2. The authenticity auditing in commercial bank credit assets quality

    多因素資產組合模型及最優解存在性
  3. The commercial bank housing loan has the superiority in improving credit assets ’ quality comparing with other credit varieties, which is the basic reason that various commercial bank enlarges the investment in abundance at present, fighting for the housing market with all one ' s strength

    商業銀行住房貸款在改善信貸資產質量和提高收益等方面與其他信貸品種相比，具有難以比擬的優勢，這是目前各家商業銀行紛紛加大投入、全力拚搶住房市場的基本原因。
  4. The rapid development of the housing financial transaction with the commercial bank housing consumption credit as its representative greatly enhances the consumers ’ purchasing house payment ability, and housing consumption credit has been the major means to purchase their houses

    從借款方、貸款方、開發商等外部環境分析了影響住房消費信貸的因素，包括居民收入因素、住房價格因素、貸款利率因素、貸款手續因素、消費意識因素、產品服務因素、政策環境因素等方面。
  5. There are three parts in the article. the beginning is the summary about especial credit risk in city commercial bank management. at first, via the data explains that the loan object of the city commercial bank mainly concentrates small enterprises, then discusses why the city commercial bank concentrates this lay, then further via the small enterprise livability, compensative resource, the finance

    首先，通過調查所得的數據說明了城市商業銀行的貸款對象主要集中於小企業這個層次，然後詳細論述了城市商業銀行為什麼會將貸款對象主要集中在這個層次，再進一步通過對小企業存活率、償債來源、財務管理狀況、管理者素質等方面的分析，說明了為什麼將貸款對象集中於小企業會極大的增大城市商業銀行的貸款信用風險。
  6. Commercial bank is the special corporation that manages currencies. it is the largest loaner and debtor as the agency of credit and payment and the organization that creates credit tools

    商業銀行是經營貨幣的特殊企業，作為信用中介、支付中介和不斷創造信用工具的機構，它既是最大的債權人又是最大的債務人。
  7. Giving a letter is the capital that points to client of orgnaization of finance of commercial bank xiang fei to be offerred directly, perhaps be to the client in concerned economy activity the compensation that arises possibly, assurance that pays responsibility to make, include financing of loan, trade, bill financing, financing to rent, overdraw, the business inside the watch such as each money advanced for sb to be paid back later, and bill accept, open a l / c, defend case, reserve confirmed, bond issues l / c, letter of credit assure, loan assures, the business outside the watch such as the loan commitment with the asset sale that has recourse, irrevocable untapped

    授信是指商業銀行向非金融機構客戶直接提供的資金，或者對客戶在有關經濟活動中可能產生的賠償、支付責任做出的保證，包括貸款、貿易融資、票據融資、融資租賃、透支、各項墊款等表內業務，以及票據承兌、開出信用證、保函、備用信用證、信用證保兌、債券發行擔保、借款擔保、有追索權的資產銷售、未使用的不可撤消的貸款承諾等表外業務。
  8. Chapter three. credit risk management and ias in state - owned commercial bank. credit risk is the possibility that borrower ca n ' t give back the loan to bank abiding by contracts

    第三章國有商業銀行信貸風險管理與獨立審計制度信貸風險是指借款人不能按約償還貸款的可能性。
  9. The elementary analysis of commercial bank credit assets quality control in china

    商業銀行信貸資產質量真實性審計
  10. Difficulties and countermeasures of improving commercial bank credit asset quality

    淺談商業銀行提高信貸資產質量的難點和對策
  11. Commercial bank credit ? granting quota management approaches in china have a function of controlling risks in aggregate credit, but it ’ s difficult to take full advantage of bank assets, and it also implies their realization of bank value. economy capital makes banks more accurately master the client risk by introducing credit ? granting quota, meanwhile, referring to eva as a standard for bank performance will make bank capital and assets to be exploited more

    本文共分四部分:在第一部分中，首先引入授信的概念，授信涉及的主要業務及授信業務的特性;在此基礎上系統介紹商業銀行授信管理的內涵和授信管理的原則，表明在授信過程中，必須遵循安全性、收益性和流動性這三個屬性，力爭做到流動性強，風險低（安全性高）而收益高。
  12. Commercial banks are special enterprises who operate the credits and money. one key factor which affect the economy is the bank credit system. so economic risks are mainly displayed through the commercial bank credit risk

    商業銀行是經營貨幣與信用的特殊企業，以銀行信用為主導的信用制度已成為左右經濟的關鍵因素，而經濟中的風險也就通過銀行信用風險集中表現出來。
  13. Applied research about commercial bank credit risk measurement model

    商業銀行信貸風險計量模型應用研究
  14. On the basis of the asymmetric information theory, quantity theory and early - warning theory, contraposing the factors which impact the commercial banks credit risk, the dissertation analyzes the composing factors of the credit risk manage, establishes a management system of a commercial bank credit risk

    在信息不對稱理論、量化風險理論以及風險預警理論的基礎上，針對影響商業銀行信用風險的各種因素，分析信用風險管理系統的構成要素，建立一個商業銀行信用風險管理系統。
  15. By comparison with the world advanced administrative system of commercial bank credit risk and drawing on the experience of administration of international advanced commercial banks, the essay puts forward the concept that the ideal administration of credit risk should be firmly based on regulations and technology, and construction of culture and external credit environment should also be included

    通過與國際先進的商業銀行信用風險管理體系對比，並借鑒國際先進商業銀行風險管理的經驗，提出了理想的風險管理體系必須牢固建立在制度和技術兩個平臺之上，並將商業銀行信用文化建設和外部信用環境建設納入其中。風險管理的戰略、偏好、政策、過程及組織架構均可以認為是風險管理體系制度要素。
  16. Innovation of goods derived from credit based on commercial bank credit risk management

    基於信用風險管理視角的信用衍生產品創新
  17. Modern credit risk measurement mode and china commercial bank credit risk management

    現代信用風險度量模型與我國商業銀行信用風險管理
  18. In recent years, central bank launches open market operations on a large scale, handles up the basic currency on a large scale, and regulates the money supply and scale of commercial bank credit

    近幾年，央行大規模開展公開市場業務，大規模吞吐基礎貨幣，調節貨幣供應量和商業銀行信用規模，公開市場業務操作已成為央行日常貨幣政策操作的主要政策工具。
  19. Commercial bank credit risk is the possible losses that causes by the debit side that ca n ' t or will not obey the loan contract, that is to say the default risk

    商業銀行信用風險是指借款人到期不能或不願履行還本付息協議致使銀行金融機構遭受損失的可能性，即違約風險。
  20. Finally, this paper propose several strategy of commercial bank credit risk management : construct early - warning system of commercial bank credit risk ; construct the depart strategy of commercial bank credit risk ; construct the strategy of positive pricing the bank loan ; construct the control system of car ; construct the deposit insurance ; deepen reform, and eliminate the root of credit risk

    最後本文提出了幾點商業銀行信用風險管理與防範的策略：建立商業銀行信用風險預防警機制；商業銀行信用風險的分散化策略；建立商業銀行積極的貸款定價策略；建立風險資本比（ car ）約束機制；建立存款保險制度；防範和化解信用風險的若干改革對策
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