commercial profitability 中文意思是什麼

commercial profitability 解釋
商業利潤
  • commercial : adj 1 貿易的，商業上的；營業性的。2 〈美國〉（能）大量生產的；營利（性質）的；面向市場的；〈美國...
  • profitability : （獲利能力）：企業賺取利潤的能力。
  1. The intention of this part is to find the insufficiency in management of our commercial bank, espial of state - owned banks, by comparison. it is completed through the calculation of index according to the order of liquidity, security and profitability

    其次，以「三性」原則為序，運用財務指標，指數模型分析我國國有獨資商業銀行與股份制商業銀行的經營狀況，通過比較找出相應的差距和根源。
  2. First, it establishes a theoretical framework for commercial bank competence on the basis of extensive literature review and the integration of related theories in general and financial economics. secondly, a multilevel index system is established in this dissertation consisting of three major key elements of knowledge innovation, organization ability and basic circumstance, which solves the problem in existing competitiveness evaluation study which only concerns the current, security and profitability in banks ’ finance neglecting the comprehensiveness or dividing the hierarch of evaluation index system. thirdly, this dissertation empirical analysises the competitiveness of the china ’ s commercial bank, and bases on the actuality analysis of competitiveness of the china ’ s commercial bank and empirical research conclusion, puts forward self viewpoint to how

    然後，融入經濟學、金融學的相關理論，構建了商業銀行競爭力的理論框架;二是將構建了一個包括知識創新、組織能力和基礎環境三大商業銀行競爭力構成要素的分層次評價指標體系，解決了現有研究存在的或只評價財務表現，或只關注銀行「三性」 ，使得評價缺乏全面性的問題，並彌補了某些研究指標體系缺乏層次性的不足;三是實證研究中國商業銀行競爭力，並在對中國商業銀行現狀分析和實證結論的基礎上，對如何提升中國商業銀行競爭力提出了自己的觀點。
  3. Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors

    但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。
  4. The dissertation summarizes the situation of some research on making profit of commercial bank treasury maximized and analyzes the reason that the profit of commercial bank treasury is so low. with following the three basic principles, namely profitability principle, safety principle and liquidity principle, the dissertation focus on analyzing the basic models of commercial bank management which are income model, safety model and liquidity risk model. meanwhile, one of the two decision models of commercial bank is taken in good consideration and it designs a model according to the two decision models. in the end, a profit maximization model of commercial bank treasury is proposed and the research achieves the aim of maximizing commercial bank profit when assuring the necessary liquidity and safety of commercial bank benefit

    論文對國內外關于商業銀行資金收益最大化問題的研究狀況進行了綜述，就商業銀行收益不高的原因進行了剖析，且在遵循商業銀行經營的三大基本原則，即效益性原則、安全性原則和流動性原則的前提下，深入淺出的分析了商業銀行經營的基本模型，即收入模型、安全模型和流動風險模型，再結合我國商業銀行的兩種決策模式，著重對其中一種模式進行分析和設計，最後建成一種商業銀行資金收益最大化模型，從而實現了保證銀行資金必要的流動性和安全性的的同時使得銀行資金收益最大化的目標。
  5. The factors that influence the operational efficiency of commercial banks in china mainly concern their state of profitability, stability and administration

    影響我國商業銀行運行效率水平的因素主要包括盈利性狀況、穩定性狀況和公司治理狀況。
  6. Based on the analysis of commercial banks " current concept about fund management, this paper brings forward that fund management is the main - string in its operation, and that the concept of fund management, including security and profitability, is extended from current " forrying fund " to the management of the fund cost and fund risk the paper comprehensively discusses the principle of fund management, the management of fund costs, the tactics of management about fund liquidity, the measures of management about fund risks and how to solve the problems on interest risk in the period of frequent interest fluctuation. the paper puts forward ideas on how to improve the fund management. the security, liquidity and profitability of the fund, which are both contradictory and integrated with one another, are internal factors of fund management. fund liquidity is traditional core question. commercial banks face with a number of risks of witch credit risk is the greatest one because our country has adjusted interest rates 8 times since 1996, which covered a period of frequent interest fluctuation

    商業銀行面對許多風險，但最大風險是信用風險。由於我國自1996年以來已連續調整了8次利率，近幾年是利率波動頻繁時期，研究利率的敏感性問題顯得特別重要。要改善資金管理，提高商業銀行的經營水平，就要建立資金管理是商業銀行經營主線的理念，對資金要統一規劃和管理；要改革銀行的體制，建立現代企業制度和法人治理結構，在體制上為資金管理提供有利的運行平臺；增加改善資金流動性管理所需的貨幣政策工具，擴大資金調控手段；打破貨幣市場的僵化局面，為資金管理創造有利的宏觀環境；續續優化負債結構和負債載體設計；增強資金信用風險規避和化解的措施；通過銀行資源整合，努力尋找資金的安全投放渠道，最終完成經營模式由傳統型向現代型的轉變。
  7. Provided a commercial bank can afford sufficient liquidity, meet the requirement of the depositor ' s timely drawing and the proper loan need, it can insure it ' s safety and profitability

    商業銀行只有提供充足的流動性，更好地滿足存款者的及時提款要求和貸款者的適當貸款需要，才能確保其安全，才能談得上盈利。
  8. Since financial reforms were brought out in china 20 years ago, the state - owned commercial banks have a expansion in financial assets and liabilities during this period. with the sharp increase of financial assets gross, the domestic banks are encountering a series of difficulties, such as high ratio of default loans, the slower turnover ratio of funds, the lower profitability, and the weak ability of self - development

    金融改革二十年來，國有獨資商業銀行金融資產與負債總量經歷了一個迅猛的擴張期，在量的擴張背後也存在深層次的問題，特別是國有獨資商業銀行不良貸款比率較高、資金周轉速度減慢、經濟效益下降、自我發展能力不足等問題。
  9. First of all, this essay introduces the basic theory, the principle and the goal of the loan pricing of commercial bank. then, according to our country actual situation, this paper gives two pricing models : cost - plus pricing model and the customer profitability analysis model by learning from the western commercial bank ' s tradition loan pricing model, by the guidance of economic capital the modern bank risk management core technology

    本文首先論述了貸款定價的基本原理、貸款定價的原則和目標，然後借鑒西方商業銀行傳統定價模型，結合我國實際情況，以現代銀行風險管理的核心技術經濟資本為指導，給出了適合我國的商業銀行貸款定價模型，即針對一般客戶的成本加成模型和針對重要客戶的客戶盈利分析模型。
  10. The first level is objective level, which measures bank ' s performance ; the middle level reflects liquidity, security, and profitability, which are the basic management principles of commercial banks ; the bottom level is index - level ; the eleven indexes of which are used to measure the three principles in the middle level

    該模型分為三個層次：第一層是目標層，反映銀行綜合經營業績。第二層是準則層，指標包括流動性、安全性和盈利性三個方面，反映銀行的經營原則。第三層是指標層，共包括11項指標。
  11. The single income source, the backwards service manners and methods have been the great obstacles for the development of chinese commercial banks and they have also been the key factors which result in poor bank liquidity, profitability and competitive ability

    收入來源過分依敕于少數幾個業務品種，服務手段、服務方式落後已成為中資銀行各項業務發展的最大障礙，這也是導致中資銀行資產、負債業務流動性差、中間業務及表外業務盈利能力弱、綜合競爭能力不足的最主要原因。
  12. This article according to the commercial bank management standards of the security, profitability, the fluidity, divides the commercial bank into the healthy bank and the problem bank two

    銀行之所以存在，其部分原因就是從事風險投資，而在一個有效的，正常運作的金融制度下，甚至還應該時不時地有銀行倒閉事件的發生1 。因此，對問題銀行市場
  13. With the ever - increasing income level and personal financial asset, and against the background of steady decrease of interest spread of deposit and credit and the profitability of wholesale business, personal banking business has become a focus point of business development by various commercial banks. in their eyes, personal banking business is a service with huge potential and strategic importance in business banking business competition

    隨著中國城鄉居民收入水平的不斷提高，個人金融資產迅速增長，同時由於商業銀行存貸利差的逐漸減少，批發業務的盈利能力不斷下降，個人銀行業務具有極大的發展空間，其戰略地位日趨顯現，個人銀行業務成為各商業銀行競爭的焦點和熱點。
  14. The credit assets business is the principal assets business and the primary source of profit in state - owned commercial bank. the credit asset quality, dimensions and structure are crucial factors in realizing the target of safety, profitability and liquidity of the bank

    信貸資產業務是國有商業銀行主要的資產業務和利潤來源，信貸資產的質量、規模和結構，對國有商業銀行實現其安全性、盈利性、流動性的經營目標具有關鍵性和決定性的意義。
  15. However, we consider that it will be more appropriate for the post office, being a trading fund that operates along commercial principles, to assess the profitability of its services on full cost basis

    然而，鑒于郵政署是根據商業原則經營的營運基金，委員會認為郵政署較適宜按全部成本來評估其服務的盈利能力。
  16. For domestic commercial banks, it improves their asset quality and profitability, breaks the old business pattern in planned economy where personal deposits were valued much higher than individual loans, and enhances their competitive advantage to foreign banks after china ' s entry into wto

    從銀行的層面來看，發展消費信貸能提高商業銀行的資產質量和效益，促使銀行突破我國計劃經濟體制遺留下來的片面追求存款，忽視個人資產業務的陳舊的經營方式，向現代銀行發展，有利於應對加入wto后外資銀行的競爭。
  17. On the other hand, as the state - owned commercial banks were long affected by bad debts, they are unusually sensitive to the loan repayment speed while ignoring their profitability

    另一方面，由於國有商業銀行由於長期以來受呆賬壞賬風險的影響，對貸款的回款速度異乎尋常的敏感，保證貸款安全成為凌駕于確保貸款收益之上的目標。
  18. Evaluation of profitability, liquidity and security of commercial banks with optimal parting of ordered samples

    基於因子分析與有序樣本最優分割的商業銀行盈利性流動性安全性綜合評價
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