commercial risks 中文意思是什麼

commercial risks 解釋
商業風險
  • commercial : adj 1 貿易的，商業上的；營業性的。2 〈美國〉（能）大量生產的；營利（性質）的；面向市場的；〈美國...
  • risks : 風險
  1. The moral risks and its control in commercial bank credits

    商業銀行信貸中的道德風險及控制
  2. It goes without saying that agricultural insurance is a kind of institutional arrangement which controls the agricultural production risks by the way of insurance. however, agricultural insurance confront a dilemma situation which the scale of agricultural insurance decreases constantly in china. under this background, this thesis elaborates evolving of agricultural insurance, analyzes the commercial running mechanism of agricultural insurance, and so clarifies understanding of the attribute of agricultural

    在此背景下，本文通過對我國農業保險曲折的制度變遷歷程的闡述，對農業保險地位和屬性的分析，對我國農業保險商業化運行機制的剖析，從而廓清對農業保險地位和性質的認識，找出我國農業保險發展陷入困境，制度機制失靈的根本原因，即導致我國農業保險目前發展困境、制度機制失效的根本原因在於農業保險的制度創新主體? ?政府，對農業保險地位和性質認識不足，農業保險發展政策定位失誤，政府在農業保險制度供給中的缺位導致農業保險有效制度供給不
  3. As is well known, the commercial bank is a special enterprise. the business line of managing currencies determines that it is a highly risk industry and it might result in systematic risks and social instability more than go bankrupt only if it is not well managed

    眾所周知，商業銀行是一種特殊企業，經營貨幣信用業務的特性決定了其具有很強的社會關聯度，如果經營不當，不僅會像一般工商企業那樣虧損倒閉，更有可能釀成系統性風險，導致貨幣信用危機，影響社會穩定。
  4. Among all the risks confronted by our commercial banks, credit risk is the most striking, problem - centralized and spiny one

    在我國商業銀行正在和將要面臨的金融風險中，信用風險是最突出、最集中、最嚴峻的風險。
  5. Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank

    緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ，即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄；總結了我國國有商業銀行風險的「五大特點」 ，即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢；剖析了我國國有商業銀行風險形成的「八大因素」 ，即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。
  6. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  7. Insurance policy or certificate in negotiable form for at least 170 percent of commercial invoice value, endorsed in blank covering all risk including war risks

    可議付的保險單據，至少以商業發票金額的170 %計，空白背書，承保一切險，含戰爭險。
  8. The faa said in a draft proposal last week that commercial operators would have to advise passengers about all safety risks, including the number of flights by the space vehicle and the number of problems experienced on the ground and during flight

    州的飛行基地進行訓練，最終實現飛上太空的夢想。另據報道，聯邦航空管理局太空游法規中的要求包括： 1將可能遇到的危險事先通知太空遊客。
  9. Headquartered in beijing, it will gradually expand throughout the country with the aim to underwrite both personal lines and commercial risks through an extensive network of branch offices

    總部設在北京，公司將陸續在國內主要地區開設分支機構，以獲得必要的銷售和服務網路。
  10. Fiercer global competition, bigger commercial risks, faster innovation, shorter product cycles and shortages of key staff are all transforming its western customers ' methods of doing business

    全球競爭愈演愈烈，商業風險不斷提高，創新速度日益加快，產品周期越來越短，加之關鍵員工短缺等等，都在轉變其西方客戶開展業務的方式。
  11. Article 8 the government commitments may involve the land use, the provision of related infrastructure, the prevention of unnecessary and repeatedly competitive construction projects and necessary subsidies related to the concessionary projects, however, the government may not make commitments of sharing the commercial risks, the fixed return rate of investment and other matters prohibited by laws and regulations

    第八條政府承諾可以涉及與特許項目有關的土地使用、相關基礎設施提供、防止不必要的重復性競爭項目建設、必要的補貼，但不承諾商業風險分擔、固定投資回報率及法律、法規禁止的其他事項。
  12. Company through the acquisition, management and disposal of the bad assets of state - owned commercial banks stripping to guard against and defuse financial risks, and deepening the reform of the financial system and enhance the international competitiveness of state - owned commercial banks is of great significance

    公司通過收購、管理和處置國有商業銀行剝離的不良資產，對防範和化解金融風險，深化金融體制改革和增強國有商業銀行的國際競爭力具有十分重要的意義。
  13. Commercial banks face foreign exchange risks when their assets and liabilities are denominated in foreign currencies and when commercial banks take major position as traders in the spot and forward foreign currency markets. in chapter three, it carries on comparative

    商業銀行同樣也面臨著以上三類風險，但在商業銀行面臨的外匯風險中，最主要是由外匯交易以及資產負債不匹配而產生的外匯風險，這是本文主要研究
  14. Thirdly, gap analysis, duration analysis, net present value analysis and dynamic simulation analysis, these four risk measurement techniques and how to use them are studied. and then, commerce tactics to manage and control interest rate risks and how to use them are researched detailedly. at last, an example which further illustrates how to manage and control interest a rate risks for commercial banks of china is given. interest rate risk management is a complicated job, so commercial banks should choose appropriate skills and measures to control interest rate risk effectively for keeping their earnings free of adverse influence of interest rate changes

    本文首先根據巴塞爾委員會制定的利率風險管理的原則和西方銀行業的經驗，對商業銀行所面臨的利率風險進行了具體地識別分析；研究了敏感性缺口管理技術、有效持續期缺口管理技術、凈現值法和動態模擬法這四種商業銀行利率風險的衡量管理技術及其運用；然後對控制利率風險的具體管理策略以及如何運用這些管理策略來控制利率風險進行了詳細地分析研究；利用前面介紹的成果和方法用實例系統地說明了商業銀行應根據自身情況選擇合適的管理技術和策略，有效地控制利率風險。
  15. Capital adequacy ratio is one of the most important indicators measuring the commercial bank ’ s capability of operation and buffering against risks

    資本充足率是衡量商業銀行綜合經營能力和風險抵禦能力的最重要指標之一。
  16. Based on the analysis of types and sources of risks that confront commercial banks, the paper first determines the methodology for its research, i. e. mathematical statistics for quantity factors and the fuzzy discriminating analysis for the quality factors. combining the evaluation approaches of the banks in germany and china, the paper gets 13 common indices, and with mathematical statistical method, chooses 4 factors that will influence customer credits : equity capital / total asset, velocity of stock in trade, velocity of total assets and payoff rate of total sale. the four factors with liquidity factor reflect the customer ' s financial characteristics, such as capital structure, operation, earnings and liquidity

    在理論分析的基礎上，結合德國和中國有關銀行的客戶資信評價方法，在得到影響客戶信用13個常用指標的基礎上，利用數理統計分析方法（ t檢驗、多元判別分析和逐步判別分析等）得出影響客戶信用的四個因素：自有資本率、存貨周轉率、總資產周轉率和銷售盈利率，他們反映了企業資本結構、經營狀況和盈利水平，加入企業的流動性以後，它們決定了客戶的財務特徵。
  17. The interior risk control mechanism in commercial bank is the basis of banking supervision and stability of financial system. we should introduce modern instrument measuring financial risks : var ; take advantage of accurate and overall index measuring achievement : raroc ; form multilayer risk control mechanism with the nature of incentive compatibility constraint ; and boost each branch, each level of institution and each staff to concern bank ' s revenue and risk simultaneously

    銀行內部風險控制機制是銀行監管和金融體系穩定的基礎，通過引入現代金融風險計量工具： var （在險價值） ，利用準確、全面的績效考核指標： raroc （風險調整資本收益率） ，在銀行內部構建起具有激勵相容約束性質的多層次風險控制機制，調動各類部門、各級機構、各個職員的既關心收益又關心風險的積極性。
  18. As the typical pure fhc based on commercial bank, citi - group inc. keeps away from legal limitation and divides the functions and risks of different businesses, winning both financial efficiency and financial security. in practice, the exploration and experiment of state - owned commercial banks might as well include the following aspects. accelerating experiments is feasible measure keeping to step - by - step principle

    就國有商業銀行構建金融控股公司的操作探索有如下建議：國有商業銀行積極穩妥地推進金融控股公司操作試點；有效度量控制資本不足、關聯交易等風險；確立對金融控股公司的監管制度安排和組織結構，完善法律法規依據是銀監會、證監會、保監會及央行必須共同面對的當務之急。
  19. Even if such a bank is to be run as a truly commercial bank, motivated principally to maximise profit, the system, as we understand it, does not seem to provide the correct incentives for those managing the day - to - day business of the bank to take risks in pursuit of that profit objective

    即使有關銀行要按著真正商業銀行的原則來管理，以爭取最高回報為目標，但按我們的理解，相關的制度似乎不能做到以賞罰分明來鼓勵負責銀行日常管理工作的人員適當地承受風險，從而達到爭取盈利的目標。
  20. 3. feasibility analysis of mbs the paper introduces and explains the theory of mbs and analysis the feasibility of mbs in china from many aspects, such as system, laws, financial environment, the situation of housing markets, macroeconomic effect, etc. the reform of land - using system provides mbs system pre - requisite ; the interrelated laws offer the law guarantee for mbs ; the issue of " security act " indicates that the security market of china is being normalized, and the developing prospect of finance in china brings mbs effective support ; the dilemma between the surplus and the shortage of commercial housing gives mbs an important turning point ; the macroeconomic effect of mbs is that it accelerates the economy, reduces the pressure of currency inflation, dissolves the operating risks of finance organs and makes the finance system operate steadily

    三、我國住房抵押證券化的可行性分析本文從住房抵押貨款證券化（ mbs ）的理論分析入手，結合我國住房抵押貸款的發展狀況，分別從制度、法律保障、金融環境、住房市場現狀、宏觀經濟效應等幾方面論述了mbs在我國的可行性：土地使用制度改革為實施mbs提供了制度前提；配套法律制度為實施mbs提供了法律保障； 《證券法》的正式出臺，標志著我國證券市場走向規范，我國良好的金融業發展前景為mbs提供了有效的支持；現階段住房市場的有效供給與有效需求雙重約束的矛盾存在，為證券化實施提供了重要契機； mbs的宏觀經濟效應在於拉動國內需求，促進經濟增長，減輕通貨膨脹壓力，化解金融機構經營風險，保持金融體系穩定運行。
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