credit losses 中文意思是什麼

credit losses 解釋
壞帳損失
  • credit : n 1 信用,信任。2 名譽,名望,聲望。3 贊揚,稱許;光榮,功勞,勛績,榮譽。4 信貸;賒銷;貸款;存...
  • losses : 敗場
  1. A credit card fraud syndicate member was jailed for 32 months for his role in a false card scam involving the capturing of card data at a restaurant, causing 425, 700 losses to the card issuing banks

    一名信用卡詐騙集團成員因參與一宗假卡騙案,指使他人在酒樓內套取顧客信用卡資料,導致發卡銀行損失四十二萬五千七百元,被判入獄三十二個月。
  2. Credit losses and poor claims experience in the quarter were slightly more than offset by the impact of a refinement to the actuarial reserve valuation related to ceded business

    第二季由再保險分入業務的精算儲備估值已被信貸損失及理賠表現欠佳所抵銷。
  3. Banks are running scared of credit losses and it remains to be seen whether they will expand their lending, or even pass all of the fed ' s cut on to their customers

    各家銀行正在謹慎應對信貸損失,他們是否會增加放貸,甚至是否會把美聯儲的降息幅度如數轉嫁給他們的客戶,這一切仍有待觀察。
  4. During the quarter, the company recorded cdn 220 million of specific provisions for impairment in its worldcom, mci and teleglobe holdings. the release of accounting provisions, and actuarial reserves previously established for credit losses, largely mitigated the earnings impact

    宏利金融于第二季內就其投資於世界通訊mci及teleglobe公司的損失作出二億二千萬加元的特殊撥備。
  5. If the creditor has made provision for the impairment of the credit, he shall first offset the aforesaid difference against the impairment provision, then include the shortfall in the current profits and losses

    債權人已對債權計提減值準備的,應當先將該差額沖減減值準備,減值準備不足以沖減的部分,計入當期損益。
  6. Major gauges erase most of the day ' s losses, as investors recover from mortgage, credit fears ; dow, nasdaq, s & p 500 stabilize after falling 10 % from 2007 highs

    由於投資者從抵押信貸,信貸危機中緩醒過來,主要股指挽回了此前大部分的損失;道瓊斯,納斯達克,標準普爾500指數在繼2007年最高點下降10 %后已趨于穩定。
  7. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。
  8. The bank protects itself by obtaining security to cover against losses, conducting credit checks and making sure that the client has the ability to repay the loan

    銀行通過為其損失保險、管理信貸支票以及確保客戶有能力償還貸款來保護自身。
  9. The said bank ' s credit risk is the possibility of suffering losses or making no profit on the operation of loan fund, which is the result of all kinds of uncertain factors deviating the actual profit of the business entity ( the borrower ) from her budget

    所謂銀行客戶信用風險就是指由於經濟活動中種種不確定因素影響,使經濟主體的實際收益目標與預期收益目標發生背離,從而導致銀行在經營活動中信貸資金遭受損失或獲取收益的一種可能性程度。
  10. The covering letter of credit must reach the sellers days before shipment and is to remain valid in china 15 days after the date of shipment, failing which the sellers reserve the right to cancel this sales contract and to claim from the buyers for losses resulting therefrom

    該信用證/裝運指示/預付貨款必須在裝船前開到/通知到/付到賣方,信用證的有效期應為裝船期后15天,在中國到期,否則賣方有權取消本售貨和約並保留因此而發生的一切損失的索賠權。
  11. We have a flurry of bank bankruptcies and workouts but the financial system absorbs these losses and the credit creation process is quickly re - established with tighter credit

    我們恐慌銀行破產倒閉,但是金融系統吸收了這些損失,並且信用產生過程很快在緊縮信用的基礎上得到重建。
  12. Credit risk, also called default risk, is the distribution of financial losses due to unexpected change in the credit quality of a counterparty in a financial agreement. its range includes agency downgrades, failure to service and liquidation

    信用風險,又稱違約風險,是指由於金融合同中訂約方信用品質的不可預測改變而引起的損失,包括信用降級、不能支付債務和清算。
  13. There is a limit to the amount of losses arising from fraudulent card use that credit card issuers and related parties can absorb by raising finance charges or merchant fees

    發卡機構及有關各方不可能一直透過提高財務費用或商戶收費,來抵銷信用卡被盜用所引致的損失。
  14. In spite of the efforts of central banks to boost liquidity, credit markets also remain extremely tight and investors are cautious about further heavy losses from the world ' s major investment banks

    盡管英國央行為刺激流動性做出了努力,信貸市場仍舊資金緊張,投資者對世界主要投行進一步的大幅虧損仍然保持著警惕。
  15. As a result of vigorous enforcement action, both the syndicated use of counterfeit credit cards in hong kong and the total losses incurred declined further in 2004

    由於嚴厲的執法行動,二零零四年的集團式行使偽造信用卡和業界損失,均持續下跌。
  16. The buyer shall establish the covering letter of credit before. ., failing which the seller reserves the right to rescind without further notice, or to accept whole or any part of this sales confirmation unfulfilled by the buyer, or to lodge a claim for direct losses sustained, if any

    買方須于年月日前開出本批交易的信用證,否則,售方有權不經通知取消本確認書,或接受買方對本約未執行的全部或一部分,或對因此遭受的損失提出索賠
  17. Export credit insurance ( eci ) is internationally accepted and is effective means of promoting exports, and it could bring not only the micro function of security guarantees receipt, obtaining bank financing and providing business information services, etc., more importantly, but macro function of implementation of country policies, such as national foreign trade, industry, finance and banking, etc. eci undertakes economic losses caused by buyer risk and country risk, but its core business is country risk, which is behaved in the form of political risk and economic risk

    出口信用保險是國際上通行的促進商品出口的有效手段,不僅具有為企業保障收匯安全、獲取銀行融資和提供商業信息服務等微觀作用,更重要的是配合國家外貿、產業、財政、金融等政策實施的宏觀作用。出口信用保險承保買家風險和國家風險引起的經濟損失,以政治風險和經濟風險為表現形式的國家風險是其保險業務的核心。
  18. One set of securities, known as an equity tranche, pays the highest returns but is the first to suffer if the underlying bonds default ; other securities offer a much lower yield but a triple - a credit rating, because a lot of defaults would be needed to trigger losses

    其中一套被稱為「平等分額」可享受最高回報,但同時,如果優先債券欠債,這種債券也將首先遭受損失;其他一些債券,雖為3a級,但收益較低,因為引起損失的是大量的欠債。
  19. The credit - market malaise is also likely to lift default rates in the corporate sector, causing additional bank losses

    信貸市場的困境同樣可能提高商業領域的無法償還率,並製造進一步的銀行損失。
  20. His comments follow concerted liquidity injections on thursday and friday by global central banks to soothe investors ' fears that spreading losses stemming from investments in subprime us mortgages could snowball into a global credit crunch

    全球許多央行在周四和周五紛紛流入巨大的資金以安撫投資者的恐懼,投資者們都擔心他們在美國抵押貸款中的投資造成並不斷擴大的損失將像滾雪球一樣越來越大並最終引發全球信用危機。
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