demand mortgage 中文意思是什麼
demand mortgage
解釋
活期抵押貸款-
Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house
商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。 -
It indicates and also analyzes the problems of housing demand, credit capital supply and exertion, management system, risk keeping away mechanism, price forming mechanism, mortgage mechanism, market environment, lag of rules and laws and disposing of mortgage goods, ( chapter 3 ) part 4, the study of market system and government system of personal purchase mortgage on the precondition of monetary housing distribution analyze the foundations of market and government during this process and the problem of market disorder and government defection
指出了目前我國個人購房抵押貸款運行中的住房需求、信貸資金供給和運用，經營管理體制、風險防範機制、價格形成機制、抵押機制、市場環境、法規滯后、以及抵押物的評估和處置上存在許多問題並對此進行了深入地分析與探討。 （第三章）第四，對住房分配製度轉變過程中個人購房抵押貸款的市場機制與政府機制研究。分析市場與政府在個人住房抵押貸款中的作用及其市場失靈、政府缺陷的問題。 -
The bursting of the property price bubble dampened considerably the demand for mortgage finance. with the general demand for credit also remaining subdued as a result of the slow economy, there was a surplus of liquidity among the banks, resulting in much more competitive pricing for such traditionally good quality assets as home mortgages
物業價格泡?爆破令按揭貸款需求大為減少，加上經濟放緩下對信貸的整體需求疲弱，促使銀行體系流動資金過剩，引發住宅按揭貸款這類傳統優良資產的利率極具競爭力。 -
" the april figures illustrate the current lack of direction in the demand for new mortgage loans, " said mr david carse, deputy chief executive of the hkma
金管局副總裁簡達恆說：月份的數字顯示目前新按揭貸款的需求缺乏方向。 -
In view of the above, the model mortgage deed does not contain a stand - alone " on demand " clause, and the relevant provisions tie the right of the mortgage lender to demand immediate repayment from the mortgagor to the specified events of default
有見及此，標準按揭契據並沒有獨立的按要求隨時還款條款。按揭貸款人可要求按揭人即時還款的權利只與特定的違約事件掛。 -
Some of the existing mortgage deeds contain both a repayment " on demand " clause as well as an " event of default " clause the happening of which will entitle the mortgage lender to demand the immediate repayment by the borrower of all money and liabilities due or owing by the borrower to the mortgage lender under the mortgage
部分現有按揭契據載有按貸款人要求隨時償還條款，及違約事件條款，即一旦發生違約事件條款內所述事項，按揭貸款人即可要求借款人即時償還借款人在按揭貸款下欠按揭貸款人的所有款項及債項。 -
Complicating its task is whether the u. s. subprime mortgage crisis takes a wider economic toll as well as wide - ranging estimates of oil demand
不過，美國次債危機給經濟以大面積打擊，再加上分析師對石油需求的預估范圍很寬，均使歐佩克難以定奪。 -
With ample liquidity, keen competition reducing the margins on residential mortgage lending, and little corporate loan demand, banks turned to other types of consumer lending, especially credit card business, to broaden their income sources
由於流動資金充裕、競爭激烈令住宅按揭貸款息差收窄，以及私營機構貸款需求疲弱，所以銀行轉為推動其他類型的消費貸款，特別是信用卡業務，以擴闊收入來源。 -
With competition sharply reducing the margins on residential mortgage lending, and little loan demand from the corporate sector, banks turned increasingly to other types of consumer lending, such as credit card business, personal loans and wealth management products to provide some asset growth and broaden income sources
競爭令住宅按揭貸款息差大幅收窄，與此同時，商業機構的貸款需求疲弱，因此銀行都轉向推廣其他類型的消費貸款業務，例如信用卡業務、個人貸款及財富管理產品，以爭取資產增長及擴闊收入來源。 -
The present backed market ca n ' t satisfy the large gap of demand for capital. implementing the mortgage - backed securitization can pump plenty capital from the circulative market to the issuing market continuously, so it is helpful to solve the problem effectively
通過實施住房抵押貸款證券化，將抵押貸款二級市場上豐富的社會資金源源不斷地泵入抵押貸款市場一級市場，將有助於這一問題的有效解決。 -
With the commencement of the housing reform in july 1998, the demand for affordable housing for the mass population has been increasing, thus fueling the demand for services of valuation amid a developing mortgage market
住房改革自1998年7月展開以來，公眾對經濟適用住房的需求迅速增加。隨著按揭市場不斷發展，估價服務的需求將與日俱增。 -
Prior to the budget speech, government announced measures to stabilize the property market. measures included lowering the income and asset limits of home ownership flat applicants, deciding the amount of land sales based on market demand, relaxing outdated property anti - speculation measures and allowing mortgage corporation limits up to 85 per cent
當然，在財政預算案之前，政府已經逐步宣布了一些有助穩定樓市的措施，例如減低申請居屋入息限額以需求來決定賣地計劃放寬過時的打擊抄賣樓宇措施，以致貸款公司接受八成半按揭。 -
Measures included lowering the income and asset limits of home ownership flat applicants, deciding the amount of land sales based on market demand, relaxing outdated property anti - speculation measures and allowing mortgage corporation limits up to 85 per cent. however, government did not consider raising the mortgage allowance to directly lessen the financial burden of those homeowners, some of whom have negative assets
當然，在財政預算案之前，政府已經逐步宣布了一些有助穩定樓市的措施，例如減低申請居屋入息限額、以需求來決定賣地計劃、放寬過時的『打擊抄賣樓宇』措施，以致貸款公司接受八成半按揭。但是，政府這次剩下可做的『一招』並沒有使出來，這是我們曾提出的增加個人供樓免稅額的措施。 -
Similarly, housing activity, with some qualifications, moves inversely with mortgage rates. and the largest component of final demand, personal consumption expenditures, generally follows income over time
可是最近的經濟合作暨發展組織數字顯示，一九九五年官方的援助減少百分之十，而一九九四年減少百分之八。 -
Looking back on the history of chinese housing industry and housing finance, we find out that chinese lagged - development housing finance withholds the development of its housing industry. a secondary market of real estate mortgage loan does not exist in china still, and this restricts banks finance their real estate mortgage loan business, risk diversion is also impossible. with the housing finance underdeveloped, the intent demand cannot turn into effective demand
指出了目前我國住宅產業發展的主要問題是潛在需求難以轉化為有效需求，其中一個重要因素是住宅金融發展滯后，缺乏與住宅生產消費快速發展相適應的良好籌資機制，融資來源有限且不穩定，住房抵押貸款缺乏風險轉移和分散機制，不利於住宅產業和住宅金融的發展。 -
Chen yuan says the staff member of branch of chengdu of the bank that enrol business, although foreign nationality personage buys a house, be lump - sum payment commonly, but in the light of a few have the foreign nationality public figure that mortgages loan demand, each banks have housing of foreign nationality personage to mortgage loan business
招商銀行成都分行的工作人員陳源說，雖然外籍人士購房一般都是一次性付款，但是針對一些有按揭貸款需求的外籍人士，各個銀行都有外籍人士住房按揭貸款業務。
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