fund of self-insurance 中文意思是什麼
fund of self-insurance
解釋
自身保險的準備金-
Some scholar in theoretically deny the fund system efficiency hypothesis thoroughly, and prove that the pure individual self - insurance is not able to promote the economic efficiency, but to create a series of macroscopic economical consequences such as the excessive deposits, interest rate drops and inhabitant future income drop. on the contrary, the social security arrangement depended on the country expenditure can promote the efficiency actually
有學者在理論上徹底否定了基金制的效率假說，證明了純粹的個人自我保險不僅不能促進經濟效率，反而造成過度儲蓄、利率下降，居民未來收入下降等一系列宏觀經濟後果;相反，依靠國家財政支出實現的社會保障安排卻可以增進效率。 -
Supporting the self - management, encouraging the outsourced operation, and promoting the specialized service by bringing into play the role of the financial institutions of banks, insurance companies, securities houses, fund managers and trust companies
支持自我管理，鼓勵外包運作，發揮銀行、保險、證券、基金、信託等金融機構作用，推行專業化服務。 -
Compared with traditional insurance industry, modern insurance includes not only economic compensation function, but also the fund circulation function and social risk management function. it is a new hedge definition of insurance business which were in possession equivalent important status in modern insurance industry, furthermore insurance fund must enforce there basic aspects that reform investment supervision policy, strengthen self ability of management in insurance company and improve capital market environment impel these three aspects together
隨著我國加入世界貿易組織、社會主義市場經濟的發展、直接承保業務利潤的下降以及保險經營思路的轉變，保險法關于保險資金運用的規定不能適應保險業發展要求的弊端日益凸現，使保險公司不能有效地吸收風險、管理風險，並從中獲得收益，而只能被動地迴避風險，其結果是形成嚴重的風險累計循環效應。
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