home mortgage loan 中文意思是什麼

home mortgage loan 解釋
房屋抵押貸款
  • home : n 1 家，家庭；家庭生活；〈美國〉住宅。2 本國，故鄉；（活動的）中心地，根據地，大本營；（動植物的...
  • mortgage : n 【法律】抵押；抵押權；抵押契據；受押人對抵押品的權利。 on mortgage （拿房屋等）作抵押。vt 抵押...
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  1. Iii home loan interest paid on bank overdraft account is tax deductible if the money borrowed is directly used for acquisition of his dwelling and the overdraft facility is secured by a mortgage charge over the dwelling or any other property in hong kong

    Iii如所借取的款項是直接用於購買其住宅，並以該住宅或任何其他香港財產作按揭或押記，就銀行透支帳戶繳付的居所貸款利息可在計算稅項時獲得扣除。
  2. A civil servant who joins the government s home finance scheme, home purchase scheme or housing loan scheme obtains a downpayment loan from the government in addition to the mortgage loan from the bank

    某公務員參加政府的居所資助計劃自置居所資助計劃或購屋貸款計劃，除了向銀行借取按揭貸款外，並向政府取得首期貸款。
  3. In 1998 - 99, a salaries tax deduction for home loan interest of up to 100, 000 a year for five years was introduced as a temporary measure to provide relief to taxpaying households heavily burdened with home mortgage payments

    政府於1998至99年度推出臨時措施，引入了為期五年的薪俸稅居所貸款利息扣除的安排，每年上限為100 ， 000元，以減輕課稅家庭在樓宇按揭支出方面的沉重負擔。
  4. As part of the mad scramble to buy real estate before the downturn, some mortgage brokers simultaneously lined up home equity loans for borrowers along with the primary loan used to buy the property

    在房地產低迷之前，一些抵押經紀人既給借款人提供房產抵押的同時，還購入房產。
  5. The arrangement that allows the upfront premium of the home programme to be amortized as part of the refinanced mortgage loan will remove this obstacle

    按照上述安排將首筆保費加入轉按貸款內分期攤還，便可避免此問題。
  6. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  7. Federal reserve data showed that federal home loan banks increased their loans to private sector banks and other mortgage lenders at a record annualised rate of $ 746bn during the third quarter as other sources of funding dried up

    美聯儲的一些數據顯示在其他資金來源已枯竭時，聯邦房貸銀行在第三季度給私人銀行和住房放款者的貸款每年增加7460億美元。
  8. Though residential accumulation fund load and commercial load develop rapidly, there are many problems including smaller loan - to - value ratio, shorter loan terms, more initial payments and simple mortgage lending patterns needed to be solved in mortgage innovation. residential mortgage does n ' t meet the needs of all groups of home buyers, so it has been a urgent matter to innovate it

    雖然個人住房公積金貸款與個人住房商業性貸款的規模擴張極其迅速，但我國住房抵押貸款抵借比率過小、貸款期限過短、首付款過大、還款方式單一，已不能適應不同層次購房者的貸款要求，對其進行創新設計已成為當務之急。
  9. If the loan is used for acquisition of his dwelling and is secured by a mortgage charge over the dwelling or over any other property in hong kong for example, a second charge on the property in favour of the financial secretary incorporated, the loan interest paid thereon is tax deductible - section 26e definition of " home loan "

    如有關貸款是用於購買其住宅，並以該住宅或任何其他香港財產作按揭押記例如以財政司立案法團為受惠人就該物業所作的第二押記取得，所繳付的貸款利息可在計算稅項時獲得扣除。
  10. Reflections on corrent business of home mortgage loan from commercial banks

    對發展商業銀行住房抵押貸款業務的思考
  11. C to provide more flexibility to approved sellers, the corporation will include hibor - based mortgages and, subject to the consent of the housing society, mortgages covered by the home starter loan scheme as eligible mortgages under the mortgage purchase programme

    C為對核準賣方提供更大的彈性，按揭證券公司會把按同業拆息計算利息的按揭和首次置業人士貸款計劃下的銀行按揭貸款在得到房屋協會同意后列為購買按揭計劃下的合資格貸款。
  12. As we do not consider it appropriate to allow the income of any individual taxpayer to be jointly assessed with any other persons except his or her spouse, we see no case to extend the scope of the nomination provision relating to home loan mortgage interest deduction under section 26 of the ordinance to cover the taxpayer s children or any other persons

    由於我們認為不應容許任何納稅人與配偶以外的其他人士合併評稅，稅務條例第26 f條有關提名申索扣除居所貸款利息條文的適用范圍並不宜擴大至納稅人的子女或其他人士。
  13. The securitization of bank assets is one of the most important innovations in the modern financial market and the securitization of home loans is an important component of that innovation. it indicates that financial organizations ( mainly commercial banks ) take the poor liquidity but good prospects in future cash earning of the home mortgage collections and turn them into secured loan groups and then take these assets sales and give them to a specific strong and credible organization, namely a spv ( special purpose " vehicle, to be used by a special purpose organization )

    銀行資產證券化是現代金融市場最重要的創新之一， 「住房貸款證券化」是它的重要組成部分，指的是金融機構（主要是商業銀行）把持有的流動性較差但具有未來現金收入流的住房抵押貸款匯集成抵押貸款群組，然後將此資產出售給特設的有實力、有信譽的機構，即spv （ specialpurposevehicle ，用於特殊目的機構） 。
  14. The hkmc has reached agreement with the hong kong housing authority to purchase a total of hk 17 billion to hk 18 billion of mortgage loans originated under the home purchase loan scheme from the authority before september 2002

    根據按揭證券公司與香港房屋委員會達成的協議，按揭證券公司將會在年月前從房委會購入自置居所貸款計劃總值億至億港元的按揭貸款。
  15. Can i claim for home loan interest deduction of the interest paid on the mortgage loan

    我可否為供款利息申索居所貸款利息扣除？
  16. An annuity can be a loan such as a home mortgage or an investment such as a monthly savings plan

    年金可以是一項貸款（例如住房抵押貸款） ，或者是一項投資（例如每月儲蓄計劃） 。
  17. An annuity can be a loan such as a home mortgage or an investment such as a monthly savings plan. the

    年金可以是一項貸款（例如住房抵押貸款） ，或者是一項投資（例如每月儲蓄計劃） 。
  18. Mortgage - backed securitization can drive home mortgage market through 4 enhancing the asset fluidity of bank. real estate industry expands quickly in our country, which bring great capital requirement. so, it is very important to develop home mortgage loan secondary market

    住房抵押貸款證券化（ mbs ）是資產證券化的主要產品，它通過增強銀行資產的流動性，解決銀行資金來源與運用在期限和利率上的不匹配的風險，從而大大促進了住房抵押貸款一級市場以及住房產業的發展。
  19. Ideal for mortgage loan borrowers. in case of misfortune, the policy pays out a specific amount to pay for mortgage repayments. your home will be safeguarded for you and your family

    萬一遇上不測而無力償還按揭供款，按揭保障即可為您提供賠償以助支付供款，讓您及您的家人安枕無憂。
  20. In a joint assessment, even if only the husband or the wife is eligible to claim the home loan mortgage interest deduction as an individual taxpayer, the deduction will be made against the aggregated income of the couple

    如夫婦選擇了合併評稅，即使只是丈夫或妻子有資格以個別人士身分申索扣除居所貸款利息，有關利息亦會從夫婦二人的合計入息中扣除。
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