housing loan guarantee insurance 中文意思是什麼
housing loan guarantee insurance
解釋
住房貸款保證保險- housing : n. 1. 供給住宅。2. 〈集合詞〉房屋；住宅。3. 掩護，庇護；避難所。4. 【機械工程】殼；套。5. 【建築】柄穴，爐套。6. 【航海】桅腳。n. 馬服；〈常 pl. 〉馬飾，鞍褥。
- loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
- guarantee : n. 1. 保證，擔保。2. 保證人〈法律上用 guarantor〉。3. 接受保證的人。4. 抵押品，擔保物。vt. 1. 保證，擔保。2. 〈口語〉包，管保。
- insurance : n 1 安全保障。2 保險，保險業。3 保險單〈通稱 insurance policy〉。4 保險費〈通稱 premium〉。5 保險...
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However, with the impact of housing loan guarantee, and gradual opening of chinese financial market, renovating residential mortgage loan insurance is imperative under the situation. deep study is done on residential mortgage loan insurance by this thesis, and there are four sections : the first section expatiates background and significance of the study on residential mortgage loan insurance, makes a clean definition of this insurance, points out that precondition of residential mortgage loan insurance is existence of risks, and sets force functions of residential mortgage loan insurance
在此背景下，本論文對個人住房抵押貸款保險進行了深入研究，全文分為四個部分：第一部分闡釋了個人住房抵押貸款保險研究的背景及其意義，指出風險的存在是個人住房抵押貸款保險存在的前提，對個人住房抵押貸款保險進行了定義，闡述了個人住房抵押貸款保險的基本職能及派生職能，並指出了住房置業擔保與個人住房抵押貸款保險之間的區別與聯系。 -
Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization
在分析了我國已有住房抵押貸款保險情況（我國住房抵押貸款保險業務已初具規模，但仍存在不少問題；已有的住房抵押貸款保險的品種單一，覆蓋面很窄；現行的住房抵押貸款保險在實際操作中存在許多誤區）的前提下，筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系，包括：為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。 -
There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan
即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與；要有相關法規作保障；抵押貸款還貸方式的設定應靈活多樣，以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求；政府應重點支持中低收入家庭購房貸款；個人購房抵押貸款不僅有賴于商業性金融機構的參與，而且也要有政府成立政策性住房金融的支持。 -
In this thesis, the author tries to explore how to build a feasible system of housing mortgage loan insurance, which accord with the situation of china, based on the domestic conditions and overseas experience. especially the housing mortgage loan insurance of government credit guarantee - bonding system is primarily discussed to build
在本文中，筆者通過分析這些現狀以及借鑒國外經驗，試圖探索如何構建符合我國國情並切實可行的住房抵押貸款保險體系，特別是對政策性住房抵押貸款保險? ?擔保制度的建立進行了初步探討。
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