insured indemnity 中文意思是什麼

insured indemnity 解釋
保險賠償
  • insured : 保價郵件
  • indemnity : n. 1. 保護，保障。2. 損失賠償，補償。3. 賠償金；（對戰勝國的）賠款。4. 免罰，赦免。
  1. If the policy holder conceals the actual circumstances of the insured property, the insurer shall have the right to rescind the contract or shall not be liable for making indemnity

    投保方如隱瞞被保險財產的真實情況，保險方有權解除合同或不負賠償責任。
  2. Subject to any express provision in the policy, where the assured has paid, or is liable for, any general average contribution, the measure of indemnity is the full amount of such contribution, if the subject matter liable to contribution is insured for its full contributory value ; but, if such subject - matter be not insured for its full contributory value, or if only part of it be insured, the indemnity payable by the insurer must be reduced in proportion to the under insurance, and where there has been a particular average loss which constitutes a deduction from the contributory value, and for which the insurer is liable, that amount must be deducted from the insured value in order to ascertain what the insurer is liable to contribute

    除保單另有規定外，如果被保險人已經給付或有責任給付任何共同海損分攤，其賠償限額為：如果負責分攤的標的物是按分攤價值足額投保的話，應按共同海損分攤全額賠付；如果該標的物未按分攤價值足額投保或只投保了一部分，保險人應支付的賠償額必須按不足額保險比例減少，而且如果發生了應從分攤價值內扣掉的單獨海損損失，且保險人對此負有賠償責任，則應從保險價值中先予扣除，以便確定保險人應承擔的分攤額。
  3. Payments on account will be made to the insured monthly during the indemnity period if desired

    如予要求，本公司在賠償期間可以每月預付賠款。
  4. If the total amount of the sum insured by double insurance exceeds the insured value, the total amount of indemnity paid by all insurers concerned shall not exceed the insured value

    重復保險的保險金額總和超過保險價值的，各保險人的賠償金額的總和不得超過保險價值。
  5. Any shipper or passenger who has voluntarily applied for insured transport of valued articles shall be entitled to an indemnity on a par with the actual loss but not exceeding the insured value

    （一）托運人或者旅客根據自願申請辦理保價運輸的，按照實際損失賠償，但最高不超過保價額。
  6. Unless otherwise specified in the contract, in the event that the sum insured is less than the insured value, the insurer shall undertake the obligation for indemnity pro rata of the sum insured to the insured value

    保險金額低於保險價值的，除合同另有約定外，保險人按照保險金額與保險價值的比例承擔賠償責任。
  7. Article 94 an insurance company shall set aside an outstanding loss reserve for the amount of insurance indemnity or the amount of the insurance benefits which have already been claimed, and for those amounts due for which the insured events have occurred, but which has not yet been claimed

    第九十四條保險公司應當按照已經提出的保險賠償或者給付金額，以及已經發生保險事故但尚未提出的保險賠償或者給付金額，提取未決賠款準備金。
  8. In order to qualify for indemnity, the insured building must be located within the affected area ' s boundaries, it must be surveyed and a survey report issued

    為了獲得受償的資格，受保建築物必須位於受災地區范圍內，必須經過查勘並且出具有查勘報告。
  9. In insurance business practice, the building insurance clause in mortgage insurance usually applies the real estate value to amount insured, wheras raplacement approach is applied to the indemnity, which causes overinsurance ? the amount insured is greater than insurance value. the excess amount is perfectly equal to the land value or a portion of land value, which prejudices the interest of the insured

    在保險實踐中，住房抵押貸款保險的房屋保險條款通常以不動產價值作為保險金額，而在保險補償時適用重置價值標準，導致保險金額總是大於保險價值的超額保險情況，超出的金額就是土地的價值或者土地價值的一個比例，這對被保險人是不利的。
  10. Article 24 after receiving a claim for indemnity or payment of the insurance benefits from the insured or the beneficiary, the insurer shall issue to the insured or the beneficiary a notice declining indemnity or payment of the insurance benefits for any events not falling within the scope of the cover

    第二十四條保險人收到被保險人或者受益人的賠償或者給付保險金的請求后，對不屬于保險責任的，應當向被保險人或者受益人發出拒絕賠償或者拒絕給付保險金通知書。
  11. If two policies do cover the same event, the insurance companies contribute pro rata to the loss, and the insured is only restored to the indemnity position

    如果兩份保險單承保同一事件，兩家保險公司將按比例分攤損失賠償只恢復投保人損失的部分。
  12. The insured or the beneficiary of the direct insurance shall not claim for the indemnity or payment of the insurance benefits from the reinsurer

    原保險的被保險人或者受益人，不得向再保險接受人提出賠償或者給付保險金的請求。
  13. If the policy holder discovers dangerous circumstances regarding the insured property and does not adopt measures to eliminate them, it shall be held solely liable for any losses from an accident caused thereby, and the insurer shall not be liable for making indemnity therefor

    投保方對被保險的財產發現有危險情況，不採取措施消除，同由此發生事故造成的損失由自己負責，保險方不負賠償責任。
  14. If the insurant deliberately refuses to perform the obligations of making true representations, the insurer shall not undertake to pay indemnity or insurance money for insured risks that occurs before the contract is terminated and shall not return the insurance premium

    投保人故意不履行如實告知義務的，保險人對于保險合同解除前發生的保險事故，不承擔賠償或者給付保險金的責任，並不退還保險費。
  15. If the applicant, the insured or the beneficiary intentionally causes the occurrence of an insured event, except as under the first paragraph of article 64 of this law, the insurer may terminate the insurance contract, bear no obligation for indemnity or payment of the insurance benefits and decline to return the premiums paid

    投保人、被保險人或者受益人故意製造保險事故的，保險人有權解除保險合同，不承擔賠償或者給付保險金的責任，除本法第六十四條第一款另有規定外，也不退還保險費。
  16. If the insurant fails to perform the obligations of making representations due to negligence, thereby seriously affecting the occurrence of insured risks, the insurer shall not undertake to pay indemnity or insurance money for contingency that occurs before the contract terminates but may return the insurance premium

    投保人因過失未履行如實告知義務，對保險事故的發生有嚴重影響的，保險人對于保險合同解除前發生的保險事故，不承擔賠償或者給付保險金的責任，但可以退還保險費。
  17. If the insured fails to fulfill the obligation of notice stipulated in the preceding paragraph, the insurer shall bear no obligation for indemnity of the insured event which occurs due to the increased risk to the subject matter of the insurance

    被保險人未履行前款規定的通知義務的，因保險標的危險程度增加而發生的保險事故，保險人不承擔賠償責任。
  18. No entity or individual shall illegally interfere with the insurer ' s obligation for indemnity or payment of the insurance benefits, or hinder the right of the insured or the beneficiary to receive the payment

    任何單位或者個人都不得非法干預保險人履行賠償或者給付保險金的義務，也不得限制被保險人或者受益人取得保險金的權利。
  19. In the event of the occurrence of the insured event referred to in the preceding paragraph, the insurer may, at the time of making indemnity, deduct therefrom a corresponding amount which the insured has received as indemnity from the third party

    前款規定的保險事故發生后，被保險人已經從第三者取得損害賠償的，保險人賠償保險金時，可以相應扣減被保險人從第三者已取得的賠償金額。
  20. Article 46 the insurer has no right of indemnity by subrogation against any family member or staff member of the insured unless the occurrence of the insured event referred to in the first paragraph of article 44 above has resulted from the willful misconduct of such a third party

    第四十六條除被保險人的家庭成員或者其組成人員故意造成本法第四十四條第一款規定的保險事故以外，保險人不得對被保險人的家庭成員或者其組成人員行使代位請求賠償的權利。
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