lending criteria 中文意思是什麼
lending criteria
解釋
貸款標準-
" banks should continue to closely monitor their asset quality and to adhere strictly to prudent lending criteria.
銀行應繼續密切監察其資產質素，並嚴格遵行審慎的貸款準則。 -
Overheating in the residential mortgage market, combined with widespread cutting of interest rate margins as competition intensified, prompted the hkma to write to authorized institutions again in july to remind them of the need to continue to adopt a prudent and responsible attitude to their property lending. institutions were also reminded that they should strictly apply existing criteria, e. g
有見及住宅按揭市場過熱，再加上競爭白熱化，令息差普遍收窄，金融管理局遂於七月去信認可機構，囑咐它們要繼續對物業貸款採取審慎和負責的態度，並嚴格遵守現行有關按揭成數和償債率等方面的準則。 -
The letter also reminds ais to continue to adhere to normal prudent lending criteria, including those relating to the debt service ratio
此外，該信件提醒認可機構須一如以往，繼續遵守審慎的貸款標準，其中包括供款相對入息的比率方面的準則。 -
" in current market conditions we continue to stress that institutions should maintain prudent lending criteria, " mr carse said
簡達恆說：在目前的市場環境下，我們繼續強調認可機構應維持審慎的借貸準則。 -
Banks are reminded not to relax their prudent lending criteria amid keen competition for mortgage businesses, " said mr. david carse, deputy chief executive of the hkma
面對按揭業務市場激烈的競爭，銀行應注意不要放寬審慎的信貸標準。 -
" the overall asset quality of the residential mortgage portfolio is still good but banks should remain prudent in their lending criteria amid keen competition.
住宅按揭貸款組合的整體資產質素依然良好，但在競爭激烈的環境下，銀行在貸款準則上仍應保持審慎。 -
Banks are reminded to adhere to prudent lending criteria and pay attention to borrowers ability to service their debts amid keen competition, " said mr. david carse, deputy chief executive of the hkma
面對激烈的競爭，銀行必須嚴格遵守審慎的貸款準則，並要留意借款人的供款能力。 -
" in the light of market conditions during the first half of the year, we have considered whether some additional tightening of lending criteria is required, " said mr david carse, deputy chief executive of the hkma
金管局副總裁簡達恆說：鑒於今年上半年的市況，我們曾考慮是否需要進一步收緊貸款準則。 -
One insider thinks this unlikely : many parents have remortgaged to pay fees, and with house prices shaky and banks tightening their lending criteria, this route is fast closing off
有行內人士稱不可能有回報了，現在很多家長是一貸再貸地去交付學費，時下房價波動大，銀行也收緊其貸款政策，這樣方法很快就行不通了。 -
" the continuing decline in margins in february reflects active competition not only in the primary market but also in the secondary market. it is important in these circumstances that banks do not relax their prudent lending criteria, " said mr. david carse, deputy chief executive of the hkma
金管局副總裁簡達恆表示：月份按揭利率持續下降，反映銀行不但積極爭取新樓宇按揭貸款業務，即使在二手市場的競爭亦見加劇。
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