life insurance policy analysis 中文意思是什麼
life insurance policy analysis
解釋
人壽保險保單分析- life : n （pl lives）1 生命，性命。2 一生；壽命；【原子能】（亞原子粒子的）生命期；使用期限，耐久性。3 ...
- insurance : n 1 安全保障。2 保險，保險業。3 保險單〈通稱 insurance policy〉。4 保險費〈通稱 premium〉。5 保險...
- policy : n 1 政策，政綱；方針，方向；方法。2 策略；權謀；智慧；精明的行為。3 【軍事】政治，行政。4 〈蘇格...
- analysis : n. （pl. -ses ）1. 分解，分析；【數學】解析。2. 梗概，要略。3. 〈美國〉用精神分析法治療（＝ psychoanalysis）。
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Based on an statement of relative elements of life insurance and analysis of some key concepts, the thesis firstly sums up, compares and analyzes the commercial life insurance supply market in china from two aspects : company and product ; secondly, it introduces a method of measuring one ' s insurance demand, expound the methods and strategies of how to choose a company or a product : how to choose a company is to calculate, compare and analyze the ratios of debt and profit, which are based on statements of assets and debts and statements of losses and profits. a choice is made finally according to the above results ; how to choose a product include the methods of comparing all kinds of policy cost, and a empirical analysis is made for term policy cost, in addition, on basis of the present situation of life insurance market in china, author bring forth a simple way to choose participate insurance
本文在闡述有關壽險基本知識並剖析其中關鍵概念的基礎上，首先從壽險公司和壽險險種兩個方面對中國商業人壽保險供給市場進行了歸納、比較和分析，接著介紹了確定保險需求的方法以及選擇壽險公司和險種的方法和策略：選擇壽險公司的具體方法是以各壽險公司的資產負債表和損益表為依據，計算出並比較分析各公司的償債比率和盈利比率，來考察其償債能力和盈利能力，最後根據結果做出相應選擇；選擇壽險險種的方法包括比較各類壽險保單成本的方法，本文對其中的定期壽險保單成本進行了實證分析，並根據中國壽險市場的現狀，提出了選擇分紅險的簡易方法。 -
It has discussed in the 5 sides, which they are interest rate effect, income effect, substitute effect, supply effect and policy effect of analysis of the environment factors. it has analysis on economic factors that influence the life insurance from monetary inflation and discussed influence the life insurance from environment of humanity of culture value and function of family, in generally, the influence of environment of humanity society with long and deep, but the influence of environment of economy with short and brief
環境因素分析中從利率效應、收入效應替代效應、供給效應、政策效應五個方面進行了闡述；從通貨膨脹對壽險業的影響進行了經濟因素分析；從文化價值以及家庭功能闡述了人文環境對壽險的影響，一般來說人文社會環境的影響較為長久和深遠，而經濟環境的影響則較為短期和淺層。
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