liquidity of bank 中文意思是什麼

liquidity of bank 解釋
銀行資產流動性
  • liquidity : n. 1. 液性。2. 流動性，流暢。
  • of : OF ＝Old French 古法語。
  • bank : n 1 堤，堤防；岸，河畔。2 埂，壟，堆。3 （海中水下的）沙洲，灘。4 斜坡，邊坡，坡度；轉彎。 【航空...
  1. The intention of this part is to find the insufficiency in management of our commercial bank, espial of state - owned banks, by comparison. it is completed through the calculation of index according to the order of liquidity, security and profitability

    其次，以「三性」原則為序，運用財務指標，指數模型分析我國國有獨資商業銀行與股份制商業銀行的經營狀況，通過比較找出相應的差距和根源。
  2. Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors

    但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。
  3. There may be circumstances in which some mopping up of inter - bank liquidity through the exceptional issue of exchange fund paper would be desirable. there may also be circumstances in which negative interest rates could become justifiable, if only for the purpose of underlining the government s determination to maintain the linked exchange rate system

    有些情況可能需要特別增發外匯基金票據及債券，以吸收部分銀行同業流動資金有些情況可能需要實施負利率，例如是為了強調政府維持聯匯制度的信心。
  4. The commercial bank is facing the very high liquidity risk on the capital, liability, asset and the adaptive ability of environment change

    國有商業銀行在資本金、負債、資產、以及對宏觀環境變化的應變能力方面都面臨者很大的流動性風險。
  5. The move came after china announced on may 18 hikes of benchmark interest rates and bank reserve requirement as well as widening yuan floating range against the u. s. dollar, in a bid to curb excessive liquidity and cool the overheated economy

    這是國家繼5月18日宣布提高基準利率和銀行存儲利率以及放寬對美元的浮動范圍后所推出的新一項舉措，旨在控制流動性過剩以及給過熱的經濟降溫。
  6. As the biggest offer of liquidity, commercial bank play a great role in stabilizing economic overall situation and strengthening confidence of general public

    作為經濟流動性的最大提供者，銀行在穩定經濟全局和增強公眾信心方面發揮著巨大的作用。
  7. It is also distinct from the provision of longer - term liquidity or capital support to a probably insolvent bank

    此外，提供最後貸款人援助，也有別于向很可能已無力償債的銀行提供較長期的流動資金或資本援助。
  8. In arriving at a decision, a bank would obviously look at the amount of surplus hong kong dollar interbank liquidity it has at its disposal - the balance in its hong kong dollar account maintained at the hong kong monetary authority

    銀行在作出決定前，首先考慮的當然是其手頭過剩的港元銀行同業流動資金水平，亦即其于香港金融管理局的港元帳戶結餘。
  9. Although this involves giving up the liquidity of some of the foreign reserves, the return on such investments extends to well beyond just the financial yields of the assets that are accounted for in the balance sheet of the central bank holding the foreign reserves

    將部分財政資源投資于這個范疇是一種合理分配金融資產的方式，亦符合國家利益。雖然這樣可能會減低部分外匯儲備的流動性，但這些投資的回報會遠超過在人民銀行資產負債表上的外匯儲備收益。
  10. The correct thought in china commercial banks should be : the bank arranges its asset according to its ability to collect deposits over a long period of time, and reduce reserve as possible as it can to increase the income in a short period of time ; the money borrowed from the interbank lending and borrowing market can only be used to smooth the wave of cash demand in a short period of time ; when the bank arrange its asset and liability for the purpose of liquidity management, the bank must consider income and interest risk all together

    我國商業銀行流動性管理的思路應該是：從中長期看，只能根據銀行吸收存款的能力，來安排資金運用；從短期看盡可能降低備付來提高收益；同業市場的短期借款只能用來做為頭寸調度的「潤滑劑」 ；流動性管理管理必須結合收益、利率風險管理來安排銀行的資產負債結構。本文的題目是：我國商業銀行流動性管理的量化分析。
  11. In terms of the internal instability of banks, adverse selection and moral hazard caused by asymmetric information and the inadequate liquidity of bank assets can give us a sound explanation

    對于銀行所具有的內在脆弱性，我們可以從不對稱信息所導致的逆向選擇和道德風險，以及銀行資產的流動性不足的角度予以分析。
  12. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  13. Also, further government tightening could decelerate the current outflow of bank liquidity into equity markets

    同時，政府進一步實施緊縮政策也會減緩目前銀行資金流入股票市場的勢頭。
  14. The central bank conducts extensive money market operations to minimise the impact of capital inflows, issuing bills to drain liquidity from the system to ensure that it keeps in check the amount of money in the circulation, an important driver of inflation

    中國央行進行廣泛的貨幣市場操作，以將資本流入的影響降到最低，包括發行央行票據，減少系統內的流動資金，從而確保貨幣流通量始終在它控制之下，這些貨幣是通貨膨脹的一個重要驅動力。
  15. On risk and management of liquidity of state - owned commercial bank in our country

    我國國有商業銀行的流動性風險與管理
  16. The increase of 29 basis points in the composite interest rate in may 2006 reflected upward interest rate adjustments for customers time deposits and short - term interbank funds, which were mainly due to the initial public offering of bank of china which tied up funds of hk 274 billion in the later part of the month, causing a tightening of short - term interbank liquidity see

    綜合利率在年月上升基點，反映客戶定期存款利率及短期銀行同業拆息向上調整，這主要是由於月份中下旬中國銀行首次公開招股凍結了，億港元，導致銀行同業短期流動資金緊絀見附件
  17. A high level of bank liquidity, low interest rates, the improved employment situation and a rebound in asset prices all act to lift demand

    銀行流動資金充裕，利率低企，就業情況改善，以及資產價格反彈，均對需求產生刺激作用。
  18. These make the credit risk, operational risk, liquidity risk. reputation risk and country or sovereign risk etc of the state - owned commercial banks become more and more greater, which danger the safe of the whole industry of bank

    這些使轉軌時期國有商業銀行面臨的信用風險、操作風險、流動性風險、聲譽風險、國家及轉移風險變得越來越大，危及整個銀行體系的安全。
  19. The securitization of bank assets is one of the most important innovations in the modern financial market and the securitization of home loans is an important component of that innovation. it indicates that financial organizations ( mainly commercial banks ) take the poor liquidity but good prospects in future cash earning of the home mortgage collections and turn them into secured loan groups and then take these assets sales and give them to a specific strong and credible organization, namely a spv ( special purpose " vehicle, to be used by a special purpose organization )

    銀行資產證券化是現代金融市場最重要的創新之一， 「住房貸款證券化」是它的重要組成部分，指的是金融機構（主要是商業銀行）把持有的流動性較差但具有未來現金收入流的住房抵押貸款匯集成抵押貸款群組，然後將此資產出售給特設的有實力、有信譽的機構，即spv （ specialpurposevehicle ，用於特殊目的機構） 。
  20. The credit assets business is the principal assets business and the primary source of profit in state - owned commercial bank. the credit asset quality, dimensions and structure are crucial factors in realizing the target of safety, profitability and liquidity of the bank

    信貸資產業務是國有商業銀行主要的資產業務和利潤來源，信貸資產的質量、規模和結構，對國有商業銀行實現其安全性、盈利性、流動性的經營目標具有關鍵性和決定性的意義。
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