loan loss 中文意思是什麼

loan loss 解釋
貸款損失
  • loan : n 1 出借,借出,貸。2 借出物;資金;公債,貸款。3 外來語(= loanword);外來風俗習慣。vt vi 〈美...
  • loss : n. 1. 喪失;丟失,遺失。2. 減損,損失,虧損(額);損耗;減少,下降。3. 失敗;輸掉。4. 錯過;浪費。5. 損毀;【軍事】傷亡;〈pl. 〉 傷亡及被俘人數。
  1. The author demonstrates that the organization should use " debit certificate " and allow the bank to exert part of " debit counteract rights " in order to avoid venture, while the individual should establish system of loan insurance, bank answering for the loss and state answering for the loss

    本文認為機構教育貸款法律研究的重點在於教育機構的貸款權以及銀行是否能行使「貸款抵消權」以防範貸款風險;個人教育貸款法律研究的重點在於制定和完善鼓勵、擴大個人貸款及風險防範的法律法規。
  2. Naturally the income and the loss are greatly unsymmetrical, because the bank only has the interest premium as the income, but once the debtor defaulted, the loss is the whole loan, which is always times of the interest

    它使得資金從富裕單位流向餘缺單位,是社會資金的導管( channel ) ,現代經濟的核心。由於業務的特殊性,商業銀行的收益和損失並不對稱。
  3. All moneys carried to the reserve fund and all other moneys of or borrowed by the company while not immediately applicable or required for any payment to be made by the company may be either employed in the business of the company without being kept separate from the other assets, or be invested by the directors upon such securities ( other than the purchase of or a loan upon shares of the company ) as the directors may from time to time think proper v oh power for them from time to time to deal with and vary such investments and to dispose of all or any part thereof for the benefit of the company and divide the reserve fund into such special funds retransfer the reserve fund or any part thereof to the credit of profit and loss account or otherwise deal with the same as they may think fit

    不論何時通過此種決議,董事會都應負責做好作為資本的未分配利潤的調撥和使用工作,做好所有繳足股本的股票或債券(如果有)的分配和發行,做好實施決議的一切工作,如果股票或債券可零星分配,董事會可全權作出發行零星股權證或用現金支付或其他他們認為恰當的決定,同時可授權任何人代表有權得到分配的全體股東與公司簽訂協議,一旦資本轉換,由公司向股東分別分配繳足股本的股票或債券,或視情況要求,按轉換成資本的紅利的比例,由公司代表他們繳納他們現持股份中為繳足的全部或部分股款,由此授權達成的協議應為有效,對所有此種股東均有拘束力。
  4. Bank nonperforming loan is " a financial pollutions ", it is put forward at, first, it is harmful to social welfare. the paper builds up a utility function ( loss function ) including loan balance ( control variable ) and nonperforming loans ( state variable )

    試圖回答並且做出有創新的研究之六本文第一次提出銀行不良貸款是一種「金融污染」 ,將對一個國家的福利產生負面的影響,本文設計了一個含有貸款、銀行不良貸款的社會福利函數。
  5. Interest of loan and other related expenses for acquiring fixed assets, and the exchange difference from conversion of foreign currency loan, if incurred before the assets having been put into operation or after been put into operation but before the final account for completed project is made, shall be accounted as fixed assets value ; if incurred after that, shall be accounted into current profit or loss

    在固定資產尚未交付使用或者已投入使用但尚未辦理竣工決算之前發生的固定資產的借款利息和有關費用,以及外幣借款的匯兌差額,應當計入固定資產價值;在此之後發生的借款利息和有關費用及外幣借款的匯兌差額,應當計入當期損益。
  6. Where the lender failed to make the loan amount available on the prescribed date and in the prescribed amount, thereby causing loss to the borrower, it shall pay damages

    第二百零一條貸款人未按照約定的日期、數額提供借款,造成借款人損失的,應當賠償損失。
  7. During the outbreak of an epidemic situation, the loss - stricken enterprise that has its working capital loans mature and defaulted shall be exempted from loan penalty interest

    在疫情發生期間,對已到期並發生流動資金貸款拖欠的受損企業,免收貸款罰息。
  8. Interest of loan and other related expenses for acquiring fixed assets that incurred after the assets having been put into opera ? tion shall be accounted for as current profit of loss

    在固定資產投入使用之後發生的借款利息和有關費用,以及外幣的匯兌差額,應計入當期損益。
  9. Additional, if the product pledges the quantity does not accord with an agreement, create loan other losing, creditor can request to recoup a loss

    另外,假如產品質量不符合約定、造成債權人其他損失的,債權人可以請求賠償損失。
  10. Once the debit side break the loan contract that the commercial will bring bad assets, lead to loss and erode the capital of bank

    借款人違約將直接導致商業銀行產生不良貸款,造成信用資產損失,並侵蝕銀行的資本金。
  11. After 1989, the increase of demand slowed down and facing the complexion of low degree of industrial concentration of product market and financial strain of medi um and small - sized enterprises caused by the circulating trap of " credit squeeze - - - bad loan ", the advantageous enterprises " " wallow in money ", specifically, those listed companies that could finance from the stock market, began to take predatory pricing strategy in succession and tried to enlarge market share and obtain high return by squeezing medium and small - sized enterprises out of the market after 1998, the vicious circle of deflation and " credit grudging " of banks in product and credit markets, overcapacity, the difficulty of retreating of loss - incurring enterprises in some industries from the market for institutional reasons and over - competition in some industries, led to the incessant decrease of enterprises " global income, persistent increase of rate of debts and constant rise of ratio of bad assets of banks, which further intensified the vicious circle of deflation and " credit grudging " of banks

    如在改革開放初期,在產品市場需求旺盛和信貸市場預算軟約束的情況下,各類企業的最優決策就是採用高負債、高擴張的「負債的有限責任效應」策略來搶占市場並獲得高回報; 1989年以後,需求增速開始放緩,面臨產品市場產業集中度較低和信貸市場「信貸緊縮-不良貸款」循環陷阱導致的中小企業資金緊張的局面, 「錢袋鼓鼓」的優勢企業(尤其是那些可以通過股票市場融通資金的上市公司)紛紛採用掠奪性定價策略,試圖通過把中小企業擠出市場來擴大市場份額並獲得高收益; 1998年以後,產品市場和信貸市場形成了通貨緊縮和銀行「惜貸」惡性循環的狀況。產品市場上部分行業生產能力嚴重過剩,且由於體制等原因導致虧損企業無法退出,因此這些行業中出現了過度競爭的現象,企業總體收益的不斷下滑、負債率不斷提高以及銀行不良資產率的持續上升,又進一步加強了通貨緊縮和銀行「惜貸」的惡性循環。
  12. However, there are still some inevitable risks. because of its risk transfer and loss compensation functions, residential mortgage loan insurance can prevent the risks of residential mortgage loan to a certain extent, so its importance has been revealed gradually

    個人住房抵押貸款保險因其風險轉移和損失賠償機制在一定程度上可以防範和化解個人住房抵押貸款風險,其重要性隨著個人住房抵押貸款業務的發展逐漸為國內各大金融機構(包括保險公司)所認識。
  13. Loan loss reserve

    貸款損失儲備金
  14. The director of buildings administers a building safety loan scheme, which provides non - means tested loans to individual owners who require financial assistance in carrying out building safety ( including fire safety ) improvement works, either on a voluntary basis or as required by law. owners are required to pay interest calculated in accordance with the no - gain, no - loss principle

    由屋宇署署長管理的樓宇安全貸款計劃,為個別需要經濟援助的業主(他們毋須接受入息審查)提供貸款,以便他們進行自願性質或法例規定的樓宇安全(包括消防安全)改善工程。業主須按政府根據無所損益原則而釐定的利率支付利息。
  15. T refers to the total amount of credit card receivables written off the loan book during a period irrespective of when a charge is made to the profit and loss account, which may be earlier if it is the institutions policy to create provisions at an earlier time than the amount is written off

    撇帳額指在一段期間內從貸款帳冊中撇除的信用卡應收帳款總額無論機構在何時將有關撇帳計入損益帳內,因為若機構的政策是預早在撇帳前提撥準備金,則計入損益帳的時間便會比實際撇帳時間早。
  16. Refers to the total amount of credit card receivables written off the loan book during a period irrespective of when a charge is made to the profit and loss account, which may be earlier if it is the institutions policy to create provisions at an earlier time than the amount is written off

    指在一段期間內從貸款帳冊中撇除的信用卡應收帳款總額無論機構在何時將有關撇帳計入損益帳內,因為若機構的政策是預早在撇帳前提撥準備金,則計入損益帳的時間便會比實際撇帳時間早。
  17. This paper is aimed at two central problems which exist in the credit risk management of the portfolio : first, if the loan defaults, how much loss there will be ; second, how much reserve that the bank must prepare for the loss caused by risk, and do a deeply research on the related question and have a calculation in detail

    本文針對商業銀行貸款組合信用風險管理中存在的兩個基本問題:一、如果貸款發生違約時,具體損失有多少;二、銀行要準備多少資本金才能應付風險造成的損失,就相關內容做了詳細的數值計算和深入探討。
  18. Through analyzing the important indexes of the guarantee multiples, the duty ratios, the loan loss rate and so on, the paper finds out the relationship among them and decides the suitable control indexes

    3 、定量分析法。通過對擔保倍數、責任比例、貸款損失率等重要指標進行定量分析,找出它們之間的關系,確定合適的擔保控制指標。
  19. China asset management is working on 430 billion, japan is working on 430 billion bad loan, taiwan banks write off 0. 3 trillion bad loan last year and 0. 2 trillion the first half this year. asset management bought the bad loan working hard to recover the loan loss through auction, securitization all facing tough time in current turbulent financial markets. while the existing banking industry sold the old bad loan to asset management co or write off the old loan are facing new bad loan

    七月11 - 12日應ibc之邀在倫敦之歐洲對沖避險基金策略大會以其三十年國際金融股市資產及衍生工具價格及證卷化對沖風險避險基金風險管理演講將應新華財經之邀於9月25 - 26日擔任北京對國際及ibcasia舉辦之國際資本市場及中國指數研討會大會主席並舉辦兩日國際股市價格及股價指數操作模擬分析及
  20. The 1988 capital framework was not intended to be static but to evolve over time. in november 1991, it was amended to give greater precision to the definition of those general provisions or general loan - loss reserves which could be included in capital for purposes of calculating capital adequacy

    如果真的制定單獨的法律對所有的投資經理人進行調整,那麼有關公共投資基金經理人的特別條款既可以在投資基金法中加以規定,也可以在單獨的投資基金經理人法律中加以規定。
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