mortgage assets 中文意思是什麼
mortgage assets
解釋
抵押資產-
Sherman grome drained off the assets of equity mortgage management shares into his own pocket and the pockets of his friends.
謝爾曼格羅姆使證券交易會股分的資金流進自己以及朋友的腰包。 -
In our country, the middle & small sized firms are confronted with more financing handicaps than the foreign small businesses are mainly in deficient credit with their assets, the fewer assets for mortgage and difficult in mortgage, oweing to underdevelopment of financial system, absence of credit grade evaluation, distortion of finance policy, bankrupt of some small businesses, and a series of problems
豐田、福特、微軟、科思等世界著名公司的發展，均以企業家在中小企業中的創業為發展的起點。在我國，由於金融體系不發達、商業銀行缺乏評估信貸價值的技術、政府金融政策存在扭曲、中小企業資信較差、倒閉比率較高等一系列問題，中小企業面臨著更多的融資困難。 -
Speciality in consultation field specialized in all kinds of propety evaluation ( for example, property transform and auction ). annexign joint - venture and share management, sino - foreign joint venture, enterprise elearign, buget and final accounts of construction projects, investmetn evaluation, mortgage loan and evaluation of al kinds of intagible assets
專職從事各種形式資產評估（如資產轉讓、拍賣；兼并、聯營、股份經營；中外合資；企業清算；建設項目預決算；投資評估、抵押貸款及各類無形資產評估。 -
Global bankers, financiers and japanese trading houses, parakou has earned a good reputation in shipfinance and enjoys a healthy and sound financial position, which is based on stable charter hire income, surplus in cash flow, punctual mortgage repayment, reasonable profits and substantial growth in net assets
我司和世界各地知名銀行財團以及日本商社保持良好的合作關系，至今的融資總額高達8億美元。十幾年來集團始終保持按照貸款合同執行，準時地還本付息，從不拖欠。因此，獲得了金融界的好評，並享有崇高的信譽。 -
As the finance lease plays a very important role in ca ' s aircraft finance, the thesis addresses very detailed comments on its concept and distinguishing criteria set out by mof. furthermore, the thesis describes the principles and structures of some aircraft finance facilities once or currently ca widely utilize including japanese leveraged lease ( " jll " ), eximbank or ecgd supported lease and mortgage loan in rmb which classified as tax - oriented lease, assets - backed finance lease and direct borrowing from bank, respectively
本文首先回顧了國航飛機融資的歷史，對國航飛機融資中目前佔有重要地位的融資租賃的概念、判定依據以及國航使用最多的幾類飛機融資工具包括以日本杠桿租賃為代表的節稅租賃、出口信貸為代表的財務租賃以及人民幣抵押貸款等的原理、結構作了較為詳盡的論述。 -
Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme
通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。 -
Guoheng appraisal service involves a wide range of fields, such as investment in real estate, development, buying and selling, transferring, leasing, mortgage, reform of businesses into shares system, bankruptcy of businesses, liquidating real estate assets & buying stock, merging, checkup on enterprise assets, judicial ruling, auction, tax - collecting and relocation and a relevant extension of counseling
國衡估價的服務范圍涉及了房地產投資、開發、買賣、轉讓、租賃、抵押、企業股份制改造、房地產折資入股、企業破產、兼并、清產核資、司法裁決、拍賣、稅費徵收、拆遷等諸多領域以及相關的延伸咨詢服務。 -
A cash squeeze ripples through the economy when people, desperate to hang onto their real estate, begin selling other assets - - such as their cars - - just to raise the money to make their mortgage payments
現金短缺的現象持續在經濟體重擴散，人們大都被他們的房貸搞得身心疲憊，開始出賣其他資產，比如自用的汽車，來兌現以支付抵押貸款。 -
The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。 -
The grade of credit of the medium and small enterprises is usually difficult to attain the standard of bank to issue the loan, and have no enough eligible assets for mortgage, guarantee of administration type is invalid
中小企業資信等級往往難以達到銀行放貸標準，辦理財產抵押又實力不足。行政式擔保無效，企業責任意識增強后，一般不願意替其他企業出具擔保。 -
We cannot mortgage the material assets of our grandchildren without risking the loss also of their political and spiritual heritage
我們不可能以孫兒輩的物質財富作抵押，而又不冒使他們喪失政治和精神遺?的風險。 -
The bursting of the property price bubble dampened considerably the demand for mortgage finance. with the general demand for credit also remaining subdued as a result of the slow economy, there was a surplus of liquidity among the banks, resulting in much more competitive pricing for such traditionally good quality assets as home mortgages
物業價格泡?爆破令按揭貸款需求大為減少，加上經濟放緩下對信貸的整體需求疲弱，促使銀行體系流動資金過剩，引發住宅按揭貸款這類傳統優良資產的利率極具競爭力。 -
Enterprises with foreign investment shall be given priority to handle the mortgage loan by the banks when they loan on mortgage with their own assets
外來投資企業以自有資產向銀行辦理抵押貸款，銀行可以優先辦理。 -
As a new financing mechanism, housing mortgage securitization reduced financial risk and financing cost of housing financial intermediaries, improved the structure of assets and liabilities, and raised their economic benefits
作為一種新的融資機制，它降低了住宅信貸中介機構的金融風險和融資成本，改善了資產負債結構，提高了其經濟效益。 -
The back - to - back mbs programme targets banks that are interested in using it as a balance - sheet management tool, whilst the bond - style mbs programme caters for a wider group of investors that are interested in the income stream from hkmcs high quality mortgage assets
背對背按揭證券計劃可讓銀行利用按揭證券化去管理資產負債。而債券形式的按揭證券計劃則更能迎合有意享有按揭證券公司優質按揭資產收入的投資者。 -
The asset swap arrangement will help the hkmc to acquire mortgage assets under the current difficult market environment
資產交換安排有助按揭證券公司在當前比較困難的市況下買入按揭資產。 -
However the depreciation of their premises value made them become negative assets and causes problems of liquidity. the worst is, some property owners are unable to afford the high interest rates or repay the difference between the mortgage amount and the market price, and as a result their premises were confiscated by banks and sold through public auction
他們很多是中小型食肆旅行社零售店的東主，樓市下跌令他們的物業變成負資產，導致很多中小企業周轉不靈，不但被銀行追討資不抵債的差價，還要負上沉重的額外高利息。 -
Commenting on the survey findings, a spokesman for the hkma said, " while there has been a correction in property prices since october 1997, banks still have a considerable cushion for their mortgage assets as a whole
金管局發言人就調查結果指出：雖然年月開始物業價格出現調整，但銀行相對整體按揭資產仍持有相當理想的緩沖額。 -
This back - to - back structure allows banks to effectively ' re - package ' their mortgage assets into a more liquid asset and maintain the majority of the cash flow if they hold the mbs in their own investment portfolio
按揭證券的背對背結構，讓銀行有效地"重新包裝"按揭貸款，成為流動性更高的資產；另外，銀行如果在投資組合中繼續持有按揭證券，更可保留大部分現金流量。 -
For the banks involved, the back - to - back structure allows them to keep a substantial portion of the cashflow from mortgages while reducing the credit risk and capital cost and substantially improving the quality of their mortgage assets
對參與銀行來說，背對背結構讓它們在保留來自按揭貸款的大部分現金收入之餘，又能減低信貸風險和資本成本，以及大為提高其按揭資產質素。
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