mortgage insurance 中文意思是什麼

mortgage insurance 解釋
不動產抵押借款保險
  • mortgage : n 【法律】抵押；抵押權；抵押契據；受押人對抵押品的權利。 on mortgage （拿房屋等）作抵押。vt 抵押...
  • insurance : n 1 安全保障。2 保險，保險業。3 保險單〈通稱 insurance policy〉。4 保險費〈通稱 premium〉。5 保險...
  1. In homeowner ’ s mortgage insurance, the mortgaged house is the subject property, it is also an integrated property of the land with its appurtenant structures, which is charasterized as real estate, that means the land and the buildings on it can not be separated in form and value

    在住房抵押貸款房屋保險中，抵押房屋是標的財產，是土地及地上建築物的統一體，具備不動產土地及地上建築物形態和價值的不可分割性。
  2. On the concurrence of security interest in the contract of mortgage insurance

    以按揭住房保險為視角
  3. The mortgage insurance programme provides an effective market solution to reduce the downpayment of homebuyers without exposing the banks to additional risk. the programme is a win - win solution that will benefit the home buyers, banks, the insurance industry and the hkmc

    新安排只會影響金管局與代理銀行即香港上海匯豐銀行之間的硬幣交易，至於香港上海匯豐銀行與其他銀行之間的硬幣交易則繼續以港元結算，正如銀行紙幣的安排一樣。
  4. With the approval of the board, we will conduct detailed negotiations with the mortgage insurers on the terms of the back - to - back mortgage insurance and seek formal authorization as an authorized insurer under the insurance companies ordinance

    經董事局批準后，我們會與按揭保險公司進行詳盡討論，議定背對背按揭保險的條款，並正式申請成為保險公司條例下的獲授權保險人。
  5. The overinsurance in mortgage insurance is also a subject worthy of argument in real estate insurance

    抵押貸款保險中的超額保險現象，也是不動產保險值得探討的一個問題。
  6. In insurance business practice, the building insurance clause in mortgage insurance usually applies the real estate value to amount insured, wheras raplacement approach is applied to the indemnity, which causes overinsurance ? the amount insured is greater than insurance value. the excess amount is perfectly equal to the land value or a portion of land value, which prejudices the interest of the insured

    在保險實踐中，住房抵押貸款保險的房屋保險條款通常以不動產價值作為保險金額，而在保險補償時適用重置價值標準，導致保險金額總是大於保險價值的超額保險情況，超出的金額就是土地的價值或者土地價值的一個比例，這對被保險人是不利的。
  7. This article is based on the principles of risk management and insurance. it insights into the interrelationship among risk, insurable interest and such important factors as insurance value in mortgage insurance, explains the asymmetry of risk assumed and relevant coverage, shows the brand new concept of ratio of real estate insurance value, argues the application of replacement less depreciation approach to the valuation of insurance value in mortgage insurance, and analyzes the valued policy and moral hazard in real estate insurance

    本文基於風險與保險基本原理和不動產估價原則，結合保險發達國家不動產保險實務和我國抵押貸款相關險種保單條款，深入剖析住房抵押貸款保險的風險、可保利益、保險價值等要素的內在聯系以及現行保險條款中風險與保險責任不對稱的原因，提出了不動產保險價值比率的全新概念，論證了住房抵押貸款的保險價值評估適用抵押房屋重置價值的觀點，並對不動產保險中定值保單和道德風險進行了探討。
  8. Provides some statistics on the mortgage insurance applications received by the hkmc since 1 april

    列出按揭證券公司在月日以來收到的按揭保險申請統計資料。
  9. The hkmcs underwriting standards for mortgage insurance are quite stringent, focussing on the ability of borrowers to service their mortgages

    對于所承保的按揭貸款，香港按揭證券有限公司有一套嚴謹及注重評估借款人實際還款能力的審批準則。
  10. Eligibility criteria for equitable mortgages under the mortgage insurance programme

    按揭保險計劃樓花按揭的受保資格
  11. Major items include hk 13. 8 million of mbs guarantee and related fee income and hk 32. 9 million of net mortgage insurance premium earned

    主要收入項目包括1 ， 380萬港元的按揭證券擔保及有關費用收入，與及3 ， 290萬港元的按揭保險凈保費收入。
  12. Major items include hk 85. 7 million of mbs guarantee and related fee income and hk 52. 6 million of net mortgage insurance premium earned. the mortgage insurance programme continued to be well received by the homebuyers

    主要收入項目包括8 ， 570萬港元的按揭證券擔保及有關費用收入，以及5 ， 260萬港元的按揭保險凈保費收入。
  13. Other net income of hk 34. 9 million mainly included early prepayment fee income of hk 6. 4 million, mbs guarantee fee income and other servicing income of hk 4. 6 million, and net mortgage insurance premium of hk 24. 2 million

    其他收入為3 ， 490萬港元，主要包括提前還款費用收入640萬港元按揭證券擔保費用收入及其他按揭管理收入460萬港元，以及凈按揭保險費2 ， 420萬港元。
  14. The mortgage insurance programme has gained wider acceptance by homebuyers

    按揭保險計劃推出以來，已獲得置業人士普遍接受。
  15. The wider selection of mortgage insurance products and services will provide more choices to suit the varying needs of homebuyers

    這項安排令按揭保險計劃按揭產品及服務更多元化，為有意置業人士提供更多選擇，以配合不同的需要。
  16. See the technical note at annex i for details of the mortgage insurance product

    按揭保險產品詳細資料載于附件一的技術說明內。
  17. The mortgage insurance programme launched in march 1999 has gained increasing public acceptance

    按揭保險計劃自1999年推出以來，已漸趨普及和獲得市民大眾的認同。
  18. The mortgage insurance programme continued to enjoy good public acceptance, despite the subdued property market environment

    雖然受到整體物業市場放緩的影響，按揭保險計劃仍持續受到廣大市民歡迎。在
  19. The corporation also reserves the right to require the borrower through the lending bank to reduce the size of the mortgage and cancel the mortgage insurance. " note : supplementary information can be found in

    按揭證券公司將向核準賣方提供按揭保險，保險額最高可達物業價值的15 % ，使貸款銀行可提供達八成半的按揭貸款。
  20. In accordance with current arrangement under the mip, if a mortgage loan is found to be non - conforming with the owner - occupancy requirement, the hkmc may increase the premium of the insurance to reflect the higher risk or require the borrower through the lending bank to reduce the size of the mortgage loan and cancel the mortgage insurance

    根據按揭保險計劃的現行安排，若按揭貸款被發現違反物業自住的規定，按揭證券公司可提高保費額以反映較高的風險，或透過貸款銀行要求借款人減少按揭貸款額，並且取消按揭保險。
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