mortgaged assets 中文意思是什麼
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The above problems and difficulties could be solved through the following perspectives : attaching great importance to the development of the non - public sectors of the forest economy ; quickening the system innovation and forestry legislation ; cultivating market of living trees ; establishing organizations for evaluating forest resources ; improving the circulating services ; expanding channels of financing ; encouraging the qualified non - public sectors of the forest enterprise to become listed companies ; allowing forest to be mortgaged as assets, guiding the social investment in forestry with the economic leverage ; developing leading enterprises and implementing the operation model of " companies, bases and farmer households " ; and improving the socialized forestry service systems
通過調研，作者認為應從以下幾方面著手解決上述問題：把發展非公有制林業經濟作為今後一個時期林業工作的戰略重點，加快創新機制和林業法律法規的建設；培育活立木市場，建立森林資源評估機構，做好流轉服務工作；拓寬融資管道，鼓勵具備條件的非公有制林業企業上市融資；允許林木資產以抵鉀形式向銀行貨款；運用經濟杠桿作用，引導社會參與投資；培育龍頭企業，實施「公司+基地+農戶」的經營方式；健全林業社會化服務體系。 -
Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme
通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。 -
The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。 -
The problems and difficulties in the non - public sectors of the forest in shaoxing included lack of knowledge and loose external environment, difficulties in financing and loan provision, restriction of farmers ' independent rights to operate the timber production by cutting quota, living trees being unable to be mortgaged as assets, small operating scale, low management level, and incomplete service systems
摘要紹興市非公有制林業目前存在的問題和困難有：認識不足，缺乏寬松的外部環境；融資貸款難；採伐限額管理制約著林農的木材生產經營自主權；活立木難以作為資產抵鉀；經營規模小，管理水平低，服務體系仍不健全等。
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