national provident fund 中文意思是什麼
national provident fund
解釋
國家儲備基金-
In its reply, the central provident fund board said in support of the national effort to promote cashless electronics payment, cpf branch offices do not accept cash for the topping - up of medishield premiums cpf members are informed by letter of the various payment modes available she did not have an atm card. hence, she was advised to pay by cheque instead. 19 sep, lianhe zaobao ' s forum page
針對此事受詢時，公積金局的答復是： 「為了支持在全國范圍內採用非現款支付及電子收帳工作，公積金局的各個分局不再接受以現款填補健保雙全戶頭我們曾寫信給公積金會員，說明了各種切實可行的付款方法xx的母親，沒有自動提款卡，因此要求她用支票付款。 」 -
At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
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