negative-lowering 中文意思是什麼
negative-lowering
解釋
否定下降-
So, secondly, the market has come up with the arrangement for a third party to underwrite this negative equity portion or guarantee the repayment of it, but for a fee to be incurred by the mortgagor, who stands to benefit from the lowering of the mortgage rate
因此市場推出了一項安排，讓第三方承保負資產部分的貸款，或就借款人償還這部分的貸款提供擔保，好讓借款人能夠享受較低的利率，不過借款人要支付一筆保費。在這項安排下，銀行對貸款額為物業市值 -
Measures included lowering the income and asset limits of home ownership flat applicants, deciding the amount of land sales based on market demand, relaxing outdated property anti - speculation measures and allowing mortgage corporation limits up to 85 per cent. however, government did not consider raising the mortgage allowance to directly lessen the financial burden of those homeowners, some of whom have negative assets
當然，在財政預算案之前，政府已經逐步宣布了一些有助穩定樓市的措施，例如減低申請居屋入息限額、以需求來決定賣地計劃、放寬過時的『打擊抄賣樓宇』措施，以致貸款公司接受八成半按揭。但是，政府這次剩下可做的『一招』並沒有使出來，這是我們曾提出的增加個人供樓免稅額的措施。
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