npl (non-performing loans) 中文意思是什麼
npl (non-performing loans)
解釋
不良債權- npl : NPL =National Physical Laboratory 〈英國〉國家物理實驗所。
- non : adv 〈拉丁語〉非,不是 (=not)。 non assumpsit 【法律】被告否認契約的答辯。 non compos mentis ...
- performing : adj. 1. 實行的,完成的。2. 表演的;演奏的。3. (狗等)會玩把戲的。
- loans : 借貸性援助
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For some history reasons, our commercial banks have commutated lots of non - performing loans ( npl ). these heavily affect the safety and the order of our banking
由於歷史的原因,我國商業銀行積累了大量不良貸款,嚴重影響了金融安全與金融秩序。 -
As the financial system reformation goes more further, the ccbs have no systematic advantages any more, meanwhile, the disadvantages like small - sized, weak bases, lack of capital and complex competition ability, especial the profit ability has became more and more obvious. according to the statistics offered by the china banking regulatory commission ( cbrc ), by the end of 2004. 11, the total assets of all the ccbs in china is 1. 9 trillion, and the equity is 693 billion. according to the five - category classification, the balance of non - performing loans ( npl ) is 9. 7 %, and the average capital adequacy ratio is 2. 7 %, while the average total assets is less than 0. 1 %, which is only 1 / 12 of american average level
我國中小商業銀行的主力軍? ?城市商業銀行風風雨雨近十年,在過去的十年中,初步化解了多年積累的風險、在地方經濟發展中發揮了重要的作用;隨著金融體制改革的全面深化,城市商業銀行的體制、機制優勢逐漸與競爭對手同質化,規模小、底子薄、資本實力弱、綜合競爭能力差尤其是贏利能力弱的劣勢日益凸現,據銀行業監督管理委員會的統計,截止2005年11月,全國城市商業銀行資產總額為1 . 9萬億、所有權權益693億、按照貸款五級分類,不良貸款余額為1027億、平均不良貸款率為9 . 7 % 、平均資本充足率為2 . 7 % ,其中平均的總資產收益率不到0 . 1 %是美國平均水平的1 / 12 ,就是跟印度、馬來西亞等發展中國家比差距也不小,中小商業銀行的財務問題逐漸成為了其進一步發展的瓶頸,財務風險凸現,潛在的財務危機也日益加大。
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