paper encounter form 中文意思是什麼
paper encounter form
解釋
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Finance is the core of contemporary economy, and commercial banking is the principal part of finance system after china j oined the wto ， the biggest problem which commercial banks of our country encounter has been the problem of system risks therefore the research on managing and keeping away the commercial banking system risks of our country has great academic and practical significance by expatiating the basic theories of financial system which includes the theoretic analysis of four aspects ： financial organization financial market system financial supervision system and financial system innovation together with the characteristics of commercial banks of our country in the transitional period the paper analyzes the ~ eneration mechanism of the commercial banking system risks of our country the defnition and characteristics of system risks ， the behavior and the various factors of the commercial banking system risks one by one at the same time the main aspects of american and german commercial banks which include the type and appellation of commercial banks ， the exterior form of organization 。 the dealings management system the deposit insurance system and the development current of commercial banks ， are compared in addition ， the financial supervision systems of america ， british and japan are studied in detail based on the above analyzing combined with the situations in our country, the beneficial reference ’ and inspiration that we can draw are analyzed then it can be concluded that the origins from which the commercial banking system risks of our country derive exist in the peculiar property right system ， organization system ， capital system and juridical person system of our country, etc therefore to prevent and solve the commercial banking system risks of our country, we should begin with eliminating the system sources that result in risks and keep away the banking risks effectively by innovating the system in this paper, several precaution measurements are also proposed including accelerating decentralized regrouping of country, owned property, reforming the organization system of the commercial banks monopolized by the colintry, reforming and constructing capital system ， establishing modem iuridical person system of commercial banks ， and so on
加入wto后，我國商業銀行所面臨的最大憂慮就是制度風險問題，因此，對我國商業銀行制度風險的管理和防範研究具有重大的理論和現實意義。本文通過對金融制度基本理論的明確闡述，它包括：金融組織理論分析、金融市場體系理論分析、金融監管制度理論分析和金融制度創新理論分析四個方面的內容；結合當前轉軌時期我國商業銀行的特點，逐一對我國商業銀行風險的生成機理、制度風險的涵義及特點、商業銀行制度風險表現以及商業銀行制度風險的各種因素進行了分析；同時還對美國、德國商業銀行制度的主要方面進行比較研究，包括商業銀行的類型和名稱、外部組織形式、業務經營制度、存款保險制度和商業銀行的發展趨勢；以及對美國、英國、日本三國的金融監管制度進行了較詳細的分析；並在此基礎上結合我國實際，分析了我國可從中得到的有益借鑒和啟示；根據以上分析，得出我國商業銀行制度風險產生的根源在於我國特有的產權制度、組織制度、資本制度和法人治理制度等。為了防範和化解我國商業銀行的制度風險必須從消除這種風險產生的制度基礎入手，通過制度創新來有效防範銀行風險，本文提出了若干相關防範措施，包括：加速國有產權的分散化重組、改革國有獨資商業銀行的組織制度、改革與建設資本制度和建立現代商業銀行法人治理制度等。
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