point rationing 中文意思是什麼
point rationing
解釋
計點配給制。-
In the fourth chapter, a bank - enterprises credit model has been set up to analyze credit rationing in indirect financing risk, which helps to find proper measures lessening the information asymmetry and moral risk in credit. lastly the author puts forward several suggestions for the controllment of medium and small - size enterprises " financing risk. the sticking - point of this paper is to review the dynamic game played between bank and medium and small - size enterprises providing some advice in detail to depress the moral risk and converse choice in the financing process of medium and small - size enterprises
其中，第三章探索了中國中小企業融資過程中存在的各類風險動因、特徵和效應；建立綜合評價中小企業融資風險的指標體系；第四章則針對間接融資渠道對于企業的重要程度，建立銀行和企業借貸模型，定量分析導致間接融資風險中「惜貸」風險的因素? ?信貸配給，並進一步從理論上尋求降低銀行和企業間信息不對稱、防範資金信貸中的道德風險和逆向選擇的方法。
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