property insurance premium 中文意思是什麼
property insurance premium
解釋
財產保險費-
This policy of insurance witnesses that china continent property & casualty insurance company ltd. ( hereinafter called “ the company ” ) at the request of the insured and in consideration of the agreed premium paid to the company by the insured, undertakes to insure the undermentioned goods in transportation subject to the conditions of this policy as per the clauses printed overleaf and other special clauses attached hereon
中國大地財產保險公司（以下簡稱本公司）根據被保險人的要求，由被保險人向本公司繳付約定的保險費，按照本保險單承保險別和背面所載條款與下列特款承保下述貨物運輸保險，特立本保險單。 -
To ensure management property insurance the insurance company of wu has necessary solvency, insurance code is decided, the insurance company of business of management property insurance leaves insurance premium oneself in those days, what must not more than actually capital gold increases accumulation fund total is fourfold
為了保障經營財產保險業務的保險公司具備必要的償付能力，保險法規定，經營財產保險業務的保險公司當年自留保險費，不得超過其實有資本金加公積金總和的四倍。 -
To safeguard the legitimate rights and interests of policy - holder and insurant, the insurance company of business of management property insurance must have necessary solvency, namely in those days leave insurance premium oneself, what must not more than actually capital gold increases accumulation fund total is fourfold
為了維護投保人和被保險人的合法權益，經營財產保險業務的保險公司必須具備必要的償付能力，即當年的自留保險費，不得超過其實有資本金加公積金總和的四倍。 -
Overhead expenses of overhead expenses is to show the enterprise is organization and administrative company production to run all sorts of cost of place happening, include company board of directors and administration department to happen in the management of the enterprise, the company funds that perhaps should consolidate a responsibility by the enterprise ( include wage of administration department worker, repair cost, stock to use up, cost of running stores amortize, office and poor travelling expenses ), union funds, be out of job membership due of insurance premium, cost of labor security, board of directors ( include directorate member to allowance, conference is expended and differ travelling expenses to wait ), invite intermediary orgnaization cost, advisory cost ( contain adviser, legal cost, business receives fee, house property duty, car boat royalities, land royalities, stamp duty, the technology transfers cost, mineral products resource compensates cost, intangible assets amortize, the worker teachs funds, consider to be expended with development, blowdown cost, goods in stock dish deficient or investory profit ( do not include to answer plan the loss of goods in stock that enters the defray outside doing business ), plan the bad zhang preparation that carry and goods in stock cheapen preparation
治理費用治理費用是指企業為組織和治理企業生產經營所發生的各種費用，包括企業董事會和行政治理部門在企業的經營治理中發生的，或者應由企業統一負擔的公司經費（包括行政治理部門職工工資，修理費、物料消耗、低值易耗品攤銷、辦公費和差旅費等） 、工會經費、待業保險費、勞動保險費、董事會會費（包括董事會成員津貼、會議費和差旅費等） 、聘請中介機構費、咨詢費（含顧問費） ，訴訟費，業務招待費，房產稅，車船使用稅，土地使用稅，印花稅，技術轉讓費，礦產資源補償費，無形資產攤銷，職工教育經費，研究與開發費，排污費，存貨盤虧或盤盈（不包括應計入營業外支出的存貨損失） 、計提的壞賬預備和存貨跌價預備等。 -
In person insurance, have a plenty of short - term insurance, if the disease is safe, the terms of payment of its insurance premium is similar to property insurance, be in commonly paid insurance premium in signing insurance contract
在人身保險中，有的是短期保險，如疾病保險，其保險費的支付方式類似於財產保險，一般在簽訂保險合同中一次付清保險費。 -
Safe insurance time limit is company worth 1 year commonly period, also can cast protect old period ( if insurance period demarcate is 3 years, insurance premium can be sure amount of property debt face is pressed year or by season in installment settle accounts ), if have special case, if storage goods and materials also can be cast, defend short - term insurance, but should press short - term cost rate plan controls insurance cost, malcontent of a month calculate by a month
企業財產保險的保險期限一般為1年期，也可以投保多年期（如保險期限定為3年，保險費可以保險財產帳面金額按年或按季分期結算） ，如有非凡情況，如倉儲物資也可投保短期保險，但應按短期費率計收保費，不滿一個月的按一個月計算。 -
The content of basic clauses is sure to differ somewhat according to person insurance and belongings, the basic clauses of person insurance contract basically includes : liability of amount of time limit of insurance object, insurance, insurance and insurance premium, insurance, except responsibility, cast the application that keeps gold of formalities, insurance and to pay wait for content ; the basic clauses of property insurance contract basically includes : processing of the computation of amount of responsibility of the limits of insurance belongings, extent of liability, except, insurance and indemnity, compensation and any other business
基本保險條款的內容根據人身保險和財產保險不同有所不同，人身保險合同的基本保險條款主要包括：保險對象、保險期限、保險金額和保險費、保險責任、除外責任、投保手續、保險金的申請與給付等內容；財產保險合同的基本保險條款主要包括：保險財產的范圍、責任范圍、除外責任、保險金額與賠償金額的計算、賠償處理以及其他事項。 -
In the mechanism of natural risk management ; examining the essence of the insurance closely again in terms of property right economics at first ; then, based on some case, analyzing and pointing out the basic reason that present agricultural insurance fail to operate is that it never cognizance the property right of insurance premium ; finally, pointing out that the only way of the agricultural insurance is to promote the system innovation based on new - type co - operative insurance organization that the property right gets involved in
在自然風險管理機制構建中，首先從產權經濟學的角度對保險的本質進行重新審視;然後基於若干案例的分析，指出當前農業保險運行失敗的根本原因在於現有的保險組織制度缺乏對保險費產權的認定:最後指出農業保險的根本出路在於推動基於產權介入的新型農民合作保險組織制度的創新。在市場風險管理機制構建中，指出政府的有效介入在於構建一種以信息服務為主，保護價格、收入支持等手段為輔的風險管理機制。 -
Furthermore, as the credit risk of mortgages on owner - occupied property is lower than that of investment properties, the requirement helps to maintain insurance premium at affordable levels
此外，由於自住用途物業的信貸風險較投資物業為低，這亦有助把保費維持于借款人可負擔的水平。 -
The improvement of premium rate making technology in property insurance is the key to the premium rate market reform in china
摘要財產保險領域費率釐定技術的改進將成為我國費率市場化改革能否取得實效的關鍵所在。 -
For example, a property insurance premium for a business located in a high - crime area would be higher than that for a business in a well - patrolled, well - lit location
比如，對于位於高犯罪率地段公司的財產保費就高於一個位於巡邏和照明好的地段公司的保費。 -
Provide retiree not pay is basic medical treatment insurance premium, basically have the consideration of 3 respects, be the property decision that is sure by social medical treatment, insurance of social medical treatment should be reflected help each other in all aid, healthy person helps ailing person, retired worker is average sicken is more, it is the weak force crowd that need society takes care of ; 2 it is for balanced company load, offer the opportunity of fair competition for the enterprise, participate in market competition ; 3 it is to consider retiree is during the job previously, had made contribution for the society, the income after retiring is low, the worker that has retired now especially, accumulate without what be used enoughly at medical treatment defray, medical treatment burden is heavier
之所以規定退休人員不繳納基本醫療保險費，主要有三個方面的考慮，一是由社會醫療保險的性質決定的，社會醫療保險要體現互助共濟，健康人幫助生病的人，退休職工一般患病較多，是需要社會照顧的弱勢人群；二是為了均衡企業負擔，為企業提供公平競爭的機會，參與市場競爭；三是考慮到退休人員在以前的工作期間，已經為社會作出了貢獻，退休后收入低，非凡是現在已經退休的職工，沒有足夠的用於醫療支出的積累，醫療負擔較重。 -
Until the mid - 1960 ’ s, inflation and interest rates were relatively low, and the proportion of property insurance was far higher than the current level, so the insurance industry ’ s profits mainly came from an underwriting profit, the rate generally contained about 5 percent of premium, in another word, the profit margin was 5 percent
20世紀60年代中期以前，由於當時的通貨膨脹與利息率都比較低，財產保險在保險業務中所佔的比重遠高於當今的水平，產險公司的利潤主要是來源於承保利潤，因此，費率一般都包含約為保費的5 %的利潤附加成分，即定價利潤因子為5 % 。 -
Not only has the living environment of the owners concerned been improved, proper building maintenance has also helped to upgrade property values and reduce building insurance premium
有關業主除了得以改善居住環境外，妥善的維修亦有助提升物業價值，以及減低樓宇保險費用。 -
Fire perils property insurance it will protect your property against physical loss or damage on a named perils basis only, e. g. fire, explosion, lighting, storm, typhoon, landslide, bursting of pipes etc. perils not specifically stated will not be covered. a wider range of cover can be provided for an additional premium
財產火災險承保由於保單內列明的風險而導致的財產損失，承包風險包括火災爆炸帶限制條件雷電暴風雨臺風山崩管道爆裂等，保障范圍也可以在支付額外保費的前提下擴大。 -
Ncd that the premium is discounted without claim and the premium is punished with claim is one way of the insurance company which attracts the customer and strengthens the fairness, and also is one of the focal points that the theory circle and practice circle of the insurance. it is not only because ncd is the special system of the car insurance that accounts for about 60 percent of property insurance premium gains, but also the structure of car insurance premium under ncd is more excellent
對無賠款實行費率優待和對賠款實行費率懲罰的無賠款優待制度一直是保險公司吸引客戶和強化公平的手段之一，也一直是保險理論界和實務界研究的重點之一。這不僅是因為無賠款優待制度是占財產保險保費收入60 %左右的車險特有的制度，而且因為在無賠款優待制度下的車險費率結構是更優的。 -
After property insurance contract holds water, the underwriter ought to assume insurance responsibility strictly according to contract agreement, and no matter whether policy - holder pays insurance premium, say so, in belongings danger of insurance contract middleman and guarantor expends those who become an underwriter to get creditor ' s rights already
財產保險合同成立后，保險人應當嚴格按照合同約定承擔保險責任，而無論投保人是否交納保險費，所以說，在財產保險合同中保險費成為保險人的既得債權。 -
If the underwriter has the right of collection insurance premium, insurant has capture to pay the obligation of insurance premium ; because the reason inside insurance extent of liability causes a loss, insurant has insurance property the right to underwriter claim for compensation, the underwriter must assume compensatory obligation
如保險人具有收取保險費的權利，被保險人就有繳付保險費的義務；被保險人具有保險財產因保險責任范圍內的原因造成損失向保險人索賠的權利，保險人就須承擔賠償義務。 -
It is also noted that an increasing number of banks and property developers are offering to pay in part or in full the mortgage insurance premium as a marketing strategy to promote their business
此外，作為推廣業務的市場策略，願意替借款人支付部分甚至全部按揭保險費的銀行及物業發展商數目逐漸增加。 -
Leave insurance premium oneself more, the property insurance portfolio that shows insurance company accept insurance is larger
自留保險費越多，說明保險公司承保的財產保險業務量越大。
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