risk assets ratio 中文意思是什麼
risk assets ratio
解釋
風險資產比率-
Specially, based on risk - metric and factor variables, the author discusses multi - factor asset pricing model. in theoretical analysis, the author attempts to release the assumption of index ' s random walk, proves a portfolio selection model suitable for the linear index level moreover, based on assets un - exchangeable, the author brings forward asset pricing models for b - shares, h - shares and non - circulated - shares. the author also brings forward multi - factor asset pricing model based on risk - metric indices, such as coefficient of beta, standard variance, standard semi - variance, average absolute deviation, value at risk, and factor variables, such as circulated market equity, exchange ratio, short - term historical return
在理論分析時，作者嘗試放鬆指數水平滿足隨機遊走過程的假設，推導出指數水平呈線性趨勢的資產組合選擇模型；此外，作者基於資產不可交易這一假設，提出了b股、 h股和非流通股等情形的資產定價模型，並基於系數、標準差、標準半方差、平均絕對離差和風險價值等風險度量指標以及流通市值、換手率、短期歷史收益率等因素變量提出了四因素資產定價模型。 -
The local bank debt - to - asset ratio is widespread and higher, which could not reach basel agreement ’ s provision on capitalization rate. entry into wto five years later, the local bank will face the overall competition in rmb realm with the foreign capital bank. “ internal revolt and outer invasion ” urges the banking system risk, the assets profitability ’ s descends will let the bank get close to a bankruptcy
國內銀行資產負債率普遍偏高，達不到巴賽爾協議的對資本充足率的相關規定，進入wto五年後又將面臨外資銀行在人民幣領域的全面競爭， 「內憂外患」促使銀行業系統風險的增強，資產營利能力的下降讓銀行步入瀕臨破產的邊緣。 -
Investors seem to pay closer attention to more cautious capital measures such as the leverage ratio, which does not allow for any risk - weighted adjustment to assets
看起來，投資者開始關注像杠桿率這樣的謹慎資金措施，杠桿率不允許任何資產中出現風險加權調節。 -
It is desirable for all related insiders and outsiders to discern all potential risk in advance. this paper, with the adoption of special treatment resulted from abnormal financial position as the indicator of financial distress, the univariate variable analysis and multiple variable analysis as the research approach and some financial ratios as variable, tries to find an optimal financial distress prediction model of chinese manufacturing listed companies based on public accounting data. our finding demonstrate that five general financial ratios and three ratios concerning the cash flow have better predicting ability, the erroneous classification ratio are low. these five general financial ratios are earning per share, return on net assets, return on gross assets, growth rate of net profits, growth rate of net assets ; the three ratios concerning the cash flow are net cash flows from operating activities per share, net re - earnable cash flows / current liability, net cash flows from operating activities / net profit
研究結果表明，在單變量分析中，每股收益、凈資產收益率、總資產報酬率、凈利潤增長率、凈資產增長率這5個財務比率的錯分率較低、預測能力較強；經營活動凈現金流量與凈利潤之比、每股經營現金流量、可重復賺取的現金凈流量與流動負債之比這三個現金流量財務比率對于預測上市公司財務困境具有有效性；多變量分析中，應用費雪判別分析和典則判別分析得到兩個判別模型，在典則判別分析中，應用兩種方法確定所建模型的最佳分界點，檢測證明應用所得兩個判別模型進行財務困境預測的準確率很高。 -
In 1988, the basel committee on banking supervision established a method of relating capital assets, using a simple system of risk weights and a minimum capital ratio of 8 %
1998年，巴塞爾銀行監管委員會規定了關聯資本資產的方法，即運用簡單的風險衡量系統，並保證不低於8 %的最低資本率。 -
Asset securitization, which transfers inflexible loans into security through operation outside asset - debt form, could increase credit capital ' s flowablity, improve capital adequacy ratio, decentralize financial risk and handle bad assets
資產證券化的現實意義在於，通過表外處理，把不具有流動性的貸款轉化為證券，可以提高信貸資產的流動性，提高資本充足率，分散金融風險，處置不良資產。 -
Risk assets ratio
風險資產比率 -
Article21 an auto financing company shall meet the requirement on the capital to risk assets ratio, and the capital adequacy ratio shall not be less than ten percent
第二十一條汽車金融公司應實行資本總額與風險資產比例控制管理。 -
Bocom has achieved six “ firsts ” in china ' s banking reform and development : the first to implement shareholding system for its capital and mode of ownership form ; the first to command an organizational structure based on market rules and cost / return rules ; the first to introduce competition into the banking industry in china ; the first to introduce assets / liability ratio management and apply it for regulating business operations and risk ; the first to build new bank / enterprise relationships based on two - way selection ; and the first commercial bank to integrate banking, insurance and securities businesses
交通銀行在中國金融業的改革發展中實現了六個「第一」 ，即第一家資本來源和產權形式實行股份制；第一家按市場原則和成本效益原則設置機構；第一家打破金融行業業務范圍壟斷，將競爭機制引入金融領域；第一家引進資產負債比例管理，並以此規范業務運作，防範經營風險；第一家建立雙向選擇的新型銀企關系；第一家可以從事銀行、保險、證券業務的綜合性商業銀行。 -
Ubs, a swiss bank, has seen its tier - one ratio ( which divides a bank ' s risk - weighted assets by its core capital ) fall from 12. 3 % at the end of the second quarter to 10. 6 %
瑞士聯合銀行眼看著自己的第一級比率（第一比率是風險加權資產和核心資金的比率）從第二季度末的12 . 3 %降低到10 . 6 % 。 -
An auto financing company shall meet the requirement on the capital to risk assets ratio, and the capital adequacy ratio shall not be less than ten percent
中國銀行業監督管理委員會視汽車金融公司風險狀況和風險管理能力，可提高單個公司資本充足率的最低標準。 -
We need to bereave of and adjust the risk assets, deal with bad assets, bring down the risk assets ratio, and increase the risk mitigating factors. what more important is to build a road adaptable to improve the capital adequacy ratio, according to the development of the risk management of the international banks and the need of basel, we should establish comprehensive risk management and improve risk measure technology. economic capital management has been theoretically and empirically testified for its critical role in managing risk in banking system
一方面既要積極以各種手段剝離與調整風險資產，加大處理不良資產，降低風險資產權重，增加風險釋緩作用;另一方面更重要的在未來發展中制定適合我國銀行提高資本充足率的路徑，根據國際銀行業風險管理的發展趨勢以及《新資本協議》的要求，盡快建立一套既能與國際銀行業接軌又適合我國銀行業的全面風險管理體系，努力提高風險識別和量化管理的水平;實施經濟資本預算管理，在各級行建立資本有償使用機制，強化資本對資產業務和風險資產擴張的硬約束，促使各級行大力拓展低風險、高收益的資產業務和中間業務，不斷提高自身資本積累能力。 -
Our commercial banks, especially the state - owned banks, have so lowly qualitative credit assets and highly bad loan ratio that credit risk becomes the biggest financial risk of our country
我國商業銀行尤其是國有銀行信貸資產質量低下，不良貸款比率一直居高不下，銀行信用風險成為我國金融風險的最大隱患。 -
It testifies that the key reason is the over - enlargement of the risk capital, not taking into account of the “ denominator strategy ”. then it analyzed the influence of the risk assets management to the capital adequacy ratio in respect of the branch banks, as the risk assets management is carrying out in the branches, using theoretical and practical analysis, qualitative and quantitive analysis, we can see that the commercial banks don ’ t have the consciousness of the risk assets management, don ’ t have a complete and reliable system of risk control, and don ’ t know how to control the scale and structure of risk assets, and how to degrade the risk of assets through the mitigating factors
說明其關鍵原因是風險資產的過渡擴張，也即對「分母戰略」的不重視。接著站在商業銀行分行的層面來分析加權風險資產管理對資本充足率影響，因為對風險資產的管理是在分行層面進行的，採取理論分析和實證分析、定性分析和定量分析相結合的方法，可以看到商業銀行對風險資產的控制意識不強，沒有一套完整可靠的控制風險的系統和流程，對如何控制風險資產的規模和結構，如何通過風險釋緩因素降低資產的風險等等都沒有清晰的認識。 -
, various measures must be adopted to prevent financial risk. firstly, general clew of the prevention of financial risk should be found out, then secondly, reducing assets - liabilities ratio by combining reform of property right, thirdly, control i ing outlay of cost, and finally real izing the control of financial risk through perfecting management system
根據錦州重型股份有限公司財務風險的成因分析，必須採取多方面的措施防範財務風險，首先要找到財務風險防範的總體思路，其次結合產權改革降低資產負債率，再次控製成本開支，最後要通過完善管理制度，控制財務風險。
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