secured assets 中文意思是什麼

secured assets 解釋
擔保資產
  1. The bank shall have a first and paramount lien on all securities, deposited property and other deeds, documents and property including security boxes and their contents other than those which are book debts or otherwise constitute a security over which such a lien would require registration under the companies ordinance now or at any time hereafter standing to the credit of the custodian accounts or in the possession, or under the control, of the bank or any employee or agent of the bank for the account of the customer the " secured assets " whether by way of security, safe - keeping or otherwise as security for payment to the bank of the liabilities

    對于客戶在現時已存入或此後任何時間存入保管賬戶,或由本行或其雇員或代理人代客戶以抵押保管或其他方式控制或持有,以作為向本行支付債務之抵押保證之所有證券存放財產及其他契據文件及財產包括保險箱及其所載之物件,但屬于賬面債項或根據公司條例規定應注冊以取得留置權之財產則除外以下統稱為有擔保資產,本行將有最優先及最高權力之留置權。
  2. The maximum amount which shall be available to the customer for borrowing under the secured overdraft facility is based on the lending ratio according to the type of assets placed with the bank

    在資產備用透支安排下,可借予客戶之最高款額乃根據在本行之資產種類的相關借貸比率計算。
  3. The bank may sell or otherwise dispose of all or any of the secured assets at any time, without demand for payment to any person and in such manner as the bank may in its absolute discretion think fit, if the bank considers it desirable to do so having regard to the then realisable value of the secured assets, whether or not any contingent or other liability owing by the customer to the bank shall have actually matured

    如本行在經考慮后基於擔保資產當時之可變現價值而認為有需要出售或以其他方式處置所有或任何有擔保資產,則在無須向任何人士要求付款之情況下,本行可按照其絕對酌情認為合適之方法,隨時出售或以其他方式處置所有或任何有擔保資產,不論任何或有或其他客戶拖欠本行的負債已否到期。
  4. A written statement signed by any of the bank s officers that the aforesaid power of sale or disposal has become exercisable shall be conclusive evidence of that fact in favour of any purchaser or other person to whom any secured assets may be transferred and the customer shall indemnify the bank against any claim which may be made against the bank by such purchaser or other person by reason of any defect in the customer s title to any secured assets

    由本行任何行政人員簽署有關前述可行使出售或處置權之書面聲明將成為對該事實而有利於任何買方或獲轉讓任何有擔保資產者之確證。如客戶之任何有擔保資產之所有權有不妥善之處,客戶將對有擔保資產的買方或其他人士向本行提出之任何申索向本行作出彌償。
  5. Now, with our secured overdraft facility, you can turn your assets into ready cash. in fact, time deposits, mutual funds and capital protected structured deposits with us can now act to secure a hong kong dollar overdraft which can serve as standby cash to enhance your financial flexibility

    現在,無論是擁有本行之定期存款互惠基金或保本投資存款,均可作抵押轉化為港元備用透支額,讓您擁有更充裕的流動資金,全面滿足您的理財需要。
  6. Secured loans involve the pledge of specific collateral, which may consist of a variety of assets such as real estate, warehouse receipts, accounts receivable, plants and equipment, trust receipts, negotiable bills of lading, stocks, bonds, and other form of property

    抵押貸款中規定了特定的擔保品可作為抵押,可作為抵押的擔保品包括各種資產,如不動產、錢單、應收款項、廠房和設備、信託收據、可轉讓的提單、股票、債券以及其他形式的資產等。
  7. The securitization of bank assets is one of the most important innovations in the modern financial market and the securitization of home loans is an important component of that innovation. it indicates that financial organizations ( mainly commercial banks ) take the poor liquidity but good prospects in future cash earning of the home mortgage collections and turn them into secured loan groups and then take these assets sales and give them to a specific strong and credible organization, namely a spv ( special purpose " vehicle, to be used by a special purpose organization )

    銀行資產證券化是現代金融市場最重要的創新之一, 「住房貸款證券化」是它的重要組成部分,指的是金融機構(主要是商業銀行)把持有的流動性較差但具有未來現金收入流的住房抵押貸款匯集成抵押貸款群組,然後將此資產出售給特設的有實力、有信譽的機構,即spv ( specialpurposevehicle ,用於特殊目的機構) 。
  8. Because abs are secured by underlying assets, they offer significant protection against event - risk downgrades, particularly in contrast to corporate bonds

    由於資產支持型證券得到標的資產的保證,從而提供了針對事件風險而引起的評級下降的保護措施,與公司債券相比,這點更顯而易見。
  9. The third and fourth parts are the focuses of the paper. the derecognition problem that transferred assets should be accounted for as a sale or as a secured borrowing and 3 related measurement are discussed in the third part

    第三部分,主要論述了資產證券化的相關會計確認問題,即發起人將基礎資產轉讓給spe應確認為銷售還是擔保融資,以及由此產生的計量問題。
  10. Security gaps throughout the enterprise because of non - secured assets

    由於沒有安全資產,安全缺口存在於整個企業。
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