subject insured 中文意思是什麼
subject insured
解釋
風險標的-
This policy of insurance witnesses that the people ' s insurance company of china ( hereinafter called “ the company ” ) at the request of the insured and in consideration of the agreed premium paid to the company by the insured, undertakes to insure the undermentioned goods in transportation subject to the conditions of this of this policy asper the clauses printed overleaf and other specil clauses attached hereon
中國人民保險公司（以下簡稱本公司）根據被保險人的要求，由被保險人向本公司繳付約定的保險費，按照本保險單承保險別和背面所載條款與下列特款承保下述貨物運輸保險，特立本保險單。 -
This policy of insurance witnesses that china continent property & casualty insurance company ltd. ( hereinafter called “ the company ” ) at the request of the insured and in consideration of the agreed premium paid to the company by the insured, undertakes to insure the undermentioned goods in transportation subject to the conditions of this policy as per the clauses printed overleaf and other special clauses attached hereon
中國大地財產保險公司（以下簡稱本公司）根據被保險人的要求，由被保險人向本公司繳付約定的保險費，按照本保險單承保險別和背面所載條款與下列特款承保下述貨物運輸保險，特立本保險單。 -
During the effective period of the rider, if the insured suffers from a disease or has an accident abroad, and consequently dies within 30 days for this immediate and separate reason, the company will pay a funeral benefit to the beneficiary for the death benefit according to the actually paid funeral fees for the insured, but subject to a maximum of the basic sum assured as stated in the rider
若被保險人身處境外時因遭受合同定義的意外事故或患疾病，並以此為直接且單獨原因導致其在30天內身故，本公司按已實際支出的被保險人之喪葬費用給付喪葬保險金予身故保險金受益人，最高給付金額以本附加合同基本保險金額為限。 -
Without the occurrence of any such fortuities, breakage is often considered as an ordinary loss and represents what we call " inherent vice or nature of the subject matter insured ", which is outside the scope of the cover
如果沒發生上述事故，破碎險便認為最普通損失，也就是我們所說的由於"投保貨物內在缺陷或特性"所引起的損失，它不屬于承保范圍之內。 -
In order to recover under this insurance the assured must have an insurable interest in the subject-matter insured at the time of the loss.
在發生損失時，被保險人必須對保險標的物具有可保利益，才能獲得本保險單項下的賠償。 -
2 if, after discharge overside from the oversea vessel at the final port of discharge, but prior to termination of this insurance, the goods are to be forwarded to a destination other than that to which they are insured hereunder, this insurance, whilst remaining subject to termination as provided for above, shall not extend beyond the commencement of transit to such other destination
如果在最後卸貨港卸離海船后，但在本保險終止之前，貨物被發送到非本保險承保的目的地，本保險在依照受前述規定的終止制約的同時，截止於開始向此種其他目的地運送之時。 -
This insurance attaches as the subject - matter insured is loaded on board the oversea vessel at the port or place named herein for the commencement of the transit, continues during the ordinary course of transit and terminates as the subject - matter insured is discharged overside from the oversea vessel at the destination named herein
本保險責任始於保險標的在載明的港口或地點為運輸裝上海船之時，在通常運送過程中持續，並終止於保險標的在載明的目的地卸離海船船舷之時。 -
1 this insurance attaches as the subject - matter insured is loaded on board the oversea vessel at the port or place named herein for the commencement of the transit, continues during the ordinary course of transit and terminates as the subject - matter insured is discharged overside from the oversea vessel at the destination named herein
本保險責任始於保險標的在載明的港口或地點為運輸裝上海船之時，在通常運送過程中持續，並終止於保險標的在載明的目的地卸離海船船舷之時。 -
An unvalued policy is a policy which does not specify the value of the subject - matter insured, but, subject to the limit of the sum insured, leaves the insurable value to be subsequently ascertained, in the manner herein before specified
不定值保險單指未載明保險標的的價值的保險單，但受保險金額制約，按前述規定將保險價值留待以後確定。 -
If during the period of insurance the insured shall suffer bodily injury within the territory of guangdong province, p. r. c. resulting solely and directly from accident caused by violent external and visible means which shall be directly and independently of any other cause, then china communications insurance will subject to the terms and conditions contained herein or endorsed hereon pay to the insured, or in the event of the death of the insured to his appointed beneficiary, the benefits specified in the schedule of benefits
在本保險單有效期間內，若被保險人中國廣東省境內發生確屬意外事故所致之明顯身體損傷或身故，中國交通保險當按照后開保險條或批文及賠償責任的規定，依照本保險單內所載賠償金額表所規定的金額賠償給被保險人或其指定的受益人。 -
Now this policy witnesses that if during the period of insurance the insured shall suffer bodily injury within the territory of guangdong province, p. r. c. resulting solely and directly from accident caused by violent external and visible means which shall be directly and independently of any other cause, then china communications insurance shall subject to the terms, conditions and exceptions contained herein or endorsed hereon provide the benefits to the extent specified in the schedule
在本保險單有效期間內，如被保險人在中國廣東省境內發生確屬本保險單應負責的外來明顯意外事故，中國交通保險保險有限公司（以下簡稱「中國交通保險」 ）當按照后開保險條款或批文提供保障。 -
Subject to any express provision in the policy, where the assured has paid, or is liable for, any general average contribution, the measure of indemnity is the full amount of such contribution, if the subject matter liable to contribution is insured for its full contributory value ; but, if such subject - matter be not insured for its full contributory value, or if only part of it be insured, the indemnity payable by the insurer must be reduced in proportion to the under insurance, and where there has been a particular average loss which constitutes a deduction from the contributory value, and for which the insurer is liable, that amount must be deducted from the insured value in order to ascertain what the insurer is liable to contribute
除保單另有規定外，如果被保險人已經給付或有責任給付任何共同海損分攤，其賠償限額為：如果負責分攤的標的物是按分攤價值足額投保的話，應按共同海損分攤全額賠付；如果該標的物未按分攤價值足額投保或只投保了一部分，保險人應支付的賠償額必須按不足額保險比例減少，而且如果發生了應從分攤價值內扣掉的單獨海損損失，且保險人對此負有賠償責任，則應從保險價值中先予扣除，以便確定保險人應承擔的分攤額。 -
Where the subject - matter is destroyed, or so damaged as to cease to be a thing of the kind insured, or where the assured is irretrievably deprived thereof, there is an actual total loss
當保險標的完全滅失，或者損壞程度嚴重到不再是與原保險標的類似的事物，或者被保險人無可挽回地喪失了該保險標的者，構成實際全損。 -
Where the subject - matter insured is warranted free from particular average, the assured cannot recover for a loss of part, other than a loss incurred by a general average sacrifice, unless the contract contained in the policy be apportionable ; but, if the contract be apportionable, the assured may recover for a total loss of any apportionable part
這段話的意思是：如果保險標的按不賠單獨海損條款投保，除非保險合同是可分割的，被保險人所遭受的部分損失不能獲得賠償，但屬于共同海損犧牲的損失可獲賠償；若保險合同是可分割的，被保險人就任何可分割部分的全損可獲賠償。 -
Where the subject - matter insured is warranted free from particular average, either wholly or under a certain percentage, the insurer is nevertheless liable for salvage charges, and for particular charges and other expenses properly incurred pursuant to the provisions of the suing and laboring clause in order to avert a loss insured against
假如保險標的按不賠單獨海損條款投保，無論是全部單獨海損、還是一定比例以下的不賠單獨海損，保險人都承擔救助費用和根據施救條款為避免可保損失而合理發生的特殊費用和其他費用。 -
In consideration of an additional premium, it is hereby agreed that this insurance covers, subject always to the exclusions contained in this insurance, loss of or damage to the subject - matter insured, whilst on the ship, caused by error, neglect or default of the carrier or his servants in the navigation or management of the ship, for which they are relieved from liability under the contract of carriage
以支付附加保險費為對價，茲同意本保險承保保險標的在船期間，由於承運人或其雇員在駕駛或管理船舶方面的錯誤、過失或贖職行為所造成，根據運輸合同被免除責任的滅失或損害，但仍須受本保險所含的除外責任的制約。 -
7 deliberate damage to or deliberate destruction of the subject - matter insured or any part thereof by the wrongful act of any person or persons ”
「任何人的不法行為，故意損害或故意破壞保險標的或其任何部分」 。 -
In consideration of an additional premium, it is hereby agreed that exclusion “ deliberate damage to or deliberate destruction of the subject - matter insured or any part thereof by the wrongful act of any person or persons ” is deemed to be deleted and further that this insurance covers loss of or damage to the subject - matter insured caused by malicious acts vandalism or sabotage, subject always to the other exclusions contained in this insurance
「以支付附加的保險費為對價，茲同意除外事項『由任何人的不法行為對保險標的或其組成部分的故意損害或故意毀壞』視為已被刪除，且本保險進一步承保由惡意行為，任意毀壞財產的行為或破壞行為造成的保險標的的滅失或損害，但仍須受本保險所包含的其他除外責任的制約。 」 -
Where the assured assigns or otherwise parts with his interest in the subject - matter insured, he does not thereby transfer to the assignee his rights under the contract of insurance, unless there be an express or implied agreement with the assignee to that effect
被保險人若轉讓或以其他方式放棄其保險標的利益，他並不因此將其保險合同下的權利轉讓給受讓人，除非與受讓人訂有轉讓保險權益的明示或默示協議。 -
The subject - matter insured must be designated in a marine policy with reasonable certainty
保險標的必須在海上保險單中合理確定地標明。
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