sum insured 中文意思是什麼

sum insured 解釋
投保額
  • sum : SUM ＝surface to underwater missile 艦對水下導彈[飛彈]。n 1 總數，總計，總額；【數學】和。2 〈the...
  • insured : 保價郵件
  1. If the amount of the actual expenses exceeds the basic sum assured as stated in the rider, then the payment of the excess part will be the liability of the beneficiary for the death benefit or the insured ' s legal heir

    倘若實際費用超過本附加合同的基本保險金額，則超出部分的費用由身故保險金受益人或被保險人的法定繼承人負責支付。
  2. During the effective period of the rider, if the insured suffers from a disease or has an accident abroad, and consequently dies within 30 days for this immediate and separate reason, the company will pay a funeral benefit to the beneficiary for the death benefit according to the actually paid funeral fees for the insured, but subject to a maximum of the basic sum assured as stated in the rider

    若被保險人身處境外時因遭受合同定義的意外事故或患疾病，並以此為直接且單獨原因導致其在30天內身故，本公司按已實際支出的被保險人之喪葬費用給付喪葬保險金予身故保險金受益人，最高給付金額以本附加合同基本保險金額為限。
  3. An unvalued policy is a policy which does not specify the value of the subject - matter insured, but, subject to the limit of the sum insured, leaves the insurable value to be subsequently ascertained, in the manner herein before specified

    不定值保險單指未載明保險標的的價值的保險單，但受保險金額制約，按前述規定將保險價值留待以後確定。
  4. The sum they give will not usually be as much as the full insured value of the goods or property.

    他們所估算的金額通常低於全部財物保險的金額。
  5. If the total amount of the sum insured by double insurance exceeds the insured value, the total amount of indemnity paid by all insurers concerned shall not exceed the insured value

    重復保險的保險金額總和超過保險價值的，各保險人的賠償金額的總和不得超過保險價值。
  6. Unless otherwise specified in the contract, in the event that the sum insured is less than the insured value, the insurer shall undertake the obligation for indemnity pro rata of the sum insured to the insured value

    保險金額低於保險價值的，除合同另有約定外，保險人按照保險金額與保險價值的比例承擔賠償責任。
  7. Proportional reinsurance, also named as sum insured reinsurance, is one using sum insured to divide the total risk amount into primary insurer ' s retention and reinsurer ' s liability

    比例再保險又稱金額再保險，是以保險金額為責任分配的基礎，確定分出公司自留額和接受公司責任額的一種再保險。
  8. 1 no claim arising from a peril insured against shall be payable under this insurance unless the aggregate of all such claims arising out of each separate accident or occurrence ( including claims under clause 8, 10, 18 and 20 ) exceeds in which case this sum shall be deducted

    1在每一次單獨事故或事件中，承保危險造成的損失索賠，除非累計金額（包括第8 ， 10 ， 18和20條）超過，保險人不予賠償，在超過該免賠額的情況下，該金額應從賠償總額中扣除。
  9. The initial sum insured will be the figure shown under the heading “ amount of property insurance ” in the details of loan

    您可在貸款明細中「財產擔保總計」一項下看到被擔保的初始金額。
  10. Since there exists no proportional relationship between two parties " liabilities, benefits and sum insured, it ' s as a result given the name : non - proportional reinsurance

    由於分保雙方的保險責任和保險的權益與保額之間沒有固定的比例關系，因此稱為非比例再保險。
  11. The agreed value of the cargo shall be deemed to be equal to the total amount insured under the primary insurance and all increased value insurance covering the loss and effected on the cargo by the assured, and liability under this insurance shall be in such proportion as the sum insured herein bears to such total amount insured

    1如果被保險人對保險貨物投保了增加價值保險，貨物的約定價值應視為增加至承保損失的本保險和所有增加價值保險的保險金額的總和，本保險項下的責任應按本保險金額占此種保險金額總和的比例計算。
  12. We will pay the insured a lump sum payment in the event of a death, burns or dismemberment as a result of an accident

    旅行期間因意外事故導致的身故、燒傷及殘疾，我們將一次性付給保險金。
  13. Insured has an accident defined in the contract abroad, and then consequently dies ( but not sudden death ) within 180 days after the occurrence of this accident, then the company will pay 100 % base sum assured ; or if suffers from differenct level premanent disability or iii - degree burn, the company will pay 10 % to 100 % base sum assured

    若被保險人身處境外時因遭受合同定義的意外事故且自該事故發生之日起180天內導致身故（不包括猝死） ，將獲得百分之百基本保險金額的賠償；若被保險人身處境外時因遭受合同定義的意外事故且自該事故發生之日起90天內導致度燒傷或自該事故發生之日起180天內導致不同程度的永久殘疾，將獲得百分之十至百分之百基本保險金額的賠償。
  14. The sum insured refers to the maximum amount which the insurer undertakes to indemnify or pay under its insurance obligation

    保險金額是指保險人承擔賠償或者給付保險金責任的最高限額。
  15. A distinguishing feature of the premier new generation planner is a guaranteed cash payment for the child s use with five per cent of the sum insured payable at policy years 8, 11, 14 and 17 ; and 30 per cent at year 20

    卓越新世代保障計劃其中一個獨特之處是于保單生效后第八十一十四及十七年為小朋友提供相等於投保額百分之五的保證現金儲備，及第二十年提供相等於投保額的百分之三十的保證現金儲備。
  16. For sum insured of hkd 320, 000 or above only a selection of supplementary benefits to maximize protection

    只適用於投保額達港幣320 ， 000或以上之保單
  17. Do you have any life or health insurance now ? if “ yes ”, please give the plan, sum insured and insurer

    您現在是否有任何人身保險？如有，請詳述險種名稱、保額、保險公司。
  18. Upon diagnosis of one of 35 critical illnesses we provide you with financial support without reducing your basic life plan s sum insured

    若不幸證實患上35種危疾其中一項，我們會為您提供額外經濟援助而不會影響您的基本計劃保障額
  19. Recently, china non - life insurance has got a rapid development. the sum insured has increased quickly with the entry by many entities

    中國非壽險業發展迅速，市場結構打破了一家市場主體壟斷的格局，承保規模迅速擴大，其經濟價值和社會價值不斷增強。
  20. Major disease benefit upon diagnosis of one of 35 critical illnesses we provide you with financial support. this will reduce your basic life plan s sum insured accordingly

    若不幸證實患上35種危疾其中一項，客戶可獲優先賠償部份基本計劃保障額，讓您渡過經濟難關。
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