term of loan 中文意思是什麼

term of loan 解釋
貸款條件
  • term : n 1 期限，期間。2 學期，任期；（支付）結算期；【法律】開庭期，（權利的）有效期間；定期租借（地產...
  • of : OF ＝Old French 古法語。
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  1. Subsequent to the year under review, the group resolved to issue a three - year unsecured fixed rate loan note up to an aggregate amount of us 10 million, enabling the group to raise long - term capital for its future business expansion

    于回顧年度后，集團議決發行一筆總額1 ， 000萬美元，為期三年的無抵押定息貸款票據，籌集長期資金以資集團日後擴展業務之用。
  2. Loaner agrees to loan to the loanee and the loanee agrees to loan from loaner, the equipment ( the “ equipment ” ) described in this agreement for the entire term of loan as stipulated herein, subject to the terms and conditions of this agreement

    根據合同條款所述，出租人同意在租用期限內向承租人出租租用物件，承租人也同意對本租用物件以接受。
  3. The former mostly includes finance trench, which consists of urban maintenance and constructive tax, add - ons of public utility, urban land - using tax, the debt of local government, remise of urban state - own land - using right and special national debt capital, and so on ; administrative charge trench, which consists of apportion, raising the price of urban infrastructure products and services, and so on ; practicality investing trench, which mostly consists of corresponding capital for urban infrastructure provided by real estate exploiters ; other financing trenches, which consist of time - limiting remise of operating authority on urban infrastructure section, introducing into foreign capital, short term loan of civil financing institution, and so on. the latter includes the innovation on the main investors, which consist of the anticipation of civilian capital and other non - financing institutions, and the innovation on financing tools, which consist of project financing, investment funds on industry, municipal bonds and initial public offering, and so on

    前者主要指以政府作為投資主體下的各種融資工具，包括財政稅收渠道（包括城市維護建設稅和公用事業附加、城鎮土地使用稅、地方政府債務、城市國有土地使用權有償出讓、國債專項資金等） ；行政收費渠道（包括攤派、提高基礎設施產品和服務的價格等） ；實物投資渠道（主要是讓房地產開發商為城市基礎設施提供配套資金） ；其它融資渠道（包括市政設施部門專營權有限期出讓、引進外資、國內金融機構的短期貸款等） ；後者則包括融資主體的創新（民間資本的參與以及其它非銀行金融機構的介入）和融資工具的創新（項目融資、產業投資基金、市政債券、股票上市等） 。
  4. It offers collections of books and materials on permanent long-term or short-term loan to school of all kinds.

    它把藏書和資料提供給各類學校作固定的長期或短期的借閱。
  5. In order to make the research of this paper more practicable, the paper combines the actual situation of market - oriented interest rate of china, compares and analyses the base leading rate affixation model, the cost plus pricing model, and the customer profitability analysis model, which are all very popular abroad. based on this, and according to the basic principles of lending pricing, the paper introduces the concept of loan - term compound interest, and constructs a lending pricing model on " the mobile choice between cost and market price ", which is practicable under the condition of market - oriented interest rate

    為使本文的研究更有實踐意義，本文結合中國利率市場化趨勢，比較分析了國外普遍採用的「基準利率加點」 、 「成本加成」 、 「客戶盈利分析」等貸款定價模式在中國的適用性，並在此基礎上，根據貸款定價的基本原則，引入貸款期限復利概念，構建了利率市場化條件下具有實際可操作性的「成本與市價相機訣擇」的貸款定價模型。
  6. Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally

    總體而言，發展中國家的存貸利差要高於發達國家；第二部分：在總結前幾年利率改革包括市場化改革的基礎上，認為，迄今為止，我國利率市場化改革的程度總體上還比較低：同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化，人民幣存貸款利率的浮動區間已逐漸擴大，並已漸進的方式日益走向市場化；第三部分：在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上，認為在我國利率市場化的初期，利率應該有一小幅上揚的過程，但是其造成的市場波動應該不會太大；從改革的實際運作結果和中長期來看，外幣利率已經逐步的向國際利率水平靠攏；從短期來看，人民幣貸款利率總水平將趨于下降，部分貸款利率有可能上升，存款利率將會單邊上揚。
  7. The longer the term of a loan, the greater the risk that the investment will not be repaid

    一項貸款的時間越長，投資者無法收回投資的風險就越大。
  8. Why doesn t government consider using the travel industry compensation fund ticf which is now accumulated to excess of hk 300 million and set up a short term loan fund to relieve our industry s hardship

    若政府因財赤問題而未能提供更多的資金，為何不考慮動用滾存超過三億元的旅遊業賠償基金，撥出一部份設立援助基金。
  9. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  10. Financial cost means bank interest of one - year term loan, which calculated according to 5. 841 % annual rate

    財務開支表示一年期銀行貸款的利息，根據年利率的5 . 841 %計算。
  11. Such as house banks in germany, main banks in japan and the long - term loan commitment of small and middle banks to smes

    如德國的主持銀行、日本的主辦銀行和美國中小銀行對中小企業的長期貸款承諾。
  12. Personal short - term petty loan is referred to the rmb unsecured loan with no need for guarantee provided to the borrower by the lender, used for meeting the temporary consumption needs, the term of which shall be within 1 year and the quota shall be less than rmb 20, 000 yuan

    小額短期信用貸款是指銀行為解決借款人臨時性的消費需要發放的期限在1年以內、金額在2萬元以下、毋需提供擔保的人民幣信用貸款。
  13. The letter is awarded to include financing of loan, project, trade financing, discount inside the watch, overdraw, protect manage, short - term loan and counter - purchase etc ; the letter is awarded to include loan commitment outside the watch, assure, accept of l / c, bill

    表內授信包括貸款、項目融資、貿易融資、貼現、透支、保理、拆借和回購等；表外授信包括貸款承諾、保證、信用證、票據承兌等。
  14. Scott is a member of the first team squad this season, after spending much of last term on loan at plymouth argyle

    這個賽季斯科特是一線隊的一員了，他在上賽季長期被租借到樸利茅斯隊。
  15. Under the influence of positive interest difference between foreign currency with rmb and revaluing of rmb anticipatively, the domestic financing institutions increases the foreign currency debt and reduce the rmb loan, and the import and export scale increases significantly at the same time. these insult from significant increase of short - term foreign loan remains and discharge. and the government the system and method of management in foreign loan is not perfect, causing great latent risk of the foreign loan in our country

    隨著我國資本市場開放時間的臨近，境內外資金融機構在華業務迅速擴張，受到本外幣正利差和人民幣升值預期的影響，境內機構紛紛增加外幣負債，減少人民幣貸款，同時進出口規模大幅增長，導致短期外債余額和流量大幅上升，且政府在外債管理過程中管理體制和方法的不完善，導致我國外債存在較大的潛在風險，這些變化也導致了外債規模管理難度的增加。
  16. By reviewing the popular use of the term " pk ", this paper studied its origin from the perspective of linguistics and social linguistics, ie., the borrowing of loan words and the generalization of professional terms as well as the value of social culture behind this phenomenon

    摘要透過" pk "的流行風，從語言學、社會語言學角度探究其來龍去脈，即外來語的借用和專業術語的泛化，以及這種現象背後隱含的社會文化價值。
  17. Under the code, mortgage loan application falls within the term of new grant of credit, which means that a credit provider will be able to access the cra database to obtain a credit report relating to the person who apply for a mortgage loan

    根據守則的規定，按揭貸款申請屬新批出的信貸。因此，如信貸提供者考慮向客戶批出新的住宅按揭貸款，它可查閱信貸資料服務機構的資料庫，以獲得該名客戶的信貸報告。
  18. The chelsea defender spent the second half of last term on loan at fulham after failing to hold down a regular spot at stamford bridge following his recovery from a serious ankle injury

    之前在他的踝部受傷后，他無法成為球隊的常備球員，轉而被租界到了富勒姆隊。
  19. Firstly, commercial banks should innovate organization institution and financial instruments ; secondly, banks must intensify cultivating interest rate risk management personnel promote the ability to predict long - term and short - term interest rate level ; thirdly, commercial banks should set up advanced pricing mechanism of loan and deposit ; fourthly, commercial banks must set up effective interest rate risk prevention mechanism

    最後還提出了我國商業銀行應對風險的具體策略：第一、進行組織制度創新和金融工具創新；第二、加大利率風險管理人才培養，提高商業銀行對長短期利率的預測能力；第三、建立科學的存貸款定價機制；第四、建立有效的利率風險防範機制。
  20. Termexception is thrown when the term of the loan is over 25 years

    當貸款期限超過25年時則拋出termexception異常。
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