儲蓄業務 的英文怎麼說
中文拼音 [chǔxùyèwù]
儲蓄業務
英文
savings business- 儲 : Ⅰ動詞(儲藏; 存放) store up; save; keep [have] in reserve Ⅱ名詞1. (繼承人) heir 2. (姓氏) a surname
- 蓄 : 動詞1. (儲存; 積蓄) store up; save up 2. (留著而不剃掉) grow 3. (心裏藏著) entertain (ideas); harbour
- 業 : Ⅰ名詞1 (行業) line of business; trade; industry 2 (職業) occupation; profession; employment; ...
- 務 : Ⅰ名詞1 (事情) affair; business 2 (姓氏) a surname Ⅱ動詞1 (從事; 致力) be engaged in; devote...
- 業務 : vocational work; professional work; business; service; traffic; transaction
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Partly due to the above practice, president carter supported decontrol of natural gas prices, deregulation of the airlines, trucking, and railroads, and deregulation of the financial services industry, including the elimination of ceilings on deposit interest rates
在某種程度上因為上述情況,卡特總統支持對天然氣價格取消限制,對航空公司、卡車運輸與鐵路運輸放鬆管制,對金融服務業放鬆管制,包括取消儲蓄存款利率的上限。I'm against a major savings expansion.
我反對大量擴充儲蓄業務。Financial institutions include banks, savings deposit agencies of postal office, housing saving banks, unban credit cooperative banks, rural credit cooperatives, urban credit banks, financial trust investment agencies and financial companies ect
注:金融機構包括人民銀行、政策性銀行、國有獨資商業銀行、郵政儲蓄機構、其他商業銀行、城市合作銀行、農村信用社、城市信用社、信託投資公司、租賃公司、財務公司等。Automatic banking of savings deposits is a method of banking service that a client having a deposit account will make deposits or withdrawals against a debit card or the passbook in any banking outlets all over the country
儲蓄存款通存通兌業務是指客戶只要開立儲蓄存款賬戶,便可以持借記卡或存摺在全國各地的銀行網點辦理存取款的一種銀行服務形式。Besides, it has already started some new services such as express deliver, deposit, electronic mail, international exchange and so on
郵政部門除了辦理一般業務外,還開辦了特快專遞、儲蓄、電子信函、國際匯兌等業務。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。Interest withdrawal on principal deposited time deposit has the characteristics of long maturity and high interest rate, and suitable for depositing of savings that will not be used within a quite long period of time
二、業務特點1 、存本取息定期儲蓄存款具有期限長、利率高的特點,適用於較長時期不用的節餘款項的存儲。As a special phenomenon of finance system in china, postal finance supplies finance services for the individual depending on postal networks. it was one of the main financing channels for the peoples bank of china till 2001 and constitutes the complete concept of postal finance when market operation in postal savings capital is applied. that is to deal with service of currency capital in situation of finance market, and to allocate the capital in its best way by advantage of postal infrastructure
郵政金融作為我國金融體系中的一種特殊現象,依託郵政的網路設施為個人提供金融服務, 2004年以前是央行融資的重要渠道之一,直至郵政儲蓄資金的市場化運作才形成了完整的郵政金融概念,即在金融市場環境下利用郵政基礎設施經營貨幣資金融通業務,對資金進行跨期最優配置。The finance industry can meet the capital demands of new - type industrialization through invert the social deposits and idle funds into investments efficiently. the fast - cheap and variegated financial service and the advanced facilities and technology of the financial institutions will also supply more convenient conditions to the new - type industrialization
金融業能夠有效地將社會儲蓄和閑散資金轉化為投資以滿足新型工業化對資金的需求,金融機構提供的方便快捷而成本低廉的多樣化現代金融服務、先進設施和技術等都為促進新型工業化的發展提供了有利的條件。Unloosening management limit, quickening business amalgamation, strengthening innovation, breaking system obstacles, and advancing the development of the securities which substituted saving actively can be regarded as the important measure distributing the huge personal deposits effectively and packing the banking " black hole "
放開經營界限、加快業務融合,加大創新力度、完善產品體系,完善法律法規、打破制度障礙,積極推進儲蓄替代型證券的發展,不失為有效分流巨額居民儲蓄、填充銀行體系「黑洞」的重要措施。For example : bonds issued by first bank, chang hwa bank, and shanghai commercial and saving bank. corporate bond : public and private institutions issue bonds under the company law to raise capital for improving their financial status or for promoting their businesses
2金融債券:由儲蓄銀行辦理中長期放款業務之專業銀行或是商業銀行所發行,因發行額度低且多為相關金融行庫預購窖藏,少見流通3普通公司債:公民營機構為改善財務結構或拓展業務所需資金而發行之債券,其債信因發行公司優劣而有極大差異They adopt scientific technologies to handle rmb deposit, loan, account settlement, foreign exchange deposit and international settlement
運用高科技金融服務手段辦理人民幣存貸款結算業務外幣儲蓄業務國際結算業務。Facing fierce market competition, in order to further enhance core competitiveness, the chinese postal savings bank which will be established in the coming days must firmly establish the strategic position of personal banking and develop the personal banking business. vast domestic personal financial markets can bring opportunities for the postal savings bank, but also bring development challenges. only after implementing the " customer - centred, market - oriented " business ideas, and continuously enhancing and improving product, marketing, services and other aspects, strengthening the quality of customer service, enhancing customer satisfaction, loyalty and contribution, can personal banking survive in a competitive market and achieve sustainable development
要將經營思路從「偏重儲蓄發展」轉變為「以儲蓄為基礎,積極發展匯兌、代理保險及各項中間業務」 ;將發展重點從「單純擴大余額,獲取利差收入為主」轉變為「大力發展以活期儲蓄帳戶為基礎、以卡為載體的各種中間業務,降低付息成本,多渠道增加業務收入」 ;將競爭方式從「全體動員」為主要形式轉變為「依靠科技進步和提升整體競爭能力」為主。This increase reflects the zurich canada acquisition, organic growth of insurance and fixed - income savings businesses, and positive segregated and mutual fund net cash flows over the past 12 months, partially offset by the estimated cdn 675 million impact of lower equity markets
是項增長反映公司收購zurich canada保險和固定收入儲蓄產品業務的凈增長,及過去十二個月獨立及互惠基金現金凈流量呈正數,但由於股市偏軟,導致損失估約六億七千五百萬加元,增長因而遭部分抵銷。This is the first article about the problems and difficulties of china postal savings and the comprehensive and systematic solution
最初的郵政儲蓄業務,實際上是郵政部門代理人民銀行經辦儲蓄。With the rapid development of postal - saving operation in yiyang, the clients are divided into different categories. the difference in saving amount, money - draw frequency and deposit balance among the clients is obviously bigger
隨著益陽市郵政儲蓄業務的快速發展,郵儲的客戶群發生了很大的分化,客戶與客戶之間在郵政儲蓄的存款額度、支取頻率、沉澱資金余額上的差距明顯加大。The education deposit is characterized by flexible term , controlled sum , favorable interest rate and tax - free interest. real - name system is required in handling the education deposit
教育儲蓄有很多優勢,它不僅存儲方式靈活、計劃性強,而且利率優惠、稅收優惠。辦理教育儲蓄業務,實行實名制。China postal savings, as a financial institution handling savings services exclusively to individuals, owns a massive customer market
中國郵政儲蓄作為一個專門面向居民個人辦理儲蓄業務的金融機構,擁有龐大的客戶群。Today, more and more works has been done automatically by developing of science technology. as an essential operation in many business and government organizations on telecommunication, health care, finance
目前,我國銀行普遍應用電子計算機處理儲蓄業務,大量的票據靠手工輸入,速度慢,錄入人員數量大,勞動強度大。In this thesis, the author has analyzed the main factors affecting the development of the postal savings service, first, the author puts an emphasis on analysis of the internal and ii external environment that the postal savings service is confronted with. then the author makes efe and ife matrix analysis of the postal savings service. thus the important data, such as critical internal strength, weakness and critical external opportunity, threat etc., are obtained
本文分析了影響儲蓄業務發展的各主要因素,結合國內外郵政儲蓄發展歷史和現狀,重點分析了我國郵政儲蓄面臨的內外部環境情況,進行郵政儲蓄efe和ife評價矩陣分析,得出關鍵內部優勢、弱點和關鍵外部機會、威脅,結果表明郵政儲蓄若能好好利用外部環境因素,將會取得極為顯著的效果,而我國郵政儲蓄的內部狀況處於弱勢。分享友人