抵押品價值 的英文怎麼說
中文拼音 [dǐyāpǐnjiàzhí]
抵押品價值
英文
value in pledge- 抵 : 動詞[書面語]1. (拍) strike2. (打擊) beat3. (拋擲) throw
- 押 : Ⅰ動詞1 (把財物交給對方作為保證) give as security; mortgage; pawn; pledge 2 (扣留) detain; tak...
- 品 : Ⅰ名詞1 (物品) article; product 2 (等級; 品級) grade; class; rank 3 (品質) character; qualit...
- 價 : 名詞1. (價格) price 2. (價值) value 3. [化學] (化合價) valence
- 抵押品 : guarantees; mortgage; pawn; security; collateral; guaranty; pledge抵押品價值 value in pledge; val...
- 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
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To impose a " re - pledging limit " for addressing pooling risk
就轉按抵押品的價值設立上限,以處理匯集風險;Asset prices - particularly financial asset prices - may fall sharply under the influence of high interest rates, eroding the collateral value of bank loans
在高利率影響下,資產價格,特別是金融資產價格可能會急挫,令銀行貸款的抵押品價值大減。As banking supervisor i am glad to see an improvement in the asset quality of banks, in that the deficiency in the value of the security of their mortgage loans has been reducing
作為銀行監管機構,金管局很高興見到銀行的資產質素有所改善,按揭貸款抵押品價值不足以抵償未償還貸款額的情況有所緩和。Owing largely to increases in collateral values together with continued loan repayments, the estimated unsecured portion of the negative equity rmls declined to about hk 7 billion from hk 8 billion at end - june
主要由於抵押品價值增加及借款人繼續還款,估計負資產住宅按揭貸款的無抵押部分由月底的億港元,降至約億港元。The studies show that, the less collateral value the entrepreneur provides is, the higher credit risk to the bank is and the larger risk of adverse selection is ; the more collateral value the entrepreneur provides is, the lower credit risk to the bank is and the smaller risk of adverse selection is
研究結果表明,如果企業提供的抵押品價值越少,銀行信貸資金所面臨的風險越大,逆向選擇風險增大;如果企業提供的抵押品價值越多,銀行信貸資金所面臨的風險越小,逆向選擇風險減少。The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate
論文的模型探討了下列因素和中國信貸配給現象之間的聯系:商業銀行對信貸風險的態度變化,在辨別和控制信貸風險上開始投入大量的成本,這一過程會導致信貸配給;商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給;宏觀經濟緊縮時期資產價格下降會導致信貸配給;商業銀行經營目標函數偏離利潤最大化,近幾年金融業改革過程使商業銀行目標函數發生變化,這一變化過程可能導致信貸配給;在市場分化的條件下,收益水平低的市場會遭受信貸配給;在經濟下滑時期,商業銀行尤其會對高風險市場配給信貸;利率市場化使商業銀行的存貸利差至少在一段時間內縮窄,利差縮窄可能加重信貸配給的程度:在利率市場化條件下,弱勢借款者,包括中小企業,遭受信貸配給的程度可能得到緩解,但支付的貸款利率水平將會升高。Banks find that the collateral which they are holding against loans is depreciating. businesses find that real assets are worth less and cash flow may be slowing, but debts remain the same even though the interest cost of serving them may fall
業主發覺他們成為負資產一族,銀行發覺貸款抵押品不斷貶值,企業發覺有形資產價值下降現金流量放慢,但負債則沒有變動即使利息成本可能有所減少。A. to have custody of all funds, security, valuable papers and other assets
保管本社一切資金、抵押品、有價值文件及其他資產。In bank lending, the difference between the value of the collateral on a loan and the actual amount lent
在銀行借貸中指貸款抵押品的價值與實際貸出款額之間的差額。The mortgage - backed system is the basic system arrangement that applied in the real estate field to avoid credit risk. mbs is a special form of real estate securitization, it is based on mortgage - backed of real estate and the initial credit side take their owned real estate or through special medium organization, by the assurance of certain credit organization, issue certain valued stocks, to be purchased by investor
房地產抵押貸款證券化是房地產證券化的一種特殊形式,它是在房地產抵押貸款的基礎上,抵押權人(初始貸款人)將已擁有的房地產抵押品(抵押權)或中介機構從初始貸款人那裡購買抵押貸款(抵押權) ,通過特信機構的擔保,發行相應額值的有價證券,供投資者購買的過程。Daily mark to market for all loaned securities and eligible collateral
每日就所有借出證券和合資格抵押品進行市價估值Daily marking to market of loaned securities and supporting collateral eligible collateral
每日就借出債券和有關抵押品進行市價估值The article consists of five parts except of foreword and end word. in the first part, i analyze the function and specialty of maximum amount mortgage, pointing out that maximum amount mortgage has the value of making economy and law carrying into effect and circulate necessary funds and draw commodity circulation function, which is not passed for other mortgage. the generate of maximum is not as same as traditional civil law mortgage ' s general rule - subordinating or accessory features, what are guarantee by which are not defined creditor ' s right in future
本文除前言和結語外,共包括如下五個部分:第一部分分析最高額抵押的功能和特徵,指出最高額抵押具有實現經濟和法律的效率價值及融通資金和引發商品流通的功能,這是一般抵押權所不具備的;最高額抵押的產生打破了傳統民法抵押權的一般原則? ?附隨性或從屬性特徵,其所擔保的一般為未來發生的不確定債權,但設立時要預定最高額,不約定最高擔保額不成其為最高額抵押權。However, lower collateral values, reflecting sharply lower property prices, have constrained their ability to lend
然而,由於物業價格大幅滑落,因此抵押品的價值也大為下降,令銀行的貸款能力受制。Lmm is a kind of special mortgage that is used to secure the creditor ' s claims, which occur successively during a given period of time, and to the extent of the anticipated maximum amount that the mortgagee has priority in satisfying his claims
最高額抵押,是指抵押人與抵押權人協議,以抵押物在最高額限度內對一定范圍的不特定債權提供擔保的特殊抵押形式。作為商品經濟產物的最高額抵押制度具有其獨特的價值功能。It is the smaller players who are the victims of rising land values, higher mortgages and stiffer city council rules
而那些小牧場主則成了地價升值,房貸抵押增高和市議會管理更趨嚴格的犧牲品。Lower asset prices also reduce the value of collateral and therefore restrict banks willingness to lend at the going rate
由於資產價格向下會令抵押品貶值,銀行亦可能不再願意以現行利率提供貸款。分享友人