按揭人 的英文怎麼說

中文拼音 [ànjiērén]
按揭人 英文
mortgagor
  • 按 : Ⅰ動詞1 （用手或手指壓） press; push down 2 （壓住; 擱下） leave aside; shelve 3 （抑制） restrain...
  • 揭 : Ⅰ動詞1 （把粘在別的物體上的片狀物取下） tear off; take off 2 （把蓋在上面的或遮擋的東西拿起） unc...
  • 按揭 : installment
  1. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  2. A landowner who already holds land subject to a mortgage may wish to hypothecate his equity

    已經擁有被按揭抵押土地的所有人可能會希望抵押他的衡平法權益
  3. Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house

    商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。
  4. Policyholders can switch between mortgage providers without going through the trouble of arranging for a new protection plan. and, by converting the plan or rider to a whole life plan before the age of 55, even without proof of insurability, they can obtain lifelong protection

    保單持有人可更換按揭銀行，而毋須另行安排新的保障計劃，更可於五十五歲前將計劃或附加保障轉為終身人壽計劃，而毋須提供受保資格證明，兼享終身保障。
  5. The many mortgagers of hong kong, for example, are now enjoying a mortgage interest rate, relative to prime, that is four percentage points less than six years ago

    舉例說，現時本港眾多按揭供款人所付相比最優惠貸款利率的按揭利率，便較
  6. Fourthly, the author commented on the realization of the right of mortgage, the protection of the interest of mortgager and the handling of mortgage dissension

    第四部分，對按揭權的實現，按揭人利益的保護，按揭糾紛的處理等實踐問題進行評析。
  7. Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors

    但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。
  8. It is in the common interest of mortgagees and mortgagors that the latter understand their rights and obligations

    讓按揭人充份了解其權利及義務，對承按人及按揭人雙方都有利。
  9. The mortgage of advance booking of commercial housing enables the mortgagee to purchase the house by paying only a few of first installments

    商品房預售按揭，使得承購人以較少的首期款就可以購得房屋。
  10. Some have asked me whether the mortgage rate has reached equilibrium, or some kind of minimum level, relative to the prime rate

    有人問我相對于最優惠利率，按揭利率是否已到達均衡點或最低水平。
  11. To the unadvisable behavior in the mortgage practice, the writer also discusses the six legal issues, which can be seen frequently in the merchant house mortgage system, in order to regular the mortgage operations and protect the benefits of the parties

    再次，針對按揭操作中產生的一些不妥當的做法，筆者對商品房按揭制度中常見的六個法律問題進行探討，以期規范按揭業務，保護按揭當中各方當事人的利益。
  12. In view of the above, the model mortgage deed does not contain a stand - alone " on demand " clause, and the relevant provisions tie the right of the mortgage lender to demand immediate repayment from the mortgagor to the specified events of default

    有見及此，標準按揭契據並沒有獨立的按要求隨時還款條款。按揭貸款人可要求按揭人即時還款的權利只與特定的違約事件掛。
  13. Equally important, the model documents aim at striking a fair and balanced relationship between the borrowers, the mortgagors and the lenders

    同樣重要地，整套標準按揭文件旨在訂明貸款人按揭人及按揭貸款銀行之間均衡的權利與責任。
  14. Since the mortgage is registered, it produces external effects : the mortgagor and the mortgagee ca n ' t manage the uncompleted building at their will, and especially emphasizing on the problem of re - selling the house that is still under construction by the mortgagor ; both the mortgagor and the mortgagee ' s creditors have no right to bring a coercive execution against the uncompleted building

    樓花按揭的公示決定了其對外的效力:按揭人、按揭權人都不得擅自處分被按揭權益，其中著重論述了炒樓花的問題;按揭雙方的債權人都無權對被按揭權益提起強制執行之訴。樓花按揭貸款實踐中，來自開發商的風險是確實存在的，實踐也證明了這一點。
  15. The full set of model documents is drafted in plain english to further enhance understanding by their users, i. e. borrowers, mortgagors and the mortgage lenders themselves, while at the same time exemplify the best market practice in mortgage loan origination advocated by the steering committee

    整套標準按揭文件均以淺白英文編寫，務求使用者，包括借款人按揭人及按揭貸款銀行，清楚理解其內容，而標準文件亦同時體現了統籌委員會倡導的最佳運作模式。
  16. I of course have great sympathy for people who find themselves in negative - equity ; servicing a mortgage that exceeds the current value of the property is bound to be distressing, especially when the property is the family home

    我當然很同情負資產按揭人士的處境當未償還按揭貸款額超過物業市值時，心情肯定很難過，尤其若有關物業是自住居所，一定更不好受。
  17. The guarantor s liability will also be capped at the amount which the borrower mortgagor is owing to the mortgage lender on expiry of the 1 - month notice period

    擔保人的責任也會以該1個月通知期屆滿時借款人按揭人欠按揭貸款人的款額為上限。
  18. Most mortgage deeds typically used by the mortgage lenders provide that the mortgagor is liable for " all costs and expenses " irrespective of whether or not they are reasonably incurred by the mortgage lenders

    按揭貸款人使用的大部分按揭契據一般規定按揭人須對所有費用與開支負責，而不論按揭貸款人是否合理地招致有關費用與開支。
  19. The risk that comes from the realty agency really exists and the realty agency always goes wrong indeed, so it ' s a character for the realty agency to take the responsibility of guarantee in the mainland of china. in connection with this p

    其次，既然樓花在開發建設中一直在開發商控制之下，那麼實務中讓按揭人就樓花毀損滅失進行投保是有失公平的，應該由開發商投保。
  20. It is to show the property right that mortgages person general property is made over at mortgaging beneficiary beneficiary ( bank ) assure as reimbursement, after reimbursement, mortgage beneficiary beneficiary to transfer the property right of property answer mortgage a person

    它是指按揭人將物業的產權轉讓于按揭受益人（銀行）作為還款保證，還款后，按揭受益人將物業的產權轉讓回給按揭人。
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