按揭貸款安排 的英文怎麼說
中文拼音 [ànjiēdàikuǎnānbèi]
按揭貸款安排
英文
mortgage arrangement- 按 : Ⅰ動詞1 (用手或手指壓) press; push down 2 (壓住; 擱下) leave aside; shelve 3 (抑制) restrain...
- 揭 : Ⅰ動詞1 (把粘在別的物體上的片狀物取下) tear off; take off 2 (把蓋在上面的或遮擋的東西拿起) unc...
- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 排 : 排構詞成分。
- 按揭 : installment
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
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In 1998 - 99, a salaries tax deduction for home loan interest of up to 100, 000 a year for five years was introduced as a temporary measure to provide relief to taxpaying households heavily burdened with home mortgage payments
政府於1998至99年度推出臨時措施,引入了為期五年的薪俸稅居所貸款利息扣除的安排,每年上限為100 , 000元,以減輕課稅家庭在樓宇按揭支出方面的沉重負擔。The steering committee considers that an " all monies " guarantee under which the guarantor s liability could be increased only with his express consent will strike a reasonable balance between ensuring that the guarantor is made fully aware of the obligations that he she is assuming under the model guarantee form, whilst at the same time preserving the efficacy of banking operations
若按揭貸款人希望增加擔保人在標準擔保書下的責任,則必須徵得擔保人的明示同意。統籌委員會認為以上的安排應能在確保擔保人完全明白其在標準擔保書下所承擔的責任,以及同時維持銀行運作效率兩者間取得平衡。And there is the added flexibility for giving priority to meeting other expenses than servicing the loan secured on the property, should the situation arise, as long as the customer works within the overdraft limit
此外,這項安排還具有靈活性,只要客戶不超出透支限額,便可以在有需要時選擇先行應付其他支出,而暫停償付按揭貸款。21 approved sellers have indicated interest to sell a total of hk 15. 7 bn of mortgages under the forward commitment facility in the next 12 months
位核準賣方已表示有意在未來個月根據遠期承諾安排出售合共億港元的按揭貸款。In accordance with current arrangement under the mip, if a mortgage loan is found to be non - conforming with the owner - occupancy requirement, the hkmc may increase the premium of the insurance to reflect the higher risk or require the borrower through the lending bank to reduce the size of the mortgage loan and cancel the mortgage insurance
根據按揭保險計劃的現行安排,若按揭貸款被發現違反物業自住的規定,按揭證券公司可提高保費額以反映較高的風險,或透過貸款銀行要求借款人減少按揭貸款額,並且取消按揭保險。Under the asset swap arrangement, the hkmc will purchase a portfolio of mortgage loans from a bank. in return the hkmc will issue an equivalent amount of debt securities under its debt issuance programme to the bank
透過資產交換安排,按揭證券公司向銀行買入按揭貸款組合,並根據其債務工具發行計劃向該銀行發行等值債券。The scope of new credit data to be shared is therefore limited to the individual s current exposure, such as number of facilities, credit limits, outstanding amounts and monthly repayment record, other than residential mortgage loan
故此,擬共用的新信貸資料只限於個人目前的信貸風險,例如信貸安排的宗數、信貸額、未償還的款額及每月還款記錄,但不包括住宅按揭貸款。Both rating agencies noted that the assigned ratings of the mbs issue reflect the credit quality of the underlying mortgage pool, subordination structure provided for class a, the credit strength of the hkmc as guarantor for class b, the experience of the hkmc as the master servicer as well as the structuring of the issue with liquidity facility and reserve fund
兩家評級機構均指出該批按揭證券的信貸評級反映了相關抵押按揭貸款的信貸質素給予a組別債券的信貸支持按揭證券公司作為b組別債券擔保人的信貸實力按揭證券公司作為總供款管理人的經驗以及完備的交易結構包括流動資金信貸和儲備資金的安排。The common methods that the banks intend to adopt to hedge the early prepayment risk under the streamlined pricing arrangement include prepayment fee, higher mortgage rate in the initial period of the mortgage, and recovery of insurance premium from borrowers at the point of prepayment
三有關處理簡化保費安排下的按揭提早還款風險,大部份銀行打算採用的方法包括加入提早還款收費調高貸款初期的按揭息率或於提早還款時收回保費。The interesting aspect of this type of arrangement is the potential for the negative equity portion of mortgages, now being the assets of the third party, to be turned into securities and be sold to investors, most probably institutional investors, in a position to appreciate the risks involved
這類安排一個特別之處是,按揭貸款的負資產部分現已成為第三方的資產可以變為證券,出售予明白所涉及風險的投資者,相信主要是機構投資者。The hong kong mortgage corporation hkmc announced today that the approved sellers have indicated that they are prepared to commit to sell an aggregate amount of 13. 65 bn under the forward commitment facility in the next 12 months
香港按揭證券有限公司按揭證券公司今日星期五宣布,核準賣方已表示願意在未來個月根據遠期承諾安排承諾出售總值億元的按揭貸款。分享友人