擔保機構 的英文怎麼說

中文拼音 [dānbǎojīgòu]
擔保機構 英文
cgf
  • 擔 : 擔動詞1. （用肩膀挑） carry on a shoulder pole 2. （擔負; 承當） take on; undertake
  • 保 : Ⅰ動詞1 （保衛; 保護） defend; protect 2 （保持） keep; preserve; maintain in good condition 3 （...
  • 機 : machineengine
  • 構 : Ⅰ動詞1 （構造; 組合） construct; form; compose 2 （結成） fabricate; make up 3 （建造; 架屋） bui...
  • 擔保 : warrant; guarantee; go bail for; vouch for; ensure; assure; assurance; bail; surety
  • 機構 : 1 [機械工程] （機械的內部構造或一個單元） mechanism 2 （機關; 團體） organ; organization; institu...
  1. On control the risk of credit guaranty organizations

    信用擔保機構的風險防範與控制
  2. The functions of student loan guaranty agencies in america

    美國助學貸款擔保機構的中介職能
  3. Hypothecate institution is non - bank fiance institution, personal house mortgage loan hypothecation institutions incept the pbc, ministry of construct and ministry of finance, our country ' s hypothecation system can divided into two parts : the policied hypothecation system and the business. the double hypothecation mechanism is bulied for separate risk

    在對擔保機構為非銀行金融機構定性的框架下，提出個人住房貸款擔保機構接受人民銀行、建設部、財政部共同監管，擔保機構為全國性、區域性的組織結構，針對不同消費群體分為政策性擔保體系和商業性擔保體系；建立了旨在分散風險的再擔保機制。
  4. In this model, based on the business nature of guarantee institutions that mainly handle with contingent liabilities, the author adopted uncertainty analisis to best describe the behaviors of guarantee institutions and unveil the mechanism as well as the root of the looting behavior and how guarantee institutions retrogressed to loot

    在此，筆者重點針對擔保機構主要經營或有負債的特點引入了不確定分析，使新的模型能夠應用於擔保機構。筆者通過對擔保機構行為做出數理描述和分析，來揭示擔保機構掠奪風險產生的主要根源和理論機理，以及由此產生的擔保機構蛻變路徑。
  5. The interest rate for loans may be decreased in accordance with the interest rate management regulations enacted by the people ' s bank of china for those quality projects underwritten by guarantee agencies with sound operation system, good credit standing, strong capital strength and powerful risk prevention ability

    對運作規范、信用良好、資本實力和風險控制能力較強的擔保機構承保的優質項目，可按人民銀行利率管理規定適當下浮貸款利率。
  6. Analysis of guarantee organizations and small and medium - sized enterprises credit loan based information economics

    基於信息經濟學的擔保機構與中小企業信貸分析
  7. The credit guarantee profession is professional and risky. and moreover, the function of capital magnification of the credit guarantee enterprise adds the risk

    信用擔保業是一個專業性很強的高風險行業，擔保機構對資金的倍數放大作用同時放大風險。
  8. There are many factors for this problem, the most of which are : for clear disfigurements in the present financing system, there is a " squeezing out " effect in financing for small & medium - sized firms ; there are wrong ideas of financing support for those firms by the financial institutions, with insufficient efforts in supporting these firms ; these firms are characterized by a small size, weak strength, low credit, high risk, poor competition strength of financing ; there is no perfect legal systems to support and normalize the financing for them ; there is no sound institutions serving for these firms in access and guarantee, etc

    導致中小企業融資難的因素有很多，其中最主要的是：我國現行融資制度缺陷明顯，對中小企業融資存在著擠出效應；金融機構對中小企業的融資支持存有誤區，支持力度不夠；中小企業自身規模小、實力弱、信用低、風險大，融資競爭力不強；支持、規范中小企業融資的法律制度不完善；為中小企業融資服務的評估、擔保機構不健全；等等。
  9. However, once we take all - sided and impersonal view over the housing finance, we will definitely realize the conflict between the high speed and the low efficiency of it. in this paper, it ' s analyzed that there ' re five factors affecting the efficiency of housing finance, based on the basic situation of china as a developing country and according to some related theories of the western economics. the first one is the dual - track interest rate which presumes that price of housing credit financing is under the control of government to a certain extent, and the rest is open

    因此，本文從我國作為一個發展中國家? ?這一基本國情出發，以西方經濟學中有關理論為依據，分析影響我國住房金融效率的因素主要包括：利率雙軌，即一部分住房信貸資金價格受到政府的管制，而另一部分住房信貸資金價格則是開放的；住房金融機構產權不清，特別是政策性住房金融機構產權不清而導致金融創新動力不足，金融工具品種單一，不能滿足居民需求多樣化的要求；住房信貸中由於較高的交易費用，而使內耗偏高、效率降低；住房金融機構不健全，既不存在真正的住房金融機構又缺乏相應的擔保機構；此外，住房金融中融資機制不完備，長期信貸資金來源不足與資產負債的期限結構不匹配也是影響住房金融效率的一個主要因素。
  10. The western development history of housing finance indicates that government is monumental in developing housing finance. especially when the development level of some country ' s economy is fairly low and housing problems are outstanding, the support and intervention from government for housing finance are obviously indispensable

    本論文強調建立非銀行住房金融機構的必要性，主張創立國家住房金融發展局，可考慮作為政府擔保機構，並負責住房金融法律法規制訂、住房金融市場的監管等；創立住房金融公司，主要負責住房公積金業務。
  11. There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan

    即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與；要有相關法規作保障；抵押貸款還貸方式的設定應靈活多樣，以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求；政府應重點支持中低收入家庭購房貸款；個人購房抵押貸款不僅有賴于商業性金融機構的參與，而且也要有政府成立政策性住房金融的支持。
  12. Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those

    所謂房地產抵押貸款證券化，就是將房地產抵押貸款債權轉化為房地產抵押證券的過程，具體而言，也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組，形成一系列房地產抵押貸款資產池（資產組合） ，再將該組合出售給從事抵押貸款證券化業務的特殊目的機構（ spv ） ，通過擔保機構擔保實現信用升級后，經信用評級機構評級，由證券承銷商將信用級別較高（通常為aaa或aa級）的抵押貸款支持債券出售給投資者的一種證券化模式。
  13. Guarantee agencies may inquire, transcript or copy all registration materials relating to the guaranty contracts and clients, and the registration authorities shall facilitate the guarantee agencies to do so

    擔保機構可以查詢、抄錄或復印與擔保合同和客戶有關的登記資料，登記部門要提供便利。
  14. All losses incurred from guarantee liabilities may be deducted before payment of business tax in accordance with the applicable laws and regulations

    擔保機構實際發生的代償損失，可按照規定在企業所得稅稅前扣除。
  15. In addition, it is the effective measure for promoting the development of consumption credit of china to transfer and dispel the risk of consumer credit by insurance and security, to construct collateral institution supported by the government, to exert market - oriented interest rate reform of consumer loans step by step, to claim the additional penalty interest rate for ahead - payment and to apply the scientific technology for managing the risk of the consumer credit

    還可以通過保險和證券化來轉移和分散消費信貸風險，通過建立政府支持的住房貸款擔保機構，放開消費信貸利率，對提前償還加收罰息等等方式來控制或分散消費信貸風險，並用科學的方法管理消費信貸風險。這些方法都是中國促進消費信貸發展的有力措施。 j . p . morgan和合作機構開發的「信用度量術」 ? ? var方法可以在消費信貸貸前、貸中和貸后的管理決策中得到應用。
  16. To alleviate the smes ’ financing difficulties by establishing the credit guarantee organization is the prevailing practice of the countries supporting the development of smes

    建立信用擔保機構，緩解中小企業融資難的問題，是各國扶持中小企業發展的通行做法。
  17. The author ' s main work is to analyze financing composition of foreign smes to find out the gap and weakness of indirect financing of chinese smes, to develop the linkage between financing system of smes and credit system of smes, to creatively work out the necessary condition of survival and development of guarantee companies and concrete operational model on the base of proposal of setting up chinese sme credit and guarantee system by state economy & trade commission in light of international practice

    本文作者的主要工作是：圍繞中小企業融資難的問題，分析國外中小企業的融資結構，找出我國中小企業在間接融資方面的差距和不足；提出中小企業融資與其信用體系的建設的聯系，根據國際上的一些實際做法，在國家經貿委提出的要在我國建立中小企業信用擔保體系的基礎上，通過對信用擔保機構進行量本利分析，提出了擔保機構生存和發展必要條件和具體的操作方法。
  18. Chapter two briefly introduces the general situation in the development of the credit guarantee institutions in our country, analyses the origin of risks, mainly coming from political, legal, credit, management and " morality " risks. it also puts forward the necessity and the basic legal principles of risks control

    第二章簡要介紹了我國信用擔保機構的發展概況，分析其風險來源，主要包括政策風險、法律風險、信用風險、經營風險和「道德風險」 ，並就此提出風險控制的必要性和風險控制所應遵循的基本法律原則。
  19. Probing deeply into the historical background, internal mechanism and present situation of those three supervision systems, the author concluded that excessive interferences from the government under market economy system are the main causes of the defaults of supervision systems

    對擔保機構市場競爭約束失靈而言，主要是由於我國商業銀行內部存在嚴重的代理問題，而導致其並不能像真正意義上的市場主體運作從而對擔保機構實施有效約束。
  20. Shanghai personal house mortgage loan hypothecation corporation and tianjin jinfang personal house mortgage loan hypothecation corporation have representative in many corporations. through studying the two corporations, some problems are found, the mains are city - fared and no supervised

    選取具有代表性的上海住房置業擔保公司和天津津房置業擔保股份有限公司來對我國個人住房貸款擔保機構運行現狀進行研究，得出以城市為單位分快經營和缺乏監管是目前擔保體系的主要問題所在。
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