最優貸款利率 的英文怎麼說
中文拼音 [zuìyōudàikuǎnlìlǜ]
最優貸款利率
英文
top priority lending rate- 最 : 副詞(表示某種屬性超過所有同類的人或事物) most; best; worst; first; very; least; above all; -est
- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 率 : 率名詞(比值) rate; ratio; proportion
- 最優 : optimal; optimum最優策略 optimal policy; optimal strategy; 最優設計 optimum design; 最優值 optima...
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
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The many mortgagers of hong kong, for example, are now enjoying a mortgage interest rate, relative to prime, that is four percentage points less than six years ago
舉例說,現時本港眾多按揭供款人所付相比最優惠貸款利率的按揭利率,便較An empirical framework of hong kongs best lending rate
香港最優惠貸款利率的實證架構8. the sub - committee noted a proposed empirical framework for predicting changes in the domestic best lending rate
8 .委員審閱一份有關預測本地最優惠貸款利率變動的建議實證架構的文件。There was no adjustment in the best lending rates in april
月份最優惠貸款利率並無調整。A model of best lending rate adjustment decisions of hong kong banks
有關香港銀行調整最優惠貸款利率決定的模型The composite interest rate and best lending rates are end - of - period figures
綜合利率及最優惠貸款利率均為期末數字。The model was able to predict past divergences of the blr from the us federal funds target rate
這個模型能預測過去最優惠貸款利率偏離美國聯邦基金目標利率的情況。At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了個人住房貸款制度基本要素,即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題,並對中外製度作了比較,建立了個人信用評分評級體系和信用評估模型,並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究;其次,分析了影響國債價格走勢的因素,討論了公積金國債的投資技巧和策略,並建立了基於理論的國債投資組合模型;接下來,根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用,並就此作了總量平衡模型,對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測,運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型;最後,探析了住房資金風險的內在原因和風險類型,從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。So too could interest rate risk, as interest rates on deregulated deposits will likely follow hibor rather than the best lending rate
同時,利率風險也會增加,原因是已撤銷管制的存款利率相信會跟隨銀行同業拆息的走勢,而不是跟隨最優惠貸款利率。The government will from time to time review the best lending rate and adjust the interest rate accordingly
政府會根據最優惠貸款利率的變動而調整利率。It will be interesting to observe the extent to which the significant firming of interbank interest rates will lead banks to adjust their best lending rates and retail deposit rates upward
銀行同業拆息要大幅回升至哪個水平,銀行才會上調最優惠貸款利率及零售存款利率,實在值得大家留意。銀行同業拆息與存款及貸款息率的關系頗為復雜。Other than the short - term interbank interest rates being largely somewhere between the retail deposit rates for example the savings rate and the best lending rate, its precise position within that band, or rather how the band moves along the interbank rates, has not exhibited a defining pattern
短期同業拆息一般處于零售存款利率如儲蓄存款利率及最優惠貸款利率之間,但除此以外,有關短期同業拆息實際上在這個范圍的哪個位置,又或者這個范圍怎樣隨同業拆息變動,並沒有一定的模式。The empirical analysis of data from five selected banks suggested that blr adjustments are largely determined by fed funds target rate fftr adjustments ; changes in liquidity conditions ; the blr - based liability - to - asset ratio of individual banks ; and the level of disequilibrium among blr, fftr and the risk premium of the hong kong dollar relative to the us dollar
5間銀行的數據進行的實證分析顯示,最優惠貸款利率的調整決定因素大致上為:聯邦基金目標利率目標利率的調整流動資金狀況的變化個別銀行以最優惠貸款利率計價的負債與資產比率負債與資產比率,以及最優惠貸款利率目標利率及港元相對美元的風險溢價之間的失衡程度。Banks in hong kong lowered their best lending rates by 25 basis points on 8 november 2006. the savings and time deposit rates also decreased by 25 to 28 basis points
香港銀行在月日調低最優惠貸款利率基點,儲蓄及定期存款利率亦下跌至基點。The loan bears interest at a rate equal to the average of the best lending rates quoted by the note - issuing banks
至於貸款利息,息率則為發鈔銀行所公布的最優惠貸款利率的平均息率。The sub - committee noted a paper describing a model to examine factors which determine banks best lending rate, and assess likely decisions by banks on rate adjustments following meetings of the us federal open market committee fomc
委員會審閱了一份文件,介紹一個實證模型來研究決定銀行最優惠貸款利率的因素,以及評估在美國聯邦公開市場委員會公開市場委員會會議后銀行決定調整利率的可能性。對Note : interest charging over any overdue amount under nls nlsps is not equal to the above but to the average of the prevailing best lending rate quoted by the note - issuing banks in hong kong. improvement to
注:免入息審查貸款計劃專上學生免入息審查貸款計劃下任何逾期繳款所須繳納的利息,並非沿用上述利率,而是按香港各發鈔銀行現時的最優惠貸款利率的平均數計算。Saving deposit rate which moved largely in tandem with the best lending rate rose by 75 basis points during the last quarter in 2005. interbank interest rates rose only modestly during the period
儲蓄存款利率大致跟隨最優惠貸款利率移動在年第季上升基點,而期內銀行同業拆息僅略為上升。In fact, the reference to prime unnecessarily links the pricing of mortgage lending to the pricing of other prime based lending, depriving banks of the flexibility of making independent adjustments to the mortgage rate or the lending rates for other loans
事實上,以最優惠利率為參考利率,不必要地將按揭貸款的定價與其他根據最優惠利率定價的貸款掛,令銀行無法靈活地獨立調整按揭貸款利率以至其他類型的貸款利率。In terms of interest - rate risk, especially what we call basis risk, arising from, for example, a sudden and significant narrowing of the prime - hibor spread, the banking sector as a whole remains resilient
若以利率風險而言,尤其是由最優惠貸款利率與銀行同業拆息的差距突然大幅收窄所引致的所謂息率基準風險而論,整體銀行業仍然保持穩健。分享友人