未收貸款 的英文怎麼說

中文拼音 [wèishōudàikuǎn]
未收貸款 英文
outstanding loan
  • 未 : Ⅰ副詞1 （沒） did not; have not 2 （不） not Ⅱ名詞1 （地支的第八位） the eighth of the twelve ear...
  • 收 : Ⅰ動詞1 （把攤開的或分散的事物聚集、合攏） put away; take in 2 （收取） collect 3 （收割） harvest...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. 7 in cases of problem loans, a monthly follow - up cum review report is required to be submitted to the authority, within whose delegation the present outstanding plus the uncharged interest, if any, falls

    對于不良貸款，分行應每月向領導提交追蹤調查報告及復查報告，正是在該領導的批準下當前貸款及利息（如有的話）都未能收回。
  2. Whatever unspent household income on each and every day could be utilised for reducing the loan principal and paying interest

    每日帳戶內未動用的家庭收入都可以用作減低貸款本金及支付的利息。
  3. For example, according to the pboc, consumer loans outstanding rose from rmb17. 2 billion at the end of 1998 to rmb1, 573. 3 billion at the end of 2003, representing 9. 9 % of total loans outstanding and 13. 5 % of gdp

    舉例說，根據中國人民銀行的統計，消費貸款余額由1998年年底的人民幣172億元躍升至2003年年底的人民幣15 ， 733億元，占未收回貸款總額的9 . 9 %和國內生產總值的13 . 5 % 。
  4. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  5. Outstanding credit card advances, which have registered strong increases in recent years, declined in 2002, probably reflecting tightening of credit card issuance and lending policies alongside continuing deterioration in loan quality and weak consumer spending

    面對貸款質素持續惡化及消費疲弱的情況，銀行收緊信用卡的發卡條件及貸款政策，因此近年大幅增加的未償還信用卡貸款于年內下跌。
  6. Posam issued negative invoices with respect to these sales, and reflected the non - payment in its accounting records by showing a credit to accounts receivable and a debit to sales, thereby reversing the entries that recorded the sales

    Posam出具了有關這些銷售款的負項發票，並把未付款項在會計記錄中反映了出來，顯示為應收帳款的貸方金額和銷售款項的貸方金額，從而抵消了記錄這些銷售的入賬。
  7. As the project loan was long term and subject to kinds of risks, it was safe for the loaner to note the uncertainties, and we suggested the loaner to take such methods as noting whther the investor can satisfy the foreign govenunent loan condition and extend the project ' s goods source from duty free goods to both duty free and duty paid goods, the investor ' s capacity to nm the harbo, the nearby wr ' s competition for the source of goods, and making sure the cash flow of the harbor will be used to pay the loan, and raising a mortgag on the project

    由於貸款期限長不確定因素多，為了有效控制風險，建議貸款人在做出貸款承諾前，要求投資方明確項目建設方案，提供未來碼頭經營方案或設想，並爭取將本項目的貨源范圍由保稅貨物擴大到非保稅貨物；此外貸款人碼頭項目貸款的調查報告可採取必要措施確保碼頭經營收入專項用於償還貸款，並考慮以碼頭在建工程設定抵押。
  8. The definition of consumer credit means in order to stimulate consumption and improve consumer ' s living level, the financial institution provide consumer the credit for the given commodities " using the consumer ' s future income as a guarantee

    消費信貸是以刺激消費、提高居民生活水平為目的，用居民未來收入作擔保，由金融機構向消費者提供的以特定商品為對象的貸款。
  9. Urbanization stimulates the demand for housing and housing loan, yet the loan amount supplied by commercial banks is rather small. 3 ) irrational structure of supply and demand. individual housing loan has propensity to less borrowers of higher income ; borrowers of medium and low income, though they are majority, are refused for various reasons

    第三、個人住房消費信貸供給與需求之間結構不合理，銀行傾向于向高收入群體發放貸款，但該群體的需求量較小；而實際需求量巨大的中低收入群體，卻因未來收入保障度差而被銀行以種種理由拒之門外。
  10. Accordingly, place produces the analytic personage of research center of 3 class market to think in, from its the loan time limit of set and reimbursement means and month offer the characteristic with little, high interest to be able to see, " the balloon is borrowed " the person that do not suit all rooms to borrow, accord with the following the crowd of 4 features can consider to choose " the balloon borrows " : it is to consider short - term room to borrow, have ahead of schedule the person buy a house of reimbursement demand ; 2 it is to anticipate future is shorter fixed number of year ( the 10 years longest ) in oneself capital actual strength can have bigger rise or the person buy a house that later period will have big fund to enter zhang ; 3 it is loan period repays only less month is offerred, use the others money to other investment channel, invest strategic eye and the house property investor that dare to assume a risk with obtaining what invest redound higher to have ; the 4 house property consumer that are estate of the good - paying in applying to

    因此，中原地產三級市場研究中心的分析人士認為，從其設定的貸款期限和還款方式以及月供少、利息高的特點可以看出， 「氣球貸」並不適合所有的房貸者，符合以下4個特徵的人群可以考慮選用「氣球貸」 ：一是考慮短期房貸，並有提前還款需求的購房者；二是預期未來較短年限（最長10年）中自己的資金實力會有較大提高或後期將有大額資金進賬的購房者；三是借款期僅償還較少月供，將其餘款項運用至其他投資渠道，以獲得更高投資回報的具有投資戰略眼光和敢於承擔風險的房產投資者；四是適用於中高收入階層的房產消費者。
  11. Today ' s banking industry pays special attention to the expected income of the potential borrower. most banks discarded the commercial loan theory that once dominated the banking theory in the history. they make personal loans to consumers based on the theory of the expected income of loan

    消費信貸是拉動經濟快速增長的銀行產品，今天的銀行業特別注重潛在借款者的未來或者說預期的收入，大都拋棄了歷史上在銀行業理論中曾占壟斷地位商業貸款理論，大多數銀行根據貸款的預期收入理論對消費者貸款實行個人授信，這種新的消費方式使銀行豐富了貸款種類，本文主要涉及個人住房貸款以及個人汽車貸款。
  12. In switching their focus, the banks took pre - emptive measures to protect their mortgage loan books, which at the same time helped their borrowers, and tightened lending standards in the area of consumer lending

    銀行在轉移業務焦點時，亦同時採取防患未然的措施，以保障其按揭貸款帳冊，並協助其借款人，以及收緊消費貸款的貸款準則。
  13. Margin loan interest will only be charged on any outstanding amount on or after trade settlement date e. g. settlement date for hong kong market is t 2, i. e. 2 days after " trade date "

    Boom只會就交易結算日（如香港市場結算日為t + 2 ，即交易日後兩天）起仍未清償的負結餘，收取?展貸款利息。
  14. An amenities assistant iii of the leisure and cultural services department was sentenced to 220 hours of community service for soliciting and accepting unauthorised loans totalling 30, 000 from a workman ii

    一名康樂及文化事務署三級康樂助理員，未經受權向一名二級工人索取及收受共三萬元貸款，被判須履行二百二十小時社會服務。
  15. The securitization of bank assets is one of the most important innovations in the modern financial market and the securitization of home loans is an important component of that innovation. it indicates that financial organizations ( mainly commercial banks ) take the poor liquidity but good prospects in future cash earning of the home mortgage collections and turn them into secured loan groups and then take these assets sales and give them to a specific strong and credible organization, namely a spv ( special purpose " vehicle, to be used by a special purpose organization )

    銀行資產證券化是現代金融市場最重要的創新之一， 「住房貸款證券化」是它的重要組成部分，指的是金融機構（主要是商業銀行）把持有的流動性較差但具有未來現金收入流的住房抵押貸款匯集成抵押貸款群組，然後將此資產出售給特設的有實力、有信譽的機構，即spv （ specialpurposevehicle ，用於特殊目的機構） 。
  16. Its results included two - month profit contribution from the belgian bank. while merger synergies is still latent, the acquisition of belgian bank significantly diversified icbc ( asia ) s loan portfolio and revenue soucres

    雖然合併的協同效益仍未具體反映，但收購華比銀行令中國工商銀行（亞洲）貸款組合和收入渠道更為多元化。
  17. Its results included two - month profit contribution from the belgian bank. while merger synergies are still latent, the acquisition of belgian bank significantly diversified icbc ( asia ) s loan portfolio and revenue sources

    雖然合併的協同效益仍未具體反映，但收購華比銀行令中國工商銀行（亞洲）貸款組合和收入渠道更為多元化。
  18. For potential home owners, we will implement subsidized home ownership schemes and loans schemes to enable those in the relevant income groups to buy their own homes

    此外，我們亦會為收入未逾限額的人士落實居者有其屋及置業貸款等資助計劃，協助他們自置物業。
  19. A land inspector i of the lands department was sentenced to four months imprisonment, suspended for one year, for accepting a 120, 000 unauthorized loan for assisting in a scam to deceive ex - gratia compensation for a land resumption exercise in the new territories

    一名地政總署一級地政督察，未經許可收受一筆十二萬元貸款，在一宗新界收地項目中協助他人詐騙收地賠償，被判入獄四個月，緩刑一年。
  20. We have also urged macau to pass a law allowing casinos to deduct unrecoverable loans from their taxes

    我們還促請澳門政府通過一個新的法案，允許賭場在未收回的貸款上減免稅項。
分享友人
分享到 Line

分享到臉書