業務操作風險 的英文怎麼說

中文拼音 [yèwùcāozuòfēngxiǎn]
業務操作風險 英文
operational risk
  • 業 : Ⅰ名詞1 （行業） line of business; trade; industry 2 （職業） occupation; profession; employment; ...
  • 務 : Ⅰ名詞1 （事情） affair; business 2 （姓氏） a surname Ⅱ動詞1 （從事; 致力） be engaged in; devote...
  • 操 : Ⅰ動詞1 （抓在手裡; 拿; 掌握） hold; grasp 2 （做; 從事） act; do; operate 3 （用某種語言、方言說...
  • 風 : Ⅰ名詞1 （空氣流動） wind 2 （風氣; 風俗） practice; atmosphere; custom 3 （景象） scene; view 4 ...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 業務 : vocational work; professional work; business; service; traffic; transaction
  • 操作 : 1 （按照一定的程序和技術要求進行活動） operate; manipulate; handle 2 （所進行的若干連續生產活動的...
  • 風險 : risk; hazard; danger
  1. According to these questions, we could find the material countermeasures : scientific property rights should base on the stock reforming, control the agent ' s " seeking rent " behaviour, eliminate the controlling of state stock ; bank should firmly circumfuse operational, informatics, normal objects, make out rigid interior institutions ; considerated our financial material situations, the institution of supervision should integrate the interior supervision and exterior supervision and leave on indirect supervision. we should fast establish a leading supervision system without changing the segre gation situation, so as to support a better environment for innovation and also better keep away innovation risk

    針對這些原因，提出了如下對策：科學的產權制度應對商業銀行實施徹底的股份制改造，減少內部人控制現象，克服國有股一股獨大現象；商業銀行應緊緊圍繞「操作性目標、信息性目標、合規性目標」三大目標，建立互相制衡、有力約束的剛性的內控制度；考慮我國金融業的具體情況，新的監管制度以間接監管為主、內外監管相結合，建立由央行為首的「牽頭監管模式」 ，統一金融監管，給銀行業務創新提供一個較為寬松的環境並且實現對業務創新的風險的有效防範。
  2. Through analyzing the credit risk in private business sector running by two commercial banks in daqing, we can find that the operation risk is higher than the credit risk of loanee, and it can enlarge credit risk to a great degree

    針對此情況，本文用案例分析指出個人信貸業務產生的風險不僅僅是借款人的信用問題，更主要的是商業銀行的內部因素導致的，即操作風險。健全的內部控制機制和良好的公司治理結構可以有效的控制操作風險的發生。
  3. The reduction of the risk of m & a has to obey the principal of controllability and fore controllability. its characteristics, are, flexible, satisfactory, changeable, unpredictable and organizable. the design of mechanism should be based on clear relationship of ownership. encouragement should be connected with control ; financial control should be connected with technology control

    因為存在著所有權級並購財務風險和經營權級並購財務風險，也就要對企業並購財務風險進行控制體制的研究，因為存在著制度性並購財務風險與操作性並購財務風險，因而要對具體並購財務風險進行技術控制研究。
  4. A model for risk control and avoiding should also be designed in a fashion favorable for marketing, helping to solve this practically significant problem by balancing the double goals well. the goals of market expansion and of risk control, instead of receiving separate care, have to be taken into a balanced consideration in the theoretical analysis of consumer credit business. only by so doing can roots of risks be gripped

    最後，在設計出與風險控制相協調的消費信貸營銷機制的基礎上，筆者從消費信貸業務實務操作的微觀層面出發，針對控制消費信貸風險，在借鑒西方發達國家大型商業銀行的信用評估模型基礎上，嘗試設計適用於我國的消費信貸信用評估模型，最後從政府的角度討論營造有利於消費信貸發展的外部環境問題。
  5. First, thinking about all kinds of security. research internet security and financial affairs control. through the analyze of the internet financial affairs information system ' s risk, talk about the inter - control on the base of internet financial affairs information system ( operating system control, database control ) and outer - control on the base of internet financial affairs system ( surrounding control, visiting controk e - commerce controk remove disposal control ) second, on the e - currency and financial affairs balance, design different kinds of e - currency balance programmes. ( credit card. saving. case ) simplify the enterprise ' s balance and saving the last of balance ) widen the range of e - commerce activity

    首先，出於各個方面的安全考慮，就網路安全與財務控制方面作了研究。通過對網際網路財務會計信息系統的風險分析，提出了基於網際網路財務信息系統的內部控制（操作系統控制、數據庫控制）和基於網際網路財務信息系統的外部控制（周界控制、大眾訪問控制、電子商務控制、遠程處理控制）的方法。其次，就電子貨幣與財務結算方面，設計了不同類型電子貨幣的結算程序（信用卡型電子貨幣結算程序、存款利用型電子貨幣結算程序、現金模擬型電子貨幣結算程序）使企業簡化結算手續和節省結算費用的開支，擴展了電子商務活動的范圍。
  6. We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages

    貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作，必須在兩個市場間建立資金和信息對流的寬敞通道，在路徑設計上，當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款，及時推出非券商股票質押貸款，並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者，吸收銀行資金間接入市;拓展投資銀行業務，包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團，進行組織制度創新。
  7. As the typical pure fhc based on commercial bank, citi - group inc. keeps away from legal limitation and divides the functions and risks of different businesses, winning both financial efficiency and financial security. in practice, the exploration and experiment of state - owned commercial banks might as well include the following aspects. accelerating experiments is feasible measure keeping to step - by - step principle

    就國有商業銀行構建金融控股公司的操作探索有如下建議：國有商業銀行積極穩妥地推進金融控股公司操作試點；有效度量控制資本不足、關聯交易等風險；確立對金融控股公司的監管制度安排和組織結構，完善法律法規依據是銀監會、證監會、保監會及央行必須共同面對的當務之急。
  8. Internal control system about credit operational risk includes organization and management system, operational institution, authorization and award institution, information communication system, check and supervision institution and so on

    信貸業務風險內控制度的主要內容包括組織管理體系、業務操作制度、授權授信制度、信息交流系統、檢查監督制度等幾個方面。
  9. Working group on banking supervision. among the topics discussed were implementation of pillar 1 credit and operational risk approaches, cross - border issues in basel ii, innovative capital instruments and enterprise - wide risk management

    會上討論的課題包括實施第一支柱下的信用與業務操作風險資本協定二的跨境事項創新資本工具及企業層面的風險管理。
  10. Viewpoint : banking and operational risk

    觀點:銀行業與業務操作風險
  11. Banking and operational risk

    銀行業與業務操作風險
  12. This paper starts with the current situation of china ' s financial computerization to grasp its developing trend, then analyzes the subsequent broad impacts on traditional financial risks and challenges to financial supervision, and at last puts forward a framework to effectively supervise financial computerizing risk and accelerate the financial development. this paper points out that, payment system modernizing, data centralizing, electronic banking applying, financial networking, and money electronicing are bound to boost financial innovation and cause fundamental changes to financial services, therefore affect strategic risk, operational risk, reputational risk, legal risk, and innovation risk greatly, which will bring about challenges to the principles, modes, measures, and contents of financial supervision

    本文研究認為，我國金融電子化將呈現電子支付體系現代化、數據高度集中化、電子銀行應用廣泛化、金融業務網路化和貨幣電子化五大趨勢，極大推動金融創新的發展，金融業務模式發生根本變革，戰略風險、操作風險、信譽風險、法律風險等出現新的重大變化，金融風險的來源、范圍、結構、復雜性和影響程度極度擴大，傳統的監管原則已不再適應金融業發展的需要，監管方式必須向非現場監管和現場檢查的有機結合轉變，原有的監管手段失效，金融監管的內容也有了更廣泛的內涵。
  13. Secondly, the article deeply analyzes the process of the credit risk control and find out the cause of formation of credit risk and the problems with credit risk control and management form aspects as follows : client structure about credit, related motivation measures, process of operation of credit, pre - loan investigation, checkup for loan, loan operation examination, and management of current non - performing loans. the article then offers solutions for how to guard against and defuse the credit risk regarding the existing problems, so that we can improve the credit asset quality of xx sub - branch and strengthen the credit risk control. ultimately, the article discusses the systematical risk caused by macro - economical environment with which state - owned commercial banks are trying to cope and the prospects for improving macro - environment

    筆者首先通過對xx支行的信貸資產質量、和不良貸款率等幾個方面的分析，揭示了該支行信貸風險的現狀，指出有效的控制信貸風險對該支行來說是一個十分重要而迫切的問題;其次對xx支行在信貸風險控制過程中的諸多環節進行深入剖析，找出該支行信貸風險的成因以及信貸風險管理和控制中存在和暴露的問題，著重從以下幾個方面進行分析:信貸客戶結構、相關的激勵措施、信貸業務操作流程、貸前調查、貸后檢查、以及目前不良貸款的管理;然後針對存在的問題，逐一提出了化解、防範信貸風險的對策，以提高該支行的整體信貸資產質量，鞏固和強化該支行的信貸風險防範和控制;最後從宏觀的角度，淺談了國有商業銀行應對宏觀經濟環境導致的系統風險的思路以及改善宏觀環境的展望。
  14. At present, these financial risks are mainly reflected in ( i ) market risks in several areas where the real estate market appears overheated ; ( ii ) financial risks due to the high debt level of property developers ; ( iii ) moral hazard reflected in felonies involved in mortgage borrowings ; ( iv ) operational risks in bank credit lending especially by local branch offices ; ( v ) credit risks on land developers, and ( vi ) legal and regulatory risks on property lending

    當前房地產金融風險集中表現為：一是部分地區房地產市場過熱存在市場風險；二是房地產開發企業高負債經營隱含財務風險；三是「假按揭」凸顯道德風險；四是基層銀行發放房地產貸款存在操作風險；五是土地開發貸款有較大信用風險；六是房地產貸款法律風險加大。
  15. As a large state - owned foreign trade group company, guotong corp. has undergone sustainable development in the portfolio investment sector. yet at the same time, such activities have caused a heavy loss to the company as capital embezzlement, business misoperation, financing entrust management risks endangering fund safety

    國通公司是一家大型國有外貿集團公司，其證券投資業務得到了較好的發展，但同時出現了內部員工挪用資金、交易誤操作、委託理財業務管理風險危及資金安全等事件，給公司造成了重大損失。
  16. How is operation tied with risk management

    業務操作如何與風險管理相聯系？
  17. An improving economy and the recovery in loan demand give banks the opportunity, and the resources, to conduct comprehensive reviews to identify and control operational risk

    經濟改善以及貸款需求回升，讓銀行有機會及資源進行全面檢討，以識別及控制業務操作風險。
  18. He also drew participants particular attention to the business implications for ais, such as on credit risk, operational risk and capital management, strategic planning and competitive dynamics when basel ii is implemented

    他又促請與會者特別留意實施資本協定二對認可機構的業務的影響，例如信貸風險業務操作風險及資本管理策略性規劃及競爭形勢等。
  19. Yet the questions arise about whether there is a possibility that competition - induced cost - saving measures might have led to management thinning to the extent of impairing the ability of individual banks to manage risk generally and operational risk in particular

    盡管如此，銀行在競爭壓力下採取削減成本的措施，令人擔心會否引致個別銀行的管理層變得過于薄弱，以致影響銀行的風險管理，特別是業務操作風險的管理能力。
  20. We will also offer an additional simplified approach the basic approach which is basically a variant of the existing basel i framework incorporating an operational risk charge, to allow the smaller institutions to make the switch to the revised capital framework without too much disruption

    此外，我們亦會另外提供一個簡化方法，好讓規模較小的機構在過渡至經修訂的資本架構的過程中，業務不致受到太大的干擾。這個方法基本上是現行資本協定一架構的修訂版，加入了業務操作風險的資本要求。
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