次級債 的英文怎麼說
中文拼音 [cìjízhài]
次級債
英文
subprime lending-
So could some swanky offices and shopping centres eventually sufferthe subprime fate
既然如此，現在那些時髦的辦公樓和商貿中心，會重復次級債的命運么？The manufacturers life insurance company, the canadian insurance company subsidiary of manulife financial corporation, completed a very successful offering of cdn 800 million of subordinated debentures
宏利金融有限公司的加拿大附屬保險公司宏利人壽保險公司成功發售八億加元的次級債券。Wells fargo still remains in far better shape than many of its peers because it sold most of the $ 2 trillion in home loans that it originated since 2001 and invested relatively little money in the mortgage - backed securities that are lumping other big banks with multibillion - dollar losses
相對于其他同類銀行，富國銀行的狀況要好得多，他已經出售了大部分次級債，在2001年，他們曾經共持有2萬億美元的住房貸款，同時在抵押貸款證券中相比其他公司數以十億計的損失顯得非常小。Even in cleveland, many subprime borrowers are in houses that they cannot ? and will not be able to ? afford
就是在克利夫蘭，不少次級債務人住在他們現在無力支付? ?將來也買不起的房子里。As we are carrying through the state - owned commercial banks ' marketization reform, these researches inspire us that we should exert the subordinated debt ' s market discipline to substitute for the government supervision in a long time and complement function in a short time
我國在推進國有商業銀行市場化改革應該發揮次級債券市場約束力對政府監管的長期內的替代作用和短期內的互補作用。And because the companies ' subprime debt wasn ' t liquid and no one wanted it, the businesses had to begin selling liquid assets that ? institutions ? did want ? to buy
同時，由於這些公司所持有的次級債流動性不足，市場上無人願意接手，這些公司不得不轉向出售那些市場願意購買的高流動性資產。Either the banks will have to lend money directly to them, or they will end up owning a ragbag of securities ? including some dreaded mortgage - linked bonds
銀行要麼對其直接貸款，要麼最終持有一大堆劣質證券（包括令人擔憂的次級債在內） 。That has costs of its own, not least damaging uncertainty about where exactly the subprime bodies are buried
成本都能找到苦主去承擔，比如有關次級債的屍體會最終埋在哪裡這個頗具有破壞性的不確定性。The good news is that high default rates may be less painful in places whose sub - prime problem sits atop an economic boom
好消息是，在次級債務問題甚於經濟繁榮問題的地方，高拖欠貸款比率的創傷可能不是那麼嚴重。First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue
首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。Bank ’ s choice on credit asset securitization under the pressure of liquidity. credit asset securitization has the function of improving bank ’ s liquidity by changing its loan ( especially the medium and long term loan ) which lacks liquidity into cash
第三，考慮到銀行的籌資成本和市場的承接能力，銀行的首選方案是發行普通股或次級債，其次是對風險權重較大的優良貸款進行證Subsequently, china ' s two other large, publicly listed institutions, icbc and china construction bank, each disclosed subprime holdings above $ 1 billion
緊接著中國的另外兩家大型上市銀行，中國工商銀行和建設銀行，也分別自暴持有超過10億美元的次級債券。The other is quite different : booming states, such as florida and california, where the subprime bonanza fuelled the biggest housing bubbles
這些地區，次級債務危機正沖跨長期衰退中的工業經濟。Many banks, afraid that hedge funds and mortgage companies were holding subprime debt, called the loans on those businesses
許多銀行擔心那些大量持有次級債證券的對沖基金和房貸公司遭遇不測，紛紛開始催債。Goldman sachs led a rebound in financial stocks after the wall street brokerage firm said it doesn ' t plan any significant writedowns due to sub - prime mortgages
在華爾街券商高盛公司表示未因次級債而計劃任何主要減記后，它領導了金融股的反彈。When bank needs to raise its capital adequacy rate, considering financial cost and capacity of capital market, the best choice of bank is the issuance of long - secondary debt or stock, the following choice is fine loan - backed securitization, and non - performing asset securitization is the last choice. bank should try its best to avoid non - performing mortgage - backed securitization
然而，若要為銀行資本充足狀況帶來相同程度的改善，需要發行的資產支持證券規模將會數倍于所需的次級債或股票，這也間接說明資產證券化對資本充足率的改善效果要遠遠差於發行次級債或股票。Turmoil in america ' s subprime and asset - backed markets has hit japan ' s publicly traded financial markets more than perhaps any other country ' s
美國的次級債市場與資產支持證券市場發生動蕩，對日本公共交易的金融市場產生嚴重沖擊，其受影響的程度甚於其它國家。Through financial restructuring, issuance of long - term subordinated bonds and asset portfolio optimization, icbc has substantially improved its capital management and, in turn, its capital adequacy
經過財務重組、發行長期次級債券、資產組合優化等工作，中國工商銀行資本實力顯著增強，資本充足水平大幅提升。We expect concerns over sub prime mortgages to cause significant volatility in financial markets in the near term
我們預計對于次級債的擔憂將在近期內造成金融市場的大波動。Wall street will be looking for an end to the sub - prime mortgage fallout that just keeps claiming victims in the financial sector
華爾街期望讓金融領域受害者不斷增多的次級債風波能在近期結束。分享友人