水銀信使 的英文怎麼說

中文拼音 [shuǐyínxìnshǐ]
水銀信使 英文
quicksilver messenger service
  • 水 : 名詞1 （由兩個氫原子和一個氧原子結合而成的液體） water 2 （河流） river 3 （指江、河、湖、海、洋...
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 使 : Ⅰ動詞1 （派遣; 支使） send; tell sb to do sth : 使人去打聽消息 send sb to make inquiries2 （用; ...
  • 水銀 : mercury; hydrargyrum; hydrargyri; quicksilver水銀變頻器 mercury frequency changer; 水銀 （弧光）...
  1. It indicated that there is no real investing and financing system based on national finance in china. in a word, the funding is separated because of the incompact relationship between policy - oriented bank and finance

    上述這種格局割斷了政策性銀行信用與財政信用之間的聯系，分散了財政資金，使之不能有效利用，同時也制約著政策性金融健康發展，影響我國基礎部門投融資水平和效果的提高。
  2. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  3. So it is important to research how to manage the risk of consumption credit of commercial bank in our country. the construction of this paper as follows : chapter 1, general introduction of consumption credit and its current situation in our country ; chapter 2, analyze the type of the risks and the current risk situation in our country ; chapter 3, analyze the reason of causing the consumption credit risk ; chapter 4 and chapter 5, put forward the main thinking of manage the consumption credit risk, including standardize the internal management of commercial bank and establish a better social circumstance

    其主要原因一方面是由於消費信貸在我國起步較晚，各種規章及配套措施尚不健全，並且我國個人信用體系缺乏，消費者的信用意識薄弱，造成消費貸款中大量的違約情況產生，而由於失信者的違約成本很低，就進一步的惡化了消費信貸的環境;另一方面，商業銀行本身風險管理水平不高，內控制度不完善，導致對消費信貸風險管理的不到位，也是使商業銀行消費信貸業務風險加大的原因。
  4. On one hand, compared with those powerful state - owned bankers, they are subjecting to disadvantages in the aspect of asset scale, outlets location, and the degree of e - commerce but also the source of capital, allocation of asset and even assurance of credit. on the other hand, they have to deal with the changes of the " rules of game " after china ' s accession into wto as well as the severe challenges and impingements advanced by foreign banks

    一方面，與國內國有大商業銀行相比，它們無論在資產規模、網點設置、電子網路化水平方面，還是在資金來源、資產配置以及信用保證等方面都處于不利的地位，致使市場不斷被蠶食；另一方面，它們還面臨著加入wto后帶來的游戲規則的變化，外資銀行參與競爭所帶來的猛烈沖擊和嚴峻挑戰。
  5. The sound credit records of the two borrowing enterprises involved with the trust project are maintained, and icbc beijing municipal branch shall exercise the strict supervision over the receipt and transfer of the amounts in the “ special account of the trust funds ” in accordance with the trust loan agreements and they shall be mutually guaranteed by agricultural bank of china and icbc beijing municipal branch under the condition of the irrevocable principal and interest suretyship of joint and several liabilities, which ensures that the credit enhancement of the trust project reaches the level of the financial bonds and reduces the risk level considerably

    本產品所涉信託項目的兩家借款企業信用記錄良好，中國工商銀行北京市分行按照信託貸款協議約定對「信託資金專戶」內的款項進行收劃並進行監督，並由中國農業銀行總行與中國工商銀行北京市分行分別提供不可撤銷本息連帶責任保證，使信託項目信用增級達到金融債水平，風險程度較低。
  6. However, in order for china to do securitization, we still need to solve the following problems : the lacking of enough matching laws and credit insurance and guarantee, for example, a necessary legal and regulatory framework that allows for the clear separation of assets into the spy, and clarifying the taxation issues related to asset transfers, which will determine whether the securitization vehicle is tax neutral or not

    Spv聘請信用評級機構對貸款組合的信用風險進行信用評級，以揭示證券的投資風險及信用水平，作為擬定發行證券的定價和證券結構設計的依據； （ 4 ）發行貸款抵押證券； （ 5 ）資產管理與回收資產收益。通過上述的運行機制，使需要資金的發起銀行事先獲取資金，以對新項目進行投資或發放新的貸款； （ 6 ）還本付息。
  7. The banking information disclosure can help banking investors, depositors and relevant interest individuals to find out and analyze the financial status, risk situations, company operation and other essential issues of the banks and safeguard their legal interests through analyzing and judging the financial status and risk situations of commercial banks. moreover it also helps the external supervision of commercial banks and promotes commercial banks to improve company operation, to strengthen inner control mechanism and to enhance the operating level and outcome

    商業銀行對外披露信息，有助於銀行的投資人、存款人和相關利益人了解商業銀行的財務狀況、風險狀況、公司治理和重大事項等信息，分析判斷商業銀行的經營狀況和風險狀況，維護自身權益；同時，也有利於從外部加強對商業銀行的監督，促使商業銀行完善公司治理，強化內控制度，提高經營水平和績效。
  8. During recent years, under the positive push of the “ golden card engineering ” and the “ web - based universalizing ”, the phony credit card business in chengdu arrives at the best level in history. however, there are many problems in actual operation and management from both subjective cognition and objective facts. the emergency problem for icbc chengdu branch is how to expand its market share and how to get more profit by decreasing the operation cost

    2002年以來，在市場經濟發展和「聯網通用」工程的推動下，成都地區牡丹信用卡主要業務指標連續創歷史最好水平，但是，無論是在工商銀行系統內排名還是在成都地區同業間排名，都比較落後，主要問題是發卡規模小，卡片使用效率低，收益總體水平不足，反映出成都地區牡丹信用卡業務在主觀認識、客觀條件和實際經營管理方面與行業先進水平相比存在著相當大的差距。
  9. Commercial banks adopt a transitional measure to assess personal credit and there are potential risks for the transactions due to the limited transactional resources. although the establishment of personal credit record and inquiry system is the ultimate solution to the problems of personal credit in the long run, it can not solve the immediate problems. due to the lack of personal credit in the middle and short period of time, the new transaction at its initial stage is now caught in a bind

    然而，個人消費信貸業務發展卻為我國信用缺失所制約，商業銀行普遍採取個人信用評估的過渡性辦法，事實上由於業務資源所限，隱含的業務風險很大，盡管個人徵信系統的建立從長遠看是發展個人信用的終極途徑，但遠水不解近渴，中短期內個人信用的缺失，足以使這項尚在發展初期，處于起步階段的新興資產業務陷入困境。
  10. This year at the crystal cathedral academy each class has to take part on a mission. not just any operational mission but a mission for christ. so we were given an opportunity, if we wanted to, to glean for the 2nd harvest food bank

    她在信里說：今年，水晶宮大教堂學院的每一班學生都要參加一項任務，不僅是行動任務，更是為基督而作的使命我們有機會參加第二屆豐收糧食銀行，去撿拾田裡散落的農作物。
  11. The worsening of credit surroundings has produced much damage to social economic life, such as : market which is short of credit affects the social investment and consume and destroys the normal management of enterprise, enlarges costs of enterprise management, makes the macroscopic control tool useless and enterprise are not willing to invest, banks are n ' t willing to make loans, and it ' s difficult for the government to start investment and enlarge domestic demand, even it directly damages the basic of social legal system, and all types of economic principal parts are difficult to form the legal frame in the basis of construction. many enterprises compete in all kinds of improper ways and ruin the social atmosphere and decline the morals level

    信用環境惡化已對社會經濟生活產生諸多危害：市場缺乏信用嚴重影響社會的投資和消費，破壞企業的正常經營，加大企業經營成本；政府的宏觀調控政策和工具難以發揮作用，企業不敢投資，銀行不敢放貸，使政府啟動投資、擴大內需政策的效用大打折扣；信用惡化還直接破壞社會的法制基礎，各類經濟主體在信用關系中難以形成以合同為基礎的法律框架，許多企業以種種不正當的手段展開競爭，是造成社會風氣敗壞，道德水平滑坡。
  12. Deposit protection is certainly not an automatic outcome, and neither is the sharing of commercial and consumer credit data, which helps keep the non - performing loan ratio of the banking system low and has benefited consumers by allowing them to replace credit card debt with other, cheaper forms of borrowing

    存款保障肯定也不是自行演變出來的結果共用商業及個人信貸資料的措施同樣亦不是自行出現的，這些措施促使銀行體系的壞帳比率維持在低水平，並惠及消費者，讓他們能夠將現有信用卡債務轉為其他較低息的貸款。
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