水銀融化 的英文怎麼說
中文拼音 [shuǐyínrónghuà]
水銀融化
英文
mercury meltdown ignition entertainment usa- 水 : 名詞1 (由兩個氫原子和一個氧原子結合而成的液體) water 2 (河流) river 3 (指江、河、湖、海、洋...
- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 融 : Ⅰ動詞1 (融化) melt; thaw 2 (融合; 調和) blend; fuse; be in harmony Ⅱ形容詞[書面語]1 (長遠; ...
- 水銀 : mercury; hydrargyrum; hydrargyri; quicksilver水銀變頻器 mercury frequency changer; 水銀 (弧光)...
- 融化 : melt; thaw; thawing
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This article is composed by four parts. the foreword introduces simply the process of from establishment to development and contabescence of shanxi bank and the operating and running status. then bring forward the theme of this article that the organizational and managing system was the determinant factors of the prosperity and decline of shanxi bank and its experiences and lessons lend a helping hand to the enterprises of our time. the first part mainly tells of the organizational system and managing mode which drove the development and prosperity of shanxi bank, i t was consisted of the organizing system of the ownership departing from the power of management, and the capital frame of composing by the yin - share and manpower - share, and the human resources management system including high - level various and with elasticity distributing system and strict managing system, and the rigorous mamaging system and flexible running frame, and the enterprise culture of combining tigtly with the ru culture
組織制度方面,主要通過對票號所有權與經營權相分離的組織制度的研究,總結其對票號發展所起到的重要作用;資本構成方面,主要對票號銀股、身股並重的資本構成,特別是票號實行的頂身股制度進行研究,總結其對員工所形成的有效激勵作用;用人體制方面,主要從激勵和約束兩個方面分別進行研究,一方面是票號分配體制的高水平、多樣化、富於彈性,對票號員工形成了有效的激勵作用,另一方面是嚴格的人員選拔、培養、任用以及監督、獎罰等管理制度,對票號員工形成了有效的約束作用;管理制度和經營體制方面,主要通過對票號各類號規進行分類研究,分別從管理制度和經營體制兩類內容來著手,總結票號管理制度的健全和經營體制的靈活對票號業務發展所起到的重要作用;企業文化理念方面,分別從員工教育和儒商融會兩方面進行研究,總結票號對員工道德教育的重視給票號帶來的良好企業風尚以及儒商融會理念使票號在經營方面更加成熟穩健、注重企業長遠利益。To make marketing gambit innovation on that base, the post - savings bank should exploit new financial product priority at intermediary service, personal credit service and particular deposit account service, take advantage of the new internet channel to founded net bank, make internal maketing and customer value management for upraise competitive capability and service level, make alliance strategic to meet the polytropic customer demand
在此前提下開展營銷策略創新,要注重從中間業務、個人信貸和特色存款業務方面開發新的金融產品;利用網際網路技術提供的新渠道開辦網上銀行;為提高競爭能力和服務水平進行內部營銷和顧客價值管理;為適應顧客需求的多樣化而進行戰略聯盟。The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate
論文的模型探討了下列因素和中國信貸配給現象之間的聯系:商業銀行對信貸風險的態度變化,在辨別和控制信貸風險上開始投入大量的成本,這一過程會導致信貸配給;商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給;宏觀經濟緊縮時期資產價格下降會導致信貸配給;商業銀行經營目標函數偏離利潤最大化,近幾年金融業改革過程使商業銀行目標函數發生變化,這一變化過程可能導致信貸配給;在市場分化的條件下,收益水平低的市場會遭受信貸配給;在經濟下滑時期,商業銀行尤其會對高風險市場配給信貸;利率市場化使商業銀行的存貸利差至少在一段時間內縮窄,利差縮窄可能加重信貸配給的程度:在利率市場化條件下,弱勢借款者,包括中小企業,遭受信貸配給的程度可能得到緩解,但支付的貸款利率水平將會升高。He considers that the quality and the scale of a bank are two decisive factors to its competitive ability which we can use some index to measure it. in addition, system of bank and management of bank can influence the competitive ability of commercial bank
除此之外,還有一些定性指標,如企業文化指標、科技水平指標、業務能力指標、金融創新能力指標、經營的國際化能力指標等,正是這些指標綜合所反映的合力體現著商業銀行的綜合競爭力。Because of the influences of different economic development level, economic structure state, the economic structure of the society and politics and the inertia route of banking system development determined by social preference structure which is formed by certain historical culture background, the universal bank has formed two typical types : the universal bank based on capital - market - financial holding universal bank in u. s and the universal bank based on bank intermediation - inside comprehensive management universal bank in germany
由於不同的經濟發展水平、經濟結構狀態、社會政治經濟結構及一定的歷史文化背景所決定的社會偏好結構所導致的銀行制度發展的慣性路徑的影響,在美國和德國分別形成了有代表性的以資本市場為基礎的金融體系中的全能銀行? ?金融控股型全能銀行和以銀行中介為基礎的金融體系中的全能銀行? ?內部綜合經營型全能銀行。After the analysis on internal and external factors, the four banks can make improvements in respective deficiencies. by taking all - round reform measurements, for example, optimizing their organization and management, improving traditional operation, achieving more profits in main businesses, encouraging innovation in products and services, perfecting cost management and making progress in efficiency, the state banks will strengthen their earning power and achieve competitive advantages in future
通過對內外部影響因素的分析,國有商業銀行可以對癥下藥,通過優化組織與管理、加強常規業務管理、提高主營業務盈利水平、積極進行金融創新、開拓銀行業務體系、完善成本管理體制、提高經營效率等途徑,盡快提高盈利能力,增強競爭力。Then the paper reviews the history of investment bank and divides the history into three phases by important history event of investment bank. in chapter three. according to the history of every country, the paper does a comparative research to the developing modes of investment bank. therefore, according to the status of china finance, the paper draw a conclusionthe develop mode of our young investment bank is " the conversion of securities company to investme nt bank under the operation - divided system "
緊接著本文考察了國際投資銀行的歷史演進過程並以投資銀行機構經歷的重大歷史事件為分水嶺,大體上可以將投資銀行的歷史劃分為三個歷史階段。在第三章本文根據各國歷史情況,對投資銀行發展模式進行了比較研究。因此,結合我國經濟金融發展狀況,本文提出了把我國舉步之初的發展模式確定為「分業經營體制下的證券公司投資銀行化」 。As the financial system reformation goes more further, the ccbs have no systematic advantages any more, meanwhile, the disadvantages like small - sized, weak bases, lack of capital and complex competition ability, especial the profit ability has became more and more obvious. according to the statistics offered by the china banking regulatory commission ( cbrc ), by the end of 2004. 11, the total assets of all the ccbs in china is 1. 9 trillion, and the equity is 693 billion. according to the five - category classification, the balance of non - performing loans ( npl ) is 9. 7 %, and the average capital adequacy ratio is 2. 7 %, while the average total assets is less than 0. 1 %, which is only 1 / 12 of american average level
我國中小商業銀行的主力軍? ?城市商業銀行風風雨雨近十年,在過去的十年中,初步化解了多年積累的風險、在地方經濟發展中發揮了重要的作用;隨著金融體制改革的全面深化,城市商業銀行的體制、機制優勢逐漸與競爭對手同質化,規模小、底子薄、資本實力弱、綜合競爭能力差尤其是贏利能力弱的劣勢日益凸現,據銀行業監督管理委員會的統計,截止2005年11月,全國城市商業銀行資產總額為1 . 9萬億、所有權權益693億、按照貸款五級分類,不良貸款余額為1027億、平均不良貸款率為9 . 7 % 、平均資本充足率為2 . 7 % ,其中平均的總資產收益率不到0 . 1 %是美國平均水平的1 / 12 ,就是跟印度、馬來西亞等發展中國家比差距也不小,中小商業銀行的財務問題逐漸成為了其進一步發展的瓶頸,財務風險凸現,潛在的財務危機也日益加大。The fundamental rule that our country bank and securities industry tax system was regulated and reformed is : unit the domestic and foreign organization ' s tax system to be impartial burden, optimize the tax system, enlarge the levied tax range, clear - cut tax policy orientation entire frame and fundamental thinking that bank and securities industry tax system is as follows : first, construct the integrated bank and securities industry tax system and the negotiable securities trade tax system, achieve to adjust all levels different banks and tax revenue system that different banking capitals and prosperities segment are levied completely
我國銀行和證券業稅制調整和改革的基本原則是:統一內外稅制、公平稅負,優化稅制體系、擴大征稅范圍、明確稅收政策取向。銀行和證券業稅制改革的整體框架和基本思路:一是構建完整的銀行和證券業稅制體系,實現對各級、各種銀行及各種金融資產的各個環節全面征稅的稅收制度。二是構建整體配套、協調的銀行和證券業稅制結構,設計公平合理的銀行和證券業整體稅負水平、避免稅收遺漏或重復征稅問題。This paper puts forwart that the macro components include the economic development level, the extent of the financial deepening, the banking regulatory system and the banking market environments, whereas the micro factors consist of the effective structure of corporation governance, scientific decision - making systems of enterprises, rigorous regulation of business operation, integrated assessment and encouragement system, regular auditing and inspecting work and prompt information monitoring system
文章將經濟發展水平、金融深化程度、銀行監管體系、銀行市場環境作為構建銀行內控制度的宏觀要素,而將有效的公司治理結構、科學的企業決策機制、嚴密的業務操作規章、健全的考核激勵機制、常規的稽核檢查工作和即時的信息監控系統列為構建銀行內控制度的微觀要素。分享友人