流動儲蓄 的英文怎麼說
中文拼音 [liúdòngchǔxù]
流動儲蓄
英文
fluid savings- 流 : Ⅰ動1 (液體移動; 流動) flow 2 (移動不定) drift; move; wander 3 (流傳; 傳播) spread 4 (向壞...
- 儲 : Ⅰ動詞(儲藏; 存放) store up; save; keep [have] in reserve Ⅱ名詞1. (繼承人) heir 2. (姓氏) a surname
- 蓄 : 動詞1. (儲存; 積蓄) store up; save up 2. (留著而不剃掉) grow 3. (心裏藏著) entertain (ideas); harbour
- 流動 : 1. (液體或氣體移動) flow; run; circulate 2. (經常變換位置) going from place to place; on the move; mobile
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The main innovations in this dissertation are as follows : when hesperian consumption function theory, deeply rooted in the culture of occidental social system and economic institution, is used to study chinese rural households " consumption behavior and construct the consumption model, we must premise it with our native rural households " consumption behavior analysis
正如凱恩斯所指出的:消費或儲蓄動機,是隨假定的經濟制度與經濟組織,隨種族、教育、宗教及流行道德觀念等因素所形成的習慣,隨現在的希望與過去的經驗,隨目前財富分配的辦法等大有不同。One is financing, which means the funds is from owner to user, saving is converted into investing, and social and idle funds is transferred to producing. it could make it possible for enterprise ' s production and extend reproduction to become into a reality and develop economy. another function is allocation of resources, which guides the funds from the section of the low benefit to the high benefit to realize efficient allocation
證券市場最基本的功能有:一是籌資功能,即使資金從資金擁有者手中流向資金使用者,使儲蓄轉化為投資,實現社會閑置資金向生產領域的轉移,為企業的生產和擴大再生產創造條件,促進社會經濟的不斷增長;二是資源配置功能,即引導資金有效地由低效益的部門向高效益的部門流動,從而優化資源或生產要素的配置或提高其配置效率,即實現帕累托效率。Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors
但是,以現代商業銀行經營的安全性、盈利性和流動性角度來看,住房抵押貸款仍存在一些缺陷:一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。30 litre couplant tank. automatic pumped supply with full recirculation. visual and electronic level display. continuous couplant monitoring by flow sensor and ultrasonically
30升的耦合劑儲蓄槽。自動化泵槽裝置可以將其完全循環利用。可顯示直觀的電子層面。通過流量傳感器和超聲波地來對耦合劑進行連續監控。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。On the effects of the interest rates and saving rates of short - term capital flows
論利率與儲蓄率對國際短期資本流動的影響We can discovered the factors which affected the monetary velocity of our country long - term drop include the economical monetization degree, the change of, interest rate, high savings ratio
研究結果表明影響中國貨幣流通速度長期下降的因素有經濟貨幣化程度的加深、利率的變動、居民的高儲蓄率。Consequently, in order to optimizing the saving behavior and harmonizing the economy development, it is essential that ( 1 ) to perfect the price system of farm produce in order to improve the level of income of rural residents ; ( 2 ) to safeguard the right of land and social security to reduce the uncertain anticipation ; and ( 3 ) to reconstruct china ' s agricultural credit system to release the restriction of fluidity. the main innovation points in this thesis are as the following. the analysis framework of saving behavior of rural residents has been put up
因此,為了改善中國農村居民儲蓄行為,加強宏觀經濟調控,必須完善農村市場價格調節機制,保證農村居民收入的穩定增長;為農村居民提供相應的社會保障制度,降低其對未來收入特別是支出方面的預期尤為重要;加強農村公共物品市場體系建設,縮小城鄉以及地區間的收入差距;政府應當重點考慮規范正規金融市場與強化農村正規信貸市場,解決農村居民的流動性約束問題;幫助農村居民確立合理的消費期望,培養農村居民把握消費的自主意識及合理進行消費決策的能力。I am confident that greater capital mobility and progress in the other elements of this strategy for asian financial integration, given the clearly higher growth potential, will result in greater retention of asian savings in asia
由於亞洲金融一體化會提升區內的增長潛力,因此我深信資本流動性增加,以及一體化策略的其他元素所取得的進展,將會促使更多區內儲蓄留在亞洲本土。Certainly, china money circulation speed does not fluctuate widely because china chooses a kind of " progressive " reforming model. the author points out that the recent gr adual slow - down of money currency speed is due to the breaking down of the cycling chain of capital and the deposit ca n ' t turn into investment and form output effectively at the same time
當然,中國貨幣流通速度未出現大幅波動只是中國選擇了一種「漸進式」改革模式,同時筆者指出近期廣義貨幣流通速度下降是因為資金循環鏈條的斷裂,儲蓄不能有效轉化為投資形成產出所致。Why do such a new system give much help in poverty reduction in the developing countries ? this paper give us some new advice on micro - credit of our country by discussing the development processes of micro - credit worldwide and the practice of our country : 1 、 our institution of micro - credit should find enough public capital to make it better than the traditional institution that only relying on the state finance or donative capital, in one word, there is about 950 billion $ underground in our country. we should manage to attract so these capital to attend in poverty reduction, in another word, much capital that deposit in the post saving institution and the rural credit institution have outflow away the rural region because of lacking of investing channels
本文主要在考察世界范圍內小額信貸的產生與發展過程,並從中汲取經驗,結合我國小額信貸的運作實踐,為我國的小額信貸的進一步擴展提出了一些新的看法:我國小額信貸必須突破現有的依靠捐助資金或財政補貼運作的單一資金渠道來源的運作方式,想方設法從民間獲得機構持續發展的必需資金,在我國,一方面存在著大量的地下金融活動,約有大約9500億元的資金,這是我們可以動員的資金,使它們參與到小額信貸中來,而另一方面,在我國由於缺乏正規的投資渠道,才會有如此巨大的資金存在於正規金融體制之外,而且,我國農村正規金融機構農村信用社,從農村吸收的儲蓄存款,由於難以在農村尋找合適的信貸項目,大量資金流出農村,郵政儲蓄機構同樣存在這樣的情況,這些都是農村發展中的資金瓶頸形成的因素。This would facilitate the movement of savings between jurisdictions and make cross - border transactions more efficient
此舉有利儲蓄在不同的經濟體系之間流動,並可提高跨境交易的效率。It should always be remembered bonds are less liquid than savings deposits with banks, and bond prices can go up as well as down
不過投資者應謹記,債券比銀行儲蓄存款的流動性低,債券價格亦會有起跌。In the course of investment games played in higher education, the expected income is only a necessity for deciding whether the game players invest or not. the influential factors for the genesis of dominant results of non - paleto in the investment games process, are, to a large extent, the choosing and building investment motivation based on various psychological expectancy. apart from social security, income allocation, liquidity limitation and regional difference. it ' s a important factor from uncertainty psychological expectancy include peoples " psychological expectancy for future uncertainty resulting from current changes of chinese system and continuous high - income expectancy derived from the nature of higher education ' s store of value
在高等教育投資博弈過程中,即期收入只是決定博弈各方投資與否的必要條件之一,影響高等教育投資博弈非帕累托最優結果產生的因素,很大程度上在於市場選擇和建立在種種心理預期基礎之上的投資動機;而影響心理預期的因素除了社會保障、收入分配、流動性約束、地區差異等以外,中國目前制度變遷造成的人們對未來不確定性的心理感受預期和高等教育「價值儲蓄( storeofvalue ) 」本性帶來的持久高收入預期也是重要方面。This is a particularly relevant question when and this is the second phenomenon that i am concerned about a significant part of our savings is recycled back into the region in a much more volatile form with a tendency to assume a predatory character, possibly creating financial havoc and monetary and financial instability in the region
尤其當這些儲蓄大部分都以極不穩定的形式,甚至是狙擊型的勢態迴流區內,引起金融震蕩以及動搖貨幣與金融穩定,我們就更應該問這個問題,而這亦是我關注的第二個現象。The precautionary savings theory and the liquidity constraint theory in western consumer theory have the very reference and practice value if it ’ s applied to research the consumption of urban residents in our country
西方消費理論中的預防性儲蓄和流動性約束理論對研究轉軌時期我國城鎮居民消費問題有很強的借鑒意義和實踐價值。There is a strong empirical correlation between economic growth in latin america and flows of capital to the region. capital inflows can provide a strongly expansionary impulse to the domestic economy, and sharp reductions in the rate of inflow can be strongly contractionary
作為國際資本流動的一個重要組成部分,拉美國家的資本流入不僅取決于其國內儲蓄與投資的平衡狀況及進出口的增長,也取決于國際資本流動的規模和方式。When a company or bank considers putting its ' money into liquid assets, it means investing money in money market securities, short term cds or a savings account held at a bank
當公司或銀行考慮將錢變為流動資產時,就意味著將錢投資到金融市場有價證券、短期存單或銀行儲蓄賬戶。The ? interest ? rate ? level ? and ? the ? interest ? rate ? structure ? unreasonable ? mainly ? display ? in : ? most ? recent ? several ? years ? because ? the ? government ? adopts ? the ? low ? interest ? rate ? policy, ? the ? interest ? rate ? level ? is ? in ? the ? historical ? most ? low ? point, ? saves ? the ? loan ? advantage ? difference ? unceasingly ? to ? reduce, ? the ? goal ? is ? the ? maintenance ? loose ? currency ? environment ? promotes ? the ? economy ? to ? grow, ? but ? individual ? deposit ? not ? only ? does ? not ? have ? massively ? to ? drain, ? on ? the ? contrary ? personally ? deposits ? 18 % ? speed ? fast ? growth ; ? these ? two ? years, ? and ? further ? because ? is ? the ? stock ? market, ? the ? fund ? rise, ? massively ? deposits ? the ? fund ? to ? flow ? to ? the ? stock ? market, ? this ? not ? only ? suppressed ? the ? commercial ? bank ? to ? provide ? the ? loan ? the ? impulse, ? moreover ? also ? caused ? the ? commercial ? bank ? to ? manage ? active ? the ? profit, ? the ? security ? and ? the ? fluidity ? comes ? under ? a ? more ? tremendous ? influence
利率水平和利率結構不合理主要表現在:前幾年由於政府採取低利率政策,利率水平處于歷史最低點,存貸款利差不斷縮小,目的是維持寬松貨幣環境以促進經濟增長,但是個人儲蓄不僅沒有大量流失,相反個人儲蓄18 %的速度快速增長;這兩年,又因為股市,基金的上漲,大量儲蓄資金流向股市,這不僅抑制了商業銀行發放貸款的沖動,而且還使商業銀行經營活動的盈利性、安全性和流動性受到較大影響。Liquidity is one of the key differences between savings and investments
流動性是儲蓄和投資的關鍵區別之一。分享友人