流動性儲蓄 的英文怎麼說

中文拼音 [liúdòngxìngchǔxù]
流動性儲蓄 英文
liquid savings
  • 流 : Ⅰ動1 （液體移動; 流動） flow 2 （移動不定） drift; move; wander 3 （流傳; 傳播） spread 4 （向壞...
  • 性 : Ⅰ名詞1 （性格） nature; character; disposition 2 （性能; 性質） property; quality 3 （性別） sex ...
  • 儲 : Ⅰ動詞（儲藏; 存放） store up; save; keep [have] in reserve Ⅱ名詞1. （繼承人） heir 2. （姓氏） a surname
  • 蓄 : 動詞1. （儲存; 積蓄） store up; save up 2. （留著而不剃掉） grow 3. （心裏藏著） entertain （ideas）; harbour
  • 流動性 : flowability; fluxility; fluidity; mobility; liquidity; flow property流動性不足 liquidity shortage...
  • 流動 : 1. （液體或氣體移動） flow; run; circulate 2. （經常變換位置） going from place to place; on the move; mobile
  1. Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors

    但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。
  2. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  3. Consequently, in order to optimizing the saving behavior and harmonizing the economy development, it is essential that ( 1 ) to perfect the price system of farm produce in order to improve the level of income of rural residents ; ( 2 ) to safeguard the right of land and social security to reduce the uncertain anticipation ; and ( 3 ) to reconstruct china ' s agricultural credit system to release the restriction of fluidity. the main innovation points in this thesis are as the following. the analysis framework of saving behavior of rural residents has been put up

    因此，為了改善中國農村居民儲蓄行為，加強宏觀經濟調控，必須完善農村市場價格調節機制，保證農村居民收入的穩定增長；為農村居民提供相應的社會保障制度，降低其對未來收入特別是支出方面的預期尤為重要；加強農村公共物品市場體系建設，縮小城鄉以及地區間的收入差距；政府應當重點考慮規范正規金融市場與強化農村正規信貸市場，解決農村居民的流動性約束問題；幫助農村居民確立合理的消費期望，培養農村居民把握消費的自主意識及合理進行消費決策的能力。
  4. I am confident that greater capital mobility and progress in the other elements of this strategy for asian financial integration, given the clearly higher growth potential, will result in greater retention of asian savings in asia

    由於亞洲金融一體化會提升區內的增長潛力，因此我深信資本流動性增加，以及一體化策略的其他元素所取得的進展，將會促使更多區內儲蓄留在亞洲本土。
  5. It should always be remembered bonds are less liquid than savings deposits with banks, and bond prices can go up as well as down

    不過投資者應謹記，債券比銀行儲蓄存款的流動性低，債券價格亦會有起跌。
  6. In the course of investment games played in higher education, the expected income is only a necessity for deciding whether the game players invest or not. the influential factors for the genesis of dominant results of non - paleto in the investment games process, are, to a large extent, the choosing and building investment motivation based on various psychological expectancy. apart from social security, income allocation, liquidity limitation and regional difference. it ' s a important factor from uncertainty psychological expectancy include peoples " psychological expectancy for future uncertainty resulting from current changes of chinese system and continuous high - income expectancy derived from the nature of higher education ' s store of value

    在高等教育投資博弈過程中，即期收入只是決定博弈各方投資與否的必要條件之一，影響高等教育投資博弈非帕累托最優結果產生的因素，很大程度上在於市場選擇和建立在種種心理預期基礎之上的投資動機；而影響心理預期的因素除了社會保障、收入分配、流動性約束、地區差異等以外，中國目前制度變遷造成的人們對未來不確定性的心理感受預期和高等教育「價值儲蓄（ storeofvalue ） 」本性帶來的持久高收入預期也是重要方面。
  7. The precautionary savings theory and the liquidity constraint theory in western consumer theory have the very reference and practice value if it ’ s applied to research the consumption of urban residents in our country

    西方消費理論中的預防性儲蓄和流動性約束理論對研究轉軌時期我國城鎮居民消費問題有很強的借鑒意義和實踐價值。
  8. The ? interest ? rate ? level ? and ? the ? interest ? rate ? structure ? unreasonable ? mainly ? display ? in : ? most ? recent ? several ? years ? because ? the ? government ? adopts ? the ? low ? interest ? rate ? policy, ? the ? interest ? rate ? level ? is ? in ? the ? historical ? most ? low ? point, ? saves ? the ? loan ? advantage ? difference ? unceasingly ? to ? reduce, ? the ? goal ? is ? the ? maintenance ? loose ? currency ? environment ? promotes ? the ? economy ? to ? grow, ? but ? individual ? deposit ? not ? only ? does ? not ? have ? massively ? to ? drain, ? on ? the ? contrary ? personally ? deposits ? 18 % ? speed ? fast ? growth ; ? these ? two ? years, ? and ? further ? because ? is ? the ? stock ? market, ? the ? fund ? rise, ? massively ? deposits ? the ? fund ? to ? flow ? to ? the ? stock ? market, ? this ? not ? only ? suppressed ? the ? commercial ? bank ? to ? provide ? the ? loan ? the ? impulse, ? moreover ? also ? caused ? the ? commercial ? bank ? to ? manage ? active ? the ? profit, ? the ? security ? and ? the ? fluidity ? comes ? under ? a ? more ? tremendous ? influence

    利率水平和利率結構不合理主要表現在：前幾年由於政府採取低利率政策，利率水平處于歷史最低點，存貸款利差不斷縮小，目的是維持寬松貨幣環境以促進經濟增長，但是個人儲蓄不僅沒有大量流失，相反個人儲蓄18 %的速度快速增長；這兩年，又因為股市，基金的上漲，大量儲蓄資金流向股市，這不僅抑制了商業銀行發放貸款的沖動，而且還使商業銀行經營活動的盈利性、安全性和流動性受到較大影響。
  9. Liquidity is one of the key differences between savings and investments

    流動性是儲蓄和投資的關鍵區別之一。
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