流動性負債 的英文怎麼說

中文拼音 [liúdòngxìngfùzhài]
流動性負債 英文
current liabilities
  • 流 : Ⅰ動1 （液體移動; 流動） flow 2 （移動不定） drift; move; wander 3 （流傳; 傳播） spread 4 （向壞...
  • 性 : Ⅰ名詞1 （性格） nature; character; disposition 2 （性能; 性質） property; quality 3 （性別） sex ...
  • 負 : Ⅰ名詞1 （負擔） burden; load 2 （虧損） loss 3 （失敗） defeat Ⅱ動詞1 [書面語] （背） carry on th...
  • 債 : 名詞（欠別人的錢） debt; loan
  • 流動性 : flowability; fluxility; fluidity; mobility; liquidity; flow property流動性不足 liquidity shortage...
  • 流動 : 1. （液體或氣體移動） flow; run; circulate 2. （經常變換位置） going from place to place; on the move; mobile
  • 負債 : 1. （欠人錢財） be in debt; incur debts 2. （資產負債表的一方） liabilities
  1. And the explicit factor is management risk 、 expectant cash inflood quantity 、 capital fluidity 、 money market 、 decision - making misplay 、 credit risk 、 government behavior etc. macroscopical factor

    經營風險、預期現金的流入量和資產的流動性、金融市場、決策失誤、信用風險、政府行為等宏觀因素是負債籌資風險的外在因素。
  2. Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors

    但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。
  3. The commercial bank is facing the very high liquidity risk on the capital, liability, asset and the adaptive ability of environment change

    國有商業銀行在資本金、負債、資產、以及對宏觀環境變化的應變能力方面都面臨者很大的流動性風險。
  4. Unqualified capital index, high liquidity debt ratio, high bad loan ratio and weak adaptive ability can induce liquidity risk

    資本金充足率不達標、流動性負債比例過高、不良貸款比率居高不下、對宏觀環境變化應變能力不足都有可能誘發流動性風險。
  5. The template on international reserves and foreign currency liquidity provides a comprehensive account of the imf participant s foreign currency assets and drains on such resources arising from various foreign currency liabilities and commitments

    國際儲備及外匯流動性數據範本是全面反映基金組織成員的外幣資產及因外幣負債與承擔引致該等資產流失的情況。
  6. Although this involves giving up the liquidity of some of the foreign reserves, the return on such investments extends to well beyond just the financial yields of the assets that are accounted for in the balance sheet of the central bank holding the foreign reserves

    將部分財政資源投資于這個范疇是一種合理分配金融資產的方式，亦符合國家利益。雖然這樣可能會減低部分外匯儲備的流動性，但這些投資的回報會遠超過在人民銀行資產負債表上的外匯儲備收益。
  7. These are specialist funds, kept separate from their parent company ' s balance sheet, that invest in illiquid assets, such as securities backed by subprime mortgages

    這種特別基金的資產負債表與母公司相分離，投資于低流動性資產，諸如次級抵押擔保債券。
  8. The correct thought in china commercial banks should be : the bank arranges its asset according to its ability to collect deposits over a long period of time, and reduce reserve as possible as it can to increase the income in a short period of time ; the money borrowed from the interbank lending and borrowing market can only be used to smooth the wave of cash demand in a short period of time ; when the bank arrange its asset and liability for the purpose of liquidity management, the bank must consider income and interest risk all together

    我國商業銀行流動性管理的思路應該是：從中長期看，只能根據銀行吸收存款的能力，來安排資金運用；從短期看盡可能降低備付來提高收益；同業市場的短期借款只能用來做為頭寸調度的「潤滑劑」 ；流動性管理管理必須結合收益、利率風險管理來安排銀行的資產負債結構。本文的題目是：我國商業銀行流動性管理的量化分析。
  9. ( 3 ) the liquidity management with the respects of assets, liabilities and technological methods can cut down the risk caused by the low liquidity of stock market in china to some extent

    （ 3 ）將資產、負債和技術性的流動性管理有機的結合起來，可在一定程度上弱化我國股市流動性不足帶來的流動性風險。
  10. The paper point out that the most important risk is the redeem risk in the management of the open - ended fund, so the fund manager can reply on the management of redeem risk to the liquidity risk. according to the specialty management in the liquidity risk of the open - ended fund, there are three aspects : the first is that the fund holder structure problem ; the second is the restriction of the fund investment object and the problem assets assignment

    然後利用我國開放式基金的數據，通過granger因果關系檢驗得出了股票指數對開放式基金贖回風險有顯著影響的結論;由此構建出開放式基金的贖回資金量函數和流入資金量函數，並且得出相應的留存現金的決策模型和應對贖回風險的策略，並指出基金經理可以通過資產和負債兩個角度來對開放式基金進行流動性風險的管理。
  11. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  12. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  13. Our results indicate that the cash flow statement have comparable, in some instance, greater relevance than the other financial statement across different contexts, which include evaluating liquidity, solvency, ability to pay dividends and quality of net income, highlighting differences between net income and final cash balance, predicting financial distress and predicting the time and amount of future cash flows

    結果表明，現金流量表在許多決策背景下可以與利潤表和資產負債表相媲美，而在以下決策背景下，現金流量表的評級大大高於其他兩張報表：評價流動性，評價短期償債能力，評價支付股利的能力，評價爭利潤的質量，突出凈利潤與現金餘額之間的差異，預測財務危機，以及預測未來現金流量的金額與時間。
  14. Based on the analysis of commercial banks " current concept about fund management, this paper brings forward that fund management is the main - string in its operation, and that the concept of fund management, including security and profitability, is extended from current " forrying fund " to the management of the fund cost and fund risk the paper comprehensively discusses the principle of fund management, the management of fund costs, the tactics of management about fund liquidity, the measures of management about fund risks and how to solve the problems on interest risk in the period of frequent interest fluctuation. the paper puts forward ideas on how to improve the fund management. the security, liquidity and profitability of the fund, which are both contradictory and integrated with one another, are internal factors of fund management. fund liquidity is traditional core question. commercial banks face with a number of risks of witch credit risk is the greatest one because our country has adjusted interest rates 8 times since 1996, which covered a period of frequent interest fluctuation

    商業銀行面對許多風險，但最大風險是信用風險。由於我國自1996年以來已連續調整了8次利率，近幾年是利率波動頻繁時期，研究利率的敏感性問題顯得特別重要。要改善資金管理，提高商業銀行的經營水平，就要建立資金管理是商業銀行經營主線的理念，對資金要統一規劃和管理；要改革銀行的體制，建立現代企業制度和法人治理結構，在體制上為資金管理提供有利的運行平臺；增加改善資金流動性管理所需的貨幣政策工具，擴大資金調控手段；打破貨幣市場的僵化局面，為資金管理創造有利的宏觀環境；續續優化負債結構和負債載體設計；增強資金信用風險規避和化解的措施；通過銀行資源整合，努力尋找資金的安全投放渠道，最終完成經營模式由傳統型向現代型的轉變。
  15. Asset securitization has been one of the most important financial innovations since the 1970s. it transfers the asset that is lack of liquidity into liquid securities through structuring a series of trades in order to obtain capital and improve the structure of assets and liabilities

    資產證券化是20世紀70年代以來最重要的金融創新之一，它通過巧妙設計，將流動性差的資產轉換為流動性好的證券，藉以融通資金，達到改善資產負債結構的目的。
  16. And the assets are in fairly liquid form, so that foreign currency liabilities can comfortably be met when they become due

    而且有關資產的流動性相對地高，因此當外幣負債到期時，銀行體系自能應付裕如。
  17. The requirements of the basel agreement are designed to encourage bank to strengthen their capital position and consider the risk of the off - balance - sheet commitments. asset - liability management is integrated of self - discipline and financial supervision. the purpose of asset - liability management is to formulate strategies and take actions that shape a bank ' s balance sheet as a whole in a way that contributes to its desired goals

    資產負債比例管理是一種自律管理與外部監管有機結合的管理方式，其實質是在銀行長期戰略計劃指導下，在短期金融計劃和決策中協調好資金來源和資金運用的內在聯系，實現資金流動性、安全性、盈利性的均衡，是流動性資產、債券貸款、負債和資本相結合的綜合管理。
  18. By improving the assets and liabilities management capacity centering on financial innovation, commercial banks should combine the resolution of excess liquidity and enhancement of risk management together

    商業銀行可以金融創新為核心，通過資產負債主動管理能力的提升，將解決流動性過剩與加強風險管理結合起來。
  19. Allowing for the effects of the adjustment of tax factor, the change of the capital structure, the liquidity risk and the dynamic variation of fund, the discount rate is calculated on the basis of the wacc model and is finally fixed

    受短期債務長期化、流動負債成本顯現化趨勢影響，在計算折現率時以wacc模型為基礎，考慮稅收因素調整、資本結構變化、流動性風險和資金動態變化帶來的影響，進行量化后確定整體折現率。
  20. A stochastic programming model of domestic commercial bank asset and liability management based on liquidity risk constraints

    基於流動性風險約束的我國商業銀行資產負債隨機規劃模型
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