消費信貸管理 的英文怎麼說

中文拼音 [xiāobìxìndàiguǎnlǐ]
消費信貸管理 英文
consumer credit control
  • 消 : 動詞1 （消失） disappear; vanish 2 （使消失; 消除） eliminate; dispel; remove 3 （度過; 消遣） pa...
  • 費 : Ⅰ名詞1 （費用） fee; expense; expenditure; dues; charge 2 （姓氏） a surname Ⅱ動詞（花費; 耗費） ...
  • 貸 : loan
  • 管 : Ⅰ名詞1 （管子） pipe; tube 2 （吹奏的樂器） wind musical instrument 3 （形狀似管的電器件） valve;...
  • 理 : Ⅰ名詞1 （物質組織的條紋） texture; grain （in wood skin etc ） 2 （道理;事理） reason; logic; tru...
  • 消費 : consume; consumption消費城市 consumer city; 消費貸款 consumer loans; consumption credit; 消費方式...
  • 管理 : manage; run; administer; supervise; rule; administration; management; regulation
  1. Moreover, theoretical studies of risk - avoiding in consumer credit have never gone hand in hand with those of banks " marketing, thus, it is necessary to have the two questions com bined in one theoretical study, probing on and proving the close relationship between them. in the meanwhile, marketing mechanisms and organizational structures should be built in a way coordinated with risk control and fit for consumer credit business of the commercial banks

    在對于消費信貸營銷與風險控制之間協調關系的理論證明基礎上，筆者在對我國商業銀行信貸組織結構分析后，嘗試在商業銀行消費信貸宏觀管理層面設計較為理想的與風險控制協調的消費信貸整體市場營銷機制結構，並結合設計圖，進一步討論在開展消費信貸業務中營銷策略與風險控制的協調方式與結合點。
  2. As long as consumers are not held responsible for fraudulent transactions, and they can still use other convenient means of payment and obtaining credit, there seems to be no good reason for the official sector to intervene. in any case, in the credit card business, most, if not all, of the key parties are not subject to any existing system of regulation

    只要消費者無需對不法分子以盜用資料進行的交易負責，並且仍然可以利用其他方便的途徑付款以及獲取信貸，監管機構看來沒有理由要插手，反正信用卡業務的主要參與者絕大部分都不受任何現行的監管制度約束。
  3. From the mortgage loan of real estate to the development of the market of consumer credit, from bank trade improvement management to enterprise, extend financing channels, show the advantage of asset securitization invariably

    從房地產抵押貸款到消費信貸市場的發展，從銀行業改善經營管理到企業拓展融資渠道，無不顯示資產證券化的優勢。
  4. The management of rate risk and personal resume loaning credit risk

    利率風險與個人消費貸款信用風險管理
  5. Through this analyses and comparing with other countries, we can see that we still have much disparity with those developed countries, and then know how to choose our competitive policy through innovations of insurance business

    本部分具體分析了保險業務中的機動車輛保險和消費信貸保險業務的創新思路，還通過對金融功能監管與保險監管理論的研究，探索我國保險監管體制創新對提高保險業競爭力的影響。
  6. In particular, the technology of data soft - isolation is designed for the data security of c - commerce. in the end of the paper, as a case, the mortgage systems of agriculture bank of shanxi province is designed in detail

    文章的最後，作為一個合作電子商務的具體應用案例，詳細闡述了《山西省農業銀行個人消費信貸管理系統》的業務需求、數據概要和系統設計運行的內容。
  7. Based on the mortgage systems of agriculture bank of shanxi province, several topics are discussed. in initial part, the status quo analysis, the basic definition and fundamental business framework of the collaborative commerce are introduced

    因此，本文首先研究了合作商務的現狀，給了出合作商務精確的定義及合作商務運行的基本模式，並針對《山西省農業銀行個人消費信貸管理系統》這個案例進行了分析。
  8. In addition, it is the effective measure for promoting the development of consumption credit of china to transfer and dispel the risk of consumer credit by insurance and security, to construct collateral institution supported by the government, to exert market - oriented interest rate reform of consumer loans step by step, to claim the additional penalty interest rate for ahead - payment and to apply the scientific technology for managing the risk of the consumer credit

    還可以通過保險和證券化來轉移和分散消費信貸風險，通過建立政府支持的住房貸款擔保機構，放開消費信貸利率，對提前償還加收罰息等等方式來控制或分散消費信貸風險，並用科學的方法管理消費信貸風險。這些方法都是中國促進消費信貸發展的有力措施。 j . p . morgan和合作機構開發的「信用度量術」 ? ? var方法可以在消費信貸貸前、貸中和貸后的管理決策中得到應用。
  9. So it is important to research how to manage the risk of consumption credit of commercial bank in our country. the construction of this paper as follows : chapter 1, general introduction of consumption credit and its current situation in our country ; chapter 2, analyze the type of the risks and the current risk situation in our country ; chapter 3, analyze the reason of causing the consumption credit risk ; chapter 4 and chapter 5, put forward the main thinking of manage the consumption credit risk, including standardize the internal management of commercial bank and establish a better social circumstance

    其主要原因一方面是由於消費信貸在我國起步較晚，各種規章及配套措施尚不健全，並且我國個人信用體系缺乏，消費者的信用意識薄弱，造成消費貸款中大量的違約情況產生，而由於失信者的違約成本很低，就進一步的惡化了消費信貸的環境;另一方面，商業銀行本身風險管理水平不高，內控制度不完善，導致對消費信貸風險管理的不到位，也是使商業銀行消費信貸業務風險加大的原因。
  10. This scientific approach makes the bankers the masters of the risk of consumer credit, and then provides the bankers for management strategy in operation on consumer credit with the precise risk - standard or the precise risk - horizon

    這種方法提高了消費信貸風險管理的科學性，使銀行家對消費信貸風險有一個比較明確的掌握，從而可以為銀行家的決策提供明確的風險標準或警戒線。
  11. Secondly, from the bank ’ s angle, i try to find some ways to avoid and control the risks derived from the fluctuation of real estate industry by the bank ’ s reform and innovation. this paper follows these clues with questions below : ( 1 ) what ’ s role do banks play in the real estate price formation ? ( 2 ) what determinants do the real estate loans depend on

    本文試圖從「房地產信貸風險如何形成」這一問題出發，結合國外對于房地產泡沫理論的研究，分析房地產市場、銀行信貸市場、監管者以及消費者等各參與方的行為，試圖找出銀行在發放房地產貸款過程中導致信貸風險積累的環節，並從銀行角度分析，如何通過自身的變革和創新規避和控制風險。
  12. On risk control and management in consumption credit

    消費信貸風險控制與管理
  13. These include : to construct a consummate personal credit system ; to build a sound jurisprudence ; to make the market behavior normal ; to strengthen the management of credit card business ; to establish a system of credit ranking management ; to reinforce the risk management ; to build a better environment in the use of credit card ; to carry out industrialization operation strategy, and so on

    主要包括：建立與完善個人信用體系；健全法律規范，規范市場行為；加強對信用卡消費信貸的扶持與管理，營造良好用卡環境：實施信用卡的產業化經營戰略；加強信用卡消費信貸的風險管理，建立信用等級管理制度；推進信用卡創新和市場營銷等等。
  14. Under the precondition that the commercial bank has a relative perfect interior operation management system, the bank will be facing the following major consumer credit risks, one is credit risk, the other is market risk. the two risks origin from three kinds of uncertainty, the first uncertainty is consumer ' s behavior ; the second is consumer ' s repaying ability ; the last is the uncertainty of the consumer credit market

    在商業銀行具有相對完善的內部經營管理機制的前提下，消費信貸所面臨的主要風險有：信用風險與市場風險，這兩種風險來源於三種不確定性：一是消費者行為的不確定性，二是消費者償還能力的不確定性，三是消費信貸市場的不確定性。
  15. Chinese banks - construction of credit risk management in housing consumption

    構建我國銀行住房消費信貸風險管理體系
  16. The second period was that consumer credit based on bank ' s credit. the third period was the fast developing penod after world war ii * then it analyzes the main conditions of the emergence and growth of consumer credit, such as the 1evel of economy, market condition, the idea of consumers, financial condition, 1egal and regulatory environment, etc. chapter four is a research on housing credit

    信用消費的市場關系包括銀行和其他金融機構、零售商、各種中介機構以及政府等，銀行和零售商分別是信貸資金和商品（服務）的供給者，中介機構包括信用調查機構、擔保機構和保險公司等，政府對信用消費進行規范和管理，並制定政策促進信用消費發展。
  17. Developing consumption credit is the managing demand policy for economic growth through stimulating consumption demand then aggregate domestic demand

    發展消費信貸是通過刺激消費需求從而促進經濟增長的需求管理政策。
  18. With competition sharply reducing the margins on residential mortgage lending, and little loan demand from the corporate sector, banks turned increasingly to other types of consumer lending, such as credit card business, personal loans and wealth management products to provide some asset growth and broaden income sources

    競爭令住宅按揭貸款息差大幅收窄，與此同時，商業機構的貸款需求疲弱，因此銀行都轉向推廣其他類型的消費貸款業務，例如信用卡業務、個人貸款及財富管理產品，以爭取資產增長及擴闊收入來源。
  19. Finally, through defining credit mark criterion and devising credit mark model, controlled individual consumption credit risk, furthermore put forward counter - measures to keeping lookout and removing consumption credit risk

    與生產信貸相比，管理的復雜程度更高，因此，需要針對個人消費信貸建立一套風險防範體系，有效防範和化解個人消費信貸風險。
  20. Also, banks are venturing into a much wider and more sophisticated range of services than before, including products in the consumer finance and wealth management areas

    此外，銀行正積極開拓范圍更廣更嶄新的服務，其中包括消費信貸及財富管理等產品。
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