消費性貸款 的英文怎麼說
中文拼音 [xiāobìxìngdàikuǎn]
消費性貸款
英文
consumption loans- 消 : 動詞1 (消失) disappear; vanish 2 (使消失; 消除) eliminate; dispel; remove 3 (度過; 消遣) pa...
- 費 : Ⅰ名詞1 (費用) fee; expense; expenditure; dues; charge 2 (姓氏) a surname Ⅱ動詞(花費; 耗費) ...
- 性 : Ⅰ名詞1 (性格) nature; character; disposition 2 (性能; 性質) property; quality 3 (性別) sex ...
- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 消費 : consume; consumption消費城市 consumer city; 消費貸款 consumer loans; consumption credit; 消費方式...
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
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Hypothecate institution is non - bank fiance institution, personal house mortgage loan hypothecation institutions incept the pbc, ministry of construct and ministry of finance, our country ' s hypothecation system can divided into two parts : the policied hypothecation system and the business. the double hypothecation mechanism is bulied for separate risk
在對擔保機構為非銀行金融機構定性的框架下,提出個人住房貸款擔保機構接受人民銀行、建設部、財政部共同監管,擔保機構為全國性、區域性的組織結構,針對不同消費群體分為政策性擔保體系和商業性擔保體系;建立了旨在分散風險的再擔保機制。In order to research further the legal essence of the performance guarantee insurance for automobile consuming loan, the study should, on the basis of clearly defined features, explore deeper into factors such as the subject, the object, the relationship between rights and obligations, and so on
本文在介紹和歸納已有研究成果的基礎上,以保險法的基本原則為理論主線,結合歸納、分類和比較等研究方法對汽車消費貸款履約保證保險的性質、合同要素和若干實務問題進行研究。Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization
在分析了我國已有住房抵押貸款保險情況(我國住房抵押貸款保險業務已初具規模,但仍存在不少問題;已有的住房抵押貸款保險的品種單一,覆蓋面很窄;現行的住房抵押貸款保險在實際操作中存在許多誤區)的前提下,筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系,包括:為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。The first one has a brief introduction to birth and development of credit card, defines the concept of credit card, discusses legal characters and functions of credit card, and most importantly makes clear the legal relations between the parties of credit card transactions
詼?詿幽諍?屯庋臃治魴龐每?概念,指出本文所稱信用卡專指銀行信用卡,認為信用卡在法律性質上屬於一種消費信貸,具有轉帳結算、存取現金和消費貸款等功能。Innovate financial services and expand fund sources. improve market system and shun credit risks. guide housing consumption and better environment of credit loan
住房消費信貸資金流動性差,在缺乏貸款二級市場的情況下,貸款風險過于集中於商業銀行,造成銀行放貸的收益與風險不成正比,影響銀行放貸的積極性。Personal short - term petty loan is referred to the rmb unsecured loan with no need for guarantee provided to the borrower by the lender, used for meeting the temporary consumption needs, the term of which shall be within 1 year and the quota shall be less than rmb 20, 000 yuan
小額短期信用貸款是指銀行為解決借款人臨時性的消費需要發放的期限在1年以內、金額在2萬元以下、毋需提供擔保的人民幣信用貸款。The starting point of the thesis is oriented to nonsystematic risk management, i. e., analyze the inherent risks of commercial banks with the car - purchasing loans, control and manage them by system - design and technology - design
本文研究的出發點被定位在非系統性風險管理上,即對商業銀行在開展汽車消費貸款業務過程中的內部風險進行分析,並通過制度和技術設計來控制與管理風險。This article defines a notion to financing selling, and it put forward an ordinary operating process of financing selling after researching personal vehicle consume loan and lodging mortgage mode. it arguments the feasibility of engineering machinery financing selling and puts forward the operating process of engineering machinery financing selling and hazard control elusion method through designing financing selling in lite heavy machinery co. ltd. and studies the demonstration of actualizing case
本文對融資銷售進行了概念界定,在研究我國已有的個人汽車消費貸款和住房按揭模式的基礎上,提出了融資銷售運作的一般程序;並通過對里特重型機械有限公司融資銷售的設計與實施案例的實證研究,論證了工程機械融資銷售的可行性,提出了工程機械融資銷售的運作程序和風險控制規避辦法。Then according to the physical circumstances of consumption loan service faced by floor banks in china, twelve credit risk evaluation indexes are inducted directly toward the customer who will have the contract of credit risk loan. these twelve credit risk evaluation indexes include 5 continuous indexes : age, residential time, employment time, annual income, financial assets, and 7 discrete indexes : employment industry, educational qualifications, professional qualification, bank deposit, house case, means of communication, insurance case
其次,根據我國面向基層銀行消費信貸業務實際情況,歸納出了針對信用貸款客戶信用評估標準的十二個評估指標,包括年齡、居住年數、就業年數、年收入和金融資產五個連續性指標和就業產業、學歷、職級、銀行存款、住房情況、交通工具和保險情況七個離散指標。Borrow writing down card is the consumption after depositing money first credit card is the reimbursement after be being consumed first is in abroad, credit card can regard as individual identification, in credit society, the record of credit card mirrors the individual ' s credence to record, having guiding effect to borrowing money to shop with instalment
借記卡是先存款后消費信用卡是先消費后還款在國外,信用卡可以當作個人身份證實,在信用社會里,信用卡的記錄反映個人的信用記錄,對貸款和分期付款購物起著指導性作用。As a matter of practice standard form contract are widely used in housing loans, and it is recognized that this practice likely will continue
住房消費信貸合同在這里僅指借款合同,由於其作為格式合同的特殊性,有必要加以專門立法規制。分享友人