蓄貸款 的英文怎麼說
中文拼音 [xùdàikuǎn]
蓄貸款
英文
petit credit-
Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors
但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。It turned out that the savings loan had already been robbed
我們發現原來儲蓄和貸款的錢早就被洗劫一空了Firms can have high retained earnings ( ie, saving ) yet still need to borrow if they invest more than they hoard
企業在維持高留存收益（即儲蓄）的同時仍然依靠貸款進行超常規投資。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。They adopt scientific technologies to handle rmb deposit, loan, account settlement, foreign exchange deposit and international settlement
運用高科技金融服務手段辦理人民幣存貸款結算業務外幣儲蓄業務國際結算業務。A medallion signature guarantee can only be obtained from a participant in one of the securities and exchange commission ( sec ) approved programs, such as a commercial bank, brokerage firm, credit union or savings and loans institutions that are members of the medallion stamp program
只有參與美國證券交易委員會的認可單位、商業銀行、經紀代理公司、信用合作社、儲蓄貸款機構等方能提供medallion簽名確認服務。請點擊此網址The result shows that, under the condition of perfect competition, if bank ' s costs of providing transaction services for customers are sufficiently small, then a small tax on deposits interest income does not affect the choice of depositors ( or investors ) between deposits and direct investment ; a business tax on bank loan interest income leads to tax incidence, thus raises loan rates and induces entrepreneurs to switch from bank loan to direct financing ; a tax on bank ' s income also raises the loan interest rate, and hence reduces the demand of loans
研究結果表明，在完全競爭條件下，當銀行為客戶提供的交易服務成本很低時，以較低的稅率對儲蓄利息開征利息所得稅不會影響儲戶（或投資者）在儲蓄和直接投資之間的選擇；對銀行貸款利息收入開征營業稅，則會引起稅收轉嫁，提高貸款利息率，使部分企業選擇直接融資方式而不是從銀行貸款；銀行業所得稅也會提高貸款利率，減少貸款需求量。The paper indicates that the ba1ance of the rura1 deposits, savings deposits, loans, agricu1tura1 loans, tves 1oans increase very quick1y and considerab1y since 1978. savings deposits are the main source of the rura1 deposits. the rura1 financia1
實證分析表明，農村金融機構存款、儲蓄存款、貸款等絕對量增長非常快，儲蓄資金是農村金融機構存款的主要來源；近年來農村信用社在農村貸款總量，特別是在農業貸款和鄉鎮企業貸款中占很大比重。Fourth, as in other economies in the region, our savings rate is fairly high, and households in hong kong have accumulated significant financial assets over the years. thus, the staying power of mortgagors is probably considerably greater here than in an economy with a low savings rate
第四，香港與區內其他經濟體系一樣，儲蓄率頗高，不少家庭多年來更逐漸積聚了豐厚的家財，因此本港按揭貸款人持久落實還款的能力自然比儲蓄率低的經濟體系的高得多。Why do such a new system give much help in poverty reduction in the developing countries ? this paper give us some new advice on micro - credit of our country by discussing the development processes of micro - credit worldwide and the practice of our country : 1 、 our institution of micro - credit should find enough public capital to make it better than the traditional institution that only relying on the state finance or donative capital, in one word, there is about 950 billion $ underground in our country. we should manage to attract so these capital to attend in poverty reduction, in another word, much capital that deposit in the post saving institution and the rural credit institution have outflow away the rural region because of lacking of investing channels
本文主要在考察世界范圍內小額信貸的產生與發展過程，並從中汲取經驗，結合我國小額信貸的運作實踐，為我國的小額信貸的進一步擴展提出了一些新的看法:我國小額信貸必須突破現有的依靠捐助資金或財政補貼運作的單一資金渠道來源的運作方式，想方設法從民間獲得機構持續發展的必需資金，在我國，一方面存在著大量的地下金融活動，約有大約9500億元的資金，這是我們可以動員的資金，使它們參與到小額信貸中來，而另一方面，在我國由於缺乏正規的投資渠道，才會有如此巨大的資金存在於正規金融體制之外，而且，我國農村正規金融機構農村信用社，從農村吸收的儲蓄存款，由於難以在農村尋找合適的信貸項目，大量資金流出農村，郵政儲蓄機構同樣存在這樣的情況，這些都是農村發展中的資金瓶頸形成的因素。The paper focuses on the research of important law implementation, enforcement and improvement involved in education debiting, education saving and education insurance to exert the available functions of financing solutions in promoting the development of education
本論文旨在對教育貸款、教育儲蓄、教育保險中存在的法律實施、制定與完善的突出問題進行探討，以合理發揮金融手段在促進教育發展中的功能。Other than the short - term interbank interest rates being largely somewhere between the retail deposit rates for example the savings rate and the best lending rate, its precise position within that band, or rather how the band moves along the interbank rates, has not exhibited a defining pattern
短期同業拆息一般處于零售存款利率如儲蓄存款利率及最優惠貸款利率之間，但除此以外，有關短期同業拆息實際上在這個范圍的哪個位置，又或者這個范圍怎樣隨同業拆息變動，並沒有一定的模式。For the individual investried, govenuncllt can influence the amoat and smicfore of individual education - invesaned directly by prescribing the proportion of taking on the cost of education - - - - the level of tuition. in addition, governmde can influence individual education - investined indirectly by other fiscal policy such as education credit, education savings
從對個人教育投資調控來看，政府可以通過規定個人承擔教育費用的比例? ?通過規定學費水平的高低直接影響個人的教育投資數量和結構，也可以通過相關的其它財政政策手段，如教育貸款、教育儲蓄利息稅減免等等措施間接地影響個人教育投資。Avoid high - risk investments, high - interest loan or heavy gambling behaviors. do not re - mortgage the house for loan or turn it into a gift to anyone
要避免高風險的投資組合高息貸款或經常賭博，更別將養老的住所或積蓄作財務擔保或饋贈親友等。Inter - american saving and loans banks
美洲儲蓄和貸款銀行Please credit the loan amount to myour existing savingscurrent account with the bank of east asia, limited
請將貸款存入本人（等）現有之東亞銀行儲蓄來往戶口The overcapitalization in the banking industry of our country has the following four reasons : low consumption and high savings ; capital market depression ; pressure from renminbi appreciation ; loans contraction under macro adjustment
摘要我國銀行業資金過剩主要有以下四種原因：低消費高儲蓄；資本市場低迷不振；人民幣升值壓力；宏觀調控下的貸款緊縮。The loans, which will be available to individuals and companies, will have a five year pay off period, according to cgd
據葡儲蓄總行稱，貸款可提供給個人和公司，償還期為5年。Personal pledge loan is referred to one kind of rmb loan business in which the client takes the undue deposit certificate or voucher - like national debt to gain loans from the bank, and duly repay the principal and interest of loans
個人質押貸款是借款人以儲蓄存單、憑證式國債等權利憑證作質押，從銀行獲得貸款，到期歸還貸款本息的一種人民幣貸款業務。Bank reference letter showing banking facilities granted to the employer s company or evidence showing that the employer is in control of substantial assets such as recent properties tax assessment, fixed deposits bank savings statements for the last 6 months with an aggregated amount of no less than hk 350, 000., etc
可顯示僱主的公司獲批的銀行信貸額的銀行證明書或可顯示僱主持有可觀資產的證明，例如最近期的物業稅評稅通知書、過去六個月的定期存款/儲蓄存款結單（結存金額不少於港幣350 ， 000元）等。分享友人