要約貸出 的英文怎麼說

中文拼音 [yāoyāodàichū]
要約貸出 英文
offer to lend
  • 要 : 要動詞1. （求） demand; ask2. （強迫; 威脅） force; coerceⅡ名詞（姓氏） a surname
  • 約 : 約動詞[口語] （用秤稱） weigh
  • 貸 : loan
  • 要約 : offers
  • 貸出 : advancing
  1. A study published by the basel - based financial stability forum ( fsf ) on may 19th outlined the weaknesses in the relationship between hedge funds and prime brokers, such as the loosening of the covenants that enable banks to change lending terms to borrowers that run into trouble

    基於巴塞爾協定，金融穩定論壇（ fsf ）注五月十九日發表論文概要的指出對沖基金與結構經濟間的弱勢，就如同放鬆那些能讓銀行改變借款者貸款期限和條約必將招致麻煩。
  2. Given the importance of the cosa to the company, lenders should consider a negative covenant requiring the parties not to terminate the cosa without lenders ' consent or a remedy giving the lenders some form of step in right to remedy the situation in the event of a threatened termination

    鑒于原油供應協議對項目公司的重要性，各貸款人應考慮一項反面約定，要求在未徵得各貸款人同意的情況下雙方不得終止原油供應協議，或規定一項補救措施，在可能出現終止的情況下，授予各貸款人一定的干預權來對情勢進行補救。
  3. Financial leasing is a novel type of transaction with double functions of financing and leasing in modem market economy, in such transaction, the lessor enters into a supply agreement with the supplier selected by the lessee and acquires the equipment specified by the lessee on terms approved by the lessee, and the lessor enters into a leasing agreement with the lessee and delivers the equipment to the lesse for the latter ' s use, and recovers its loans, interests and other expenses in the form of rentals in installments

    融資租賃一詞是從英文financialleasing翻譯而來，是現代市場經濟條件下的出現的一種兼具融資與融物雙重職能的新型交易。在這種交易方式中，由出租人根據承租人提出的條件和要求，與供貨商訂立買賣合同，買進承租人必需的設備，並與承租人訂立租賃合同，在約定的期間內將租賃物交由承租人使用，以收取租金的形式分期收回貸款、利息和其他費用。
  4. In order to pay for their trans - territory transactions, the natural and legal persons within territories of all amco members can directly obtain umems either by way of exchange for them at local banks and / or other financial institutions with domestic currencies at the rate determined by method stipulated in section 3 of article 5 of this treaty or borrowing from these banks and / or other financial institutions at the rate of interest thereof, or by way of exporting, or through any other proper channels

    各成員境內的法人和自然人，為滿足其跨境交易對「有眉目」的需要，可按本條約第五條第三款規定辦法確定的比率用本幣從當地銀行和（或）非銀行金融機構兌取，也可通過申請「有眉目」貸款、出口收入或其他正當渠道直接獲取「有眉目」即「貨幣兌換中介單位」 。
  5. 3. feasibility analysis of mbs the paper introduces and explains the theory of mbs and analysis the feasibility of mbs in china from many aspects, such as system, laws, financial environment, the situation of housing markets, macroeconomic effect, etc. the reform of land - using system provides mbs system pre - requisite ; the interrelated laws offer the law guarantee for mbs ; the issue of " security act " indicates that the security market of china is being normalized, and the developing prospect of finance in china brings mbs effective support ; the dilemma between the surplus and the shortage of commercial housing gives mbs an important turning point ; the macroeconomic effect of mbs is that it accelerates the economy, reduces the pressure of currency inflation, dissolves the operating risks of finance organs and makes the finance system operate steadily

    三、我國住房抵押證券化的可行性分析本文從住房抵押貨款證券化（ mbs ）的理論分析入手，結合我國住房抵押貸款的發展狀況，分別從制度、法律保障、金融環境、住房市場現狀、宏觀經濟效應等幾方面論述了mbs在我國的可行性：土地使用制度改革為實施mbs提供了制度前提；配套法律制度為實施mbs提供了法律保障； 《證券法》的正式出臺，標志著我國證券市場走向規范，我國良好的金融業發展前景為mbs提供了有效的支持；現階段住房市場的有效供給與有效需求雙重約束的矛盾存在，為證券化實施提供了重要契機； mbs的宏觀經濟效應在於拉動國內需求，促進經濟增長，減輕通貨膨脹壓力，化解金融機構經營風險，保持金融體系穩定運行。
  6. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  7. In reference with the major earlier symptoms and index of agreement violation of loan put forward by bosnian a. roger, and combining the basic elements that influence credit risk forewarning of commercial banks, some key indexes have been selected to establish the prediction model of single loan credit risk. the model may serve as reference in the practice of controlling credit risk of commercial banks

    參考bosmana . roger提出的預測貸款違約主要先期跡象和指標，綜合影響商業銀行信用風險預警基本因素，遴選出一些關鍵指標建立銀行單筆貸款信用風險的預測模型，這個模型在商業銀行控制信用風險的實際操作中具有一定的參考價值。
  8. Consequently, in order to optimizing the saving behavior and harmonizing the economy development, it is essential that ( 1 ) to perfect the price system of farm produce in order to improve the level of income of rural residents ; ( 2 ) to safeguard the right of land and social security to reduce the uncertain anticipation ; and ( 3 ) to reconstruct china ' s agricultural credit system to release the restriction of fluidity. the main innovation points in this thesis are as the following. the analysis framework of saving behavior of rural residents has been put up

    因此，為了改善中國農村居民儲蓄行為，加強宏觀經濟調控，必須完善農村市場價格調節機制，保證農村居民收入的穩定增長；為農村居民提供相應的社會保障制度，降低其對未來收入特別是支出方面的預期尤為重要；加強農村公共物品市場體系建設，縮小城鄉以及地區間的收入差距；政府應當重點考慮規范正規金融市場與強化農村正規信貸市場，解決農村居民的流動性約束問題；幫助農村居民確立合理的消費期望，培養農村居民把握消費的自主意識及合理進行消費決策的能力。
  9. Why do such a new system give much help in poverty reduction in the developing countries ? this paper give us some new advice on micro - credit of our country by discussing the development processes of micro - credit worldwide and the practice of our country : 1 、 our institution of micro - credit should find enough public capital to make it better than the traditional institution that only relying on the state finance or donative capital, in one word, there is about 950 billion $ underground in our country. we should manage to attract so these capital to attend in poverty reduction, in another word, much capital that deposit in the post saving institution and the rural credit institution have outflow away the rural region because of lacking of investing channels

    本文主要在考察世界范圍內小額信貸的產生與發展過程，並從中汲取經驗，結合我國小額信貸的運作實踐，為我國的小額信貸的進一步擴展提出了一些新的看法:我國小額信貸必須突破現有的依靠捐助資金或財政補貼運作的單一資金渠道來源的運作方式，想方設法從民間獲得機構持續發展的必需資金，在我國，一方面存在著大量的地下金融活動，約有大約9500億元的資金，這是我們可以動員的資金，使它們參與到小額信貸中來，而另一方面，在我國由於缺乏正規的投資渠道，才會有如此巨大的資金存在於正規金融體制之外，而且，我國農村正規金融機構農村信用社，從農村吸收的儲蓄存款，由於難以在農村尋找合適的信貸項目，大量資金流出農村，郵政儲蓄機構同樣存在這樣的情況，這些都是農村發展中的資金瓶頸形成的因素。
  10. To idiographic institution, the main causes of the debts forming are as follow : the finance rights and affair rights are digit in the process of the finance and tax system, the finance rights are up collecting, and the affairs rights are down moving, the finance gap formed in the process of the finance and tax system, the comparative economic shrink in the anaphase country reform, the finance ingathering became fewer : the political and the administration system reform is disjoint to the economic system reform, the village and town government financial action is lost echo obligation, the expenditure break through the budget, and so on, otherwise, the country financial system reform is lag, the invests are becoming bad for the country government intervention to economic field, the country government action is short of efficient criterion, cut down the centre transferring geld to the farmers and delay to carry out the legal payment ; the effective supervision to the loan is short of about national to the non - financial machine, and so on, so the debts form at last

    但從根本講，還是制度的原因，是國家通過制度的安排來對利益進行重新分配，導致鄉鎮政府財政收入短缺，產生債務需求，最終形成債務。從具體的制度上看，主要有:財稅體制改革中的財權與事權的錯位，財權向上集中、事權不斷下移;農村稅費改革產生財政缺口;農村改革後期出現的經濟相對萎縮，財政收入減少;政治制度和行政管理制度改革與經濟改革脫節，鄉鎮政府財政行為失去應有的約束，導致開支突破預算等等，產生債務需求。另外，農村金融體制改革的滯后;鄉鎮政府對經濟領域的高度介入，出現經濟投資虧損;政府行為缺乏有效規范，截留老百姓的轉移支付款項、拖延履行法定支付義務;國家對非金融機構借貸行為缺乏有效監管等等，產生債務供給。
  11. Offer to lend

    要約貸出
  12. Finally, the paper gives the optional policies and suggestions to improve monetary policy effectiveness : strengthen the monetary policy, lower further the loan rate, reserve rate and excess rate and reconstruct monetary policy transmission to launch the demand. at the same time, it is necessary to overcome the restrictions in china ' s monetary policy transmission

    最後，文章針對上述分析，提出了旨在提高我國貨幣政策有效性的對策：繼續加大貨幣政策的力度，進一步下調貸款利率、準備金率和超額準備金率，重構啟動需求的貨幣政策傳導渠道，同時還要注意克服貨幣政策傳導過程中諸多環節存在的約束。
  13. In case an event of default has happened, the mortgage lenders would already have the right to call for immediate repayment under the " event of default " clause

    況且若出現違約事件，根據違約事件條款，按揭貸款人已有權要求即時償還按揭貸款。
  14. From the perspective of the mortgage lenders, it is unlikely that they would exercise the right to call for immediate repayment if the mortgage is being serviced properly i. e. there is no event of default

    從按揭貸款人的角度來看，若借款人如期償還按揭貸款即沒有出現違約事件，則它們行使有關權利要求立即償還按揭貸款的機會不大。
  15. Chapter two, points out on the basis of assessing etc. the defining of relevant concept for credit, personal credit, credit not merely means the simple credit activity and credit relationship, and the debt paying ability with monetary debit and credit sides person, honoring an agreement and is written down, keeps one ' s word in many kinds of meanings, such as degree and social prestige of taking shape from this, etc. ; personal credit is assessed and played an essential role in the development of the consumptive credit

    第二章，在給出信用、個人信用評估等相關概念的界定的基礎上指出，信用不僅指簡單的信貸活動和信用關系，而且含有貨幣借貸者的償債能力、履約記錄、守信程度及由此形成的社會信譽等多種意義；個人信用評估在消費信貸的發展中扮演了至關重要的角色。
  16. Based on the reality of commercial banks in china at present, a credit risk assessment model is built based on the analysis frame of decision tree c4. 5 algorithm

    摘要結合我國商業銀行的實際，基於數據挖掘中決策樹c4 . 5演算法的分析框架建立了商業銀行的信用風險評估模型，通過此模型可以根據貸款企業的財務指標，得出企業是否違約的分類。
  17. However, compared with that in developed countries, the consumption loan business in china has come to a bottle - neck, i. e., some hinderance which restrains its expansion such as the unsound social security system, the high cost on the banks ' part, the inefficient anti - risk measures, and, the most urgeut and weakest one, the lack of individual credit system. this essay makes a case study based on relevant data taken from a typical commercial bank

    但與國外發達國家高速發展的狀況相比，我國消費信貸業務發展過程中出現了「瓶頸」 ，出現了一些制約消費信貸業務發展的因素：政策、社會保障體系不健全、銀行方面成本高、風險防範措施力度不夠等，最重要的制約因素? ?個人信用體系健全問題成了討論焦點。
  18. This paper suggests that the financing breach is derived from the bank credit ration produced by the serious information asymmetry of small and medium - sized enterprises, diversified risk allocation mechanism and financing strategy produced by risk grade inconsistency, and credit risk produced by imperfect contacts

    本文在對中小企業存在的融資缺口（資本融資缺口和債務融資缺口）的現實狀況進行分析的基礎上，指出中小企業嚴重的信息非均衡所導致的銀行信貸配給、風險等級不一致所要求的多樣化的風險分擔機制和融資策略及契約的不完善所導致的信用風險是產生融資缺口的根本原因。
  19. The result of the analysis of the model in this article shows, the commercial banks of china would face the dilemma hi the design of restrictive covenants of consumption credit after the period of the rapid increase of consumer loans under the condition of the restrictive interest rate of consumer loans

    本文的模型分析表明，在消費信貸利率限制的條件下，在消費信貸經過一段時間的高速發展后，中國商業銀行將面臨消費信貸合約設計中的困境。中國商業銀行無法根據借款人的風險類型設計出分類式消費信貸合約來，所以實行單一合約，並要求較高的擔保。
  20. Of course, with the study of the model in dynamic relation of incomplete information before loan and the model in dynamic relation of complete information after loan between banks and enterprises, the paper could say we would reduce credit risk from controlling the rate of profit before loan, the cost of bank ’ s pressing for payment of debt after loan etc. the second part is studding the measurement method of credit risk. the paper introduce a few models including credit monitor model, credit metrics, credit risk + etc.

    在這部分，本文主要運用博弈論與信息經濟學的方法，對銀行與企業在貸款申請階段的不完全信息動態博弈與在貸款歸還階段的完全信息動態博弈進行了一系列研究，從而得出有效控制企業貸款申請階段提出的收益率及貸款歸還階段銀行的催款成本、企業違約的損失、銀行對企業的懲罰等一系列指標，將會有效的減少銀行信用風險的產生。
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