貸放速度 的英文怎麼說
中文拼音 [dàifàngsùdù]
貸放速度
英文
lending pace-
China ' s industrial production grew at the slowest pace this year, suggesting weaker export growth and government curbs on lending are starting to cool the world ' s fastest - growing major economy
今年中國工業產值增長速度放緩，表明出口增速減弱和政府控制信貸開始發揮作用，為世界上增長最快的經濟體降溫。In the real world, changes in interest rate policy in various countries have usually experienced a dynamic process from laissez - faire to regulation, and to deregulation, during which some countries benefit a lot from their interest rate policy reform while some countries are negatively affected or even caught in crises for some failure in their interest rate reform
在改革開放的二十多年後，中國利率市場化改革己悄然邁向了最後也是最關鍵的階段一存貸款利率的市場化，而且改革己有加速的跡象。 2002年初，央行選擇8個縣農村信用社進行利率市場化改革試點工作，大幅度提高了利率浮動范圍。The innovation of this text is that it proposed the new idea of vocational education important equally with the academic education ; proposed that pursues the identillcation of technical ability ail - roundly in the enterprises, so that the technician grows up fast ; proposed that the new mode of undergraduate + technician " of vocational education ; proposed that put medium vocational education to the countryside and expand the educational loan to the countryside, etc. it is believed that these schemes will train and bring up a large quantity of high technical talents for wuhan, and bring unprecedented brilliant progress to development of the manufacture of wuhan
本文的創新點在於提出了職業教育與學歷教育同等重要的新觀念；提出在企業中全面推行職業技能鑒定和就業準入制度，以便技術人才快速成長的新舉措；開創「本科+技師」的職業教育新模式；推出把中等職業教育放到農村，把教育貸款擴展到農村的大膽設想等方案。相信這些方案將給武漢市培養和造就一大批高級技能人才，給武漢市製造業的發展帶來前所未有的輝煌進步Under the influence of positive interest difference between foreign currency with rmb and revaluing of rmb anticipatively, the domestic financing institutions increases the foreign currency debt and reduce the rmb loan, and the import and export scale increases significantly at the same time. these insult from significant increase of short - term foreign loan remains and discharge. and the government the system and method of management in foreign loan is not perfect, causing great latent risk of the foreign loan in our country
隨著我國資本市場開放時間的臨近，境內外資金融機構在華業務迅速擴張，受到本外幣正利差和人民幣升值預期的影響，境內機構紛紛增加外幣負債，減少人民幣貸款，同時進出口規模大幅增長，導致短期外債余額和流量大幅上升，且政府在外債管理過程中管理體制和方法的不完善，導致我國外債存在較大的潛在風險，這些變化也導致了外債規模管理難度的增加。" while the fall in the delinquency ratio was largely due to write - offs made by some banks before the year - end, there also appeared to be a slow - down in the increase of overdue loans " said mr. david carse, deputy chief executive of the hkma
金管局副總裁簡達恆說：雖然月份按揭貸款拖欠比率下降，主要是因為部分銀行在年底前進行撇帳，但是逾期貸款的增加速度似乎也有所放緩。By the end of 2002, bank ' s loan balance of residential mortgage already exceeded 820 billion yuan in china. and it still increases fast at the speed of 40 - 50 % per year
到2002年底，我國商業銀行發放的個人住房抵押貸款余額已超過8200億元，而且仍在以年增長率40 50的速度快速增長。After 1989, the increase of demand slowed down and facing the complexion of low degree of industrial concentration of product market and financial strain of medi um and small - sized enterprises caused by the circulating trap of " credit squeeze - - - bad loan ", the advantageous enterprises " " wallow in money ", specifically, those listed companies that could finance from the stock market, began to take predatory pricing strategy in succession and tried to enlarge market share and obtain high return by squeezing medium and small - sized enterprises out of the market after 1998, the vicious circle of deflation and " credit grudging " of banks in product and credit markets, overcapacity, the difficulty of retreating of loss - incurring enterprises in some industries from the market for institutional reasons and over - competition in some industries, led to the incessant decrease of enterprises " global income, persistent increase of rate of debts and constant rise of ratio of bad assets of banks, which further intensified the vicious circle of deflation and " credit grudging " of banks
如在改革開放初期，在產品市場需求旺盛和信貸市場預算軟約束的情況下，各類企業的最優決策就是採用高負債、高擴張的「負債的有限責任效應」策略來搶占市場並獲得高回報； 1989年以後，需求增速開始放緩，面臨產品市場產業集中度較低和信貸市場「信貸緊縮-不良貸款」循環陷阱導致的中小企業資金緊張的局面， 「錢袋鼓鼓」的優勢企業（尤其是那些可以通過股票市場融通資金的上市公司）紛紛採用掠奪性定價策略，試圖通過把中小企業擠出市場來擴大市場份額並獲得高收益； 1998年以後，產品市場和信貸市場形成了通貨緊縮和銀行「惜貸」惡性循環的狀況。產品市場上部分行業生產能力嚴重過剩，且由於體制等原因導致虧損企業無法退出，因此這些行業中出現了過度競爭的現象，企業總體收益的不斷下滑、負債率不斷提高以及銀行不良資產率的持續上升，又進一步加強了通貨緊縮和銀行「惜貸」的惡性循環。China ' s money and credit growth will slow this year as the central bank implements a battery of tightening measures to achieve its primary goal of taming inflation, a senior central bank official said on sunday
央行高官周日表示：隨著央行採取一系列的緊縮政策來實現其抑制通貨膨脹的首要目標，中國今年的貨幣及信貸增長速度將會放緩。Comparatively consanguineous relation was established between zhangjian and modern financial enterprise, it promoted the grownup of dasheng capital group, which onced to be provided much loans
張謇與近代金融業，建立起比較密切的銀企關系，推動大生資本集團的快速崛起，大生資本集團也一度成為金融業爭相放貸的「寵兒」 。" it appears that the increase in the loan delinquency ratio has moderated to some extent compared with previous months, but it will take a longer time to see whether the deterioration in asset quality has indeed stabilized, " said mr. david carse, deputy chief executive of the hkma
金管局副總裁簡達恆表示：與過去幾個月比較，月份貸款拖欠比率上升速度似有略為放緩的跡象，但資產質素下降的趨勢是否已回復穩定，則要較長時間才可確定。The slower pace of new loan approvals appears to have continued in september, said mr. david carse, deputy chief executive of the hong kong monetary authority. however, the amount of existing undrawn commitments to lend suggests that outstanding loans will continue to grow quite rapidly
金管局副總裁簡達恆說：九月份新批出貸款的增長速度似乎繼續放緩，不過現有未被取用的貸款仍處于高水平，表示未償還貸款總額會繼續迅速增長。Economists say the fading optimism reflected in business surveys is partly due to worries over the crunch in the global credit markets, as well as higher interest rates, slower u. s. growth, a soaring euro exchange rate and high oil prices
經濟學家指出，調查反映出的商業信心下降在一定程度上是由於對全球信貸市場的危機感到擔憂所致，同時，利率上升、美國經濟增長放緩、歐元匯率急速上升及油價居高不下也對商業信心產生了影響。The ? interest ? rate ? level ? and ? the ? interest ? rate ? structure ? unreasonable ? mainly ? display ? in : ? most ? recent ? several ? years ? because ? the ? government ? adopts ? the ? low ? interest ? rate ? policy, ? the ? interest ? rate ? level ? is ? in ? the ? historical ? most ? low ? point, ? saves ? the ? loan ? advantage ? difference ? unceasingly ? to ? reduce, ? the ? goal ? is ? the ? maintenance ? loose ? currency ? environment ? promotes ? the ? economy ? to ? grow, ? but ? individual ? deposit ? not ? only ? does ? not ? have ? massively ? to ? drain, ? on ? the ? contrary ? personally ? deposits ? 18 % ? speed ? fast ? growth ; ? these ? two ? years, ? and ? further ? because ? is ? the ? stock ? market, ? the ? fund ? rise, ? massively ? deposits ? the ? fund ? to ? flow ? to ? the ? stock ? market, ? this ? not ? only ? suppressed ? the ? commercial ? bank ? to ? provide ? the ? loan ? the ? impulse, ? moreover ? also ? caused ? the ? commercial ? bank ? to ? manage ? active ? the ? profit, ? the ? security ? and ? the ? fluidity ? comes ? under ? a ? more ? tremendous ? influence
利率水平和利率結構不合理主要表現在：前幾年由於政府採取低利率政策，利率水平處于歷史最低點，存貸款利差不斷縮小，目的是維持寬松貨幣環境以促進經濟增長，但是個人儲蓄不僅沒有大量流失，相反個人儲蓄18 %的速度快速增長；這兩年，又因為股市，基金的上漲，大量儲蓄資金流向股市，這不僅抑制了商業銀行發放貸款的沖動，而且還使商業銀行經營活動的盈利性、安全性和流動性受到較大影響。分享友人